1. Ingeniería

E-Invoices
Sasan Sedigh, DPI, Sales Representative
Miha Filipic, Halcom, Product owner
Confidential. All rights reserved. Halcom d.d.
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Copyright 2013 Halcom d.d. All rights reserved
3
Data Processing of Iran (DPI)
Pioneer in IT Industry in Iran with 57 years experience
Business lines:
• Presenting IBM Hardware and Software Solutions
• Supporting IBM Hardware and Software Solutions
• Developing and Supporting Application Software
• Developing and Supporting eBanking Products
• Presenting Backup and Monitoring Total Solutions
• Designing and Implementing Data Center
• Presenting Network and Security Solutions
• Presenting Professional IT Training Courses
• Equipped Call Center and Printing Center
• Informatic Educational Center
DPI Banking Customers in Iran
DPI eBanking Roadmap (2015 ~ 17)
Africa
South America
Introduction
E-Invoice Basic processes
Benefits for the parties involved
Key success factors
Halcom experiences
Evolving market models
DEMO E-bills
Summary
Confidential. All rights reserved. Halcom d.d.
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B2B
G2B
B2C
G2C
E-Subscription
E-Subscription
E-Subscription
E-Subscription
E-Subscription
E-Invoice
E-Invoice
E-Invoice
E-Invoice
E-Invoice
Payment
Payment
Payment
Payment
Payment
Reduced costs for all budget users
AR/AP automation for all budget users
Government as a main driver of E-Invoices
can significantly contribute to widespread
usage of Invoices in a country
Copyright 2014 Halcom d.d. All rights reserved
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improved efficiencies
reduced customer complaints
increased control & cash management
delivery report
reduced costs of invoice delivery
Copyright 2014 Halcom d.d. All rights reserved
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reduced costs
eliminating billing errors
gain internal processes efficiency
Copyright 2014 Halcom d.d. All rights reserved
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from invoice to payment with a single click
e-bills can be paid anywhere & anytime
Proactive notification of receipt of invoice
and due date reminders
Unobtrusive usage of security elements
better overview of e-bills
Copyright 2014 Halcom d.d. All rights reserved
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E-Bills
E-Invoices
• Clear business rules.
• Common data exchange format.
• Driven by a trusted business authority.
• Key Utility Companies & Government Involvement from start.
E-Bills
• Service is available to all
mobile device owners.
• Easy bill payment &
secure registration.
E-Invoices
• Known environment
• Exchange of any
document type
SLOVENIA
SaaS (system as a service) provider for Central
processor in Slovenia (Bankart)
Slovenia
E-Invoice provider to the banks
SERBIA
Halcom is E-Invoice processor
E-Invoice provider to the banks
Serbia
IRAN
Building the E-bills product for Iran
Iran
Copyright 2014 Halcom d.d. All rights reserved
19
End-user
Company
Bank
E—Invoice
procesor
End-user
Company
Bank
E—Invoice
procesor
government
End-user
Company
Bank
E—Invoice
procesor
government
Budget user
End-user
Company
Bank
E—Invoice
procesor
government
Budget user
E-Invoice
agent
Roadmap 2014/2015
To connect all stakeholders into
unified E-Invoice system
End-user
Company
Bank
E—Invoice
procesor
government
Budget user
E-Invoice
agent
End-user
Company
Bank
E—Invoice
procesor
government
Budget user
E-Invoice
agent
Roadmap 2014/2015
To provide unified WEB Portal for E-Invoices
B2B Portal
End-user
Company
Bank
E—Invoice
procesor
government
Budget user
E-Invoice
agent
DPI and Halcom experiences
High potential of E-Bills in IRAN: cca. 45 mio per month
DPI preliminary market research included providers of:
Electricity , Water , Gas , Telephone , Mobile , Municipality , …
All billers interested in E-bills
Optimize cash-flow for billers
Decrease cost of e-billing for billers
Decision on business model
Time consuming and cost ineffective bill payments
Next steps DPI
Implementation of Halcom solution in Iran (2015)
Decision on business model
Administrative procedures defined
Acquiring of new billers (workshops & marketing 2015) 2015)
Acquiring of new e-bill end users (user experience polishing and
marketing 2015/2016)
Government as the biggest biller
Buyer A
Supplier
e.g.
Mobile
operator
Buyers entering to supplier‘s portal to get E-invoices
Buyer B
Supplier A
Suppliers entering to buyer ‘s portal to submit E-invoices
Buyer
e.g.
Merchant
Supplier B
Supplier A
Supplier sends E-invoice
Supplier B
Buyer A
E-Invoice
infrastructure
Buyer gets E-Invoice
Buyer B
Supplier B
Supplier C
Supplier D
Buyer A
SaaS for SUPPLIER
Supplier A
Buyer B
Buyer C
Buyer D
E-Invoice
infrastructure
Supplier E
Supplier G
SaaS for BUYER
Supplier F
Buyer E
Buyer F
Buyer G
Copyright 2013 Halcom 30
Copyright 2013 Halcom 31
Summary
Challenge
Optimize cash-flow and decrease cost of e-billing for billers
Time consuming and cost ineffective bill payments
High potential in Iran
Solution
Halcom e-bills (on mobile devices)
Result
Iran as a world e-billing leader
Billentis 2014
Billentis 2017
Q&A
Thank you for your attention!