Community Focus Federal Credit Union Quarterly Newsletter | January 2015 CUS F LET YOUR LAST HOLIDAY GIFT BE FOR YOU We offer low rates so you can save money and simplify your life by making one fixed, monthly payment. Let your last holiday gift this season be for you! Apply Today! www.communityfocusfcu.org/apply *APR=Annual Percentage Rate. Quoted rate is the lowest rate available. Your rate will be based on your credit score. Rates and terms subject to change without notice. Sample payment: $84.81 if you borrow $1000 at 3.25% APR for 12 months. The rate offered is valid through 1/31/2015. Lobby Hours: M, T, Th: 9 W: 11 F: 9 S: 9 am am am am - M-Th: 8 am W: 11 amF: 8 am S: 9 am - PH OST OLIDAY LOAN AS LOW AS 3.25% Annual Pe 18925 Telegraph Rd. Brownstown, MI 48174 Tel: 734.281.3900 Fax: 734.281.2352 5 5 6 1 pm pm pm pm Drive-Up Hours: Now that the holidays are over, Community Focus FCU is here to help you with your post-holiday expenses. If you’ve used many different credit cards to charge up your holiday expenditures, you may be interested in consolidating them into our Post-Holiday Loan. Brownstown Branch rcentage R ate SAVE THE DATE 5 5 6 1 pm pm pm pm Ecorse Branch 3815 W. Jefferson Ave. Ecorse, MI 48229 Tel: 313.386.5800 Fax: 313.386.5883 Lobby Hours: M, T, Th: 9 am - 5 pm W: 11 am - 5 pm | F: 9 am - 6 pm Toll Free: 800.526.7328 www.communityfocusfcu.org Service Centers: Tel: 888.748.3266 M-F: 9 am - 7 pm S: 9 am - 2 pm VISA Card Lost or Stolen: 800.991.4961 ATM/Debit Card Lost or Stolen: 800.528.2273 HOLIDAY CLOSINGS All CFFCU members are welcome to attend the 53rd Community Focus FCU Annual Meeting. Martin Luther King’s Day: January 19 Presidents’ Day: February 16 Wednesday, April 8, 2015 Crystal Gardens, Southgate, MI Tickets are $15 each and include dinner, refreshments and prizes. Tickets will be sold in advance at both branches. Watch our website at www.communityfocusfcu.org for more details as the date approaches. Federally Insured by the NCUA This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. ENTER THE TURBO TAX $25K GIVEAWAY This year, be confident your taxes are done right and get a chance to win big! TurboTax® coaches you to the biggest refund you deserve, double checking as you go and searching over 350 deductions and credits. Try TurboTax Online now for free and be entered into the TurboTax $25K Giveaway!* Kingsley KIDS *TurboTax $25K Giveaway. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the fifty (50) United States or the District of Columbia, 18 years of age or older at time of entry. Void in Puerto Rico and where prohibited by law. Giveaway ends 2/26/15. Subject to complete Official Rules and all applicable federal, state and local laws. For Official Rules including odds of winning, alternate method of entry, and prize descriptions, visit the Official Rules. PRIZES: One (1) Grand Prize: A check for $15,000. Retail value, $15,000. Ten (10) First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $25,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A-03-22F, San Diego, CA, 92129. © 2014-2015 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax 2014. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. CHRISTMAS BASKET WINNERS We are happy to announce the winners of our Christmas Deposit Contest. They are: Kian (age 5) and Geneia (age 11). Congratulations to all that took part in the contest. Keep on saving in 2015! IRA CONTRIBUTION DEADLINE You have until April 15, 2015 to contribute to your 2014 IRA. Please be sure to specify that you are making a 2014 contribution. SCHOLARSHIP CONTEST In an effort to help today’s youth with the cost of higher education, Community Focus FCU is giving out two (2) $1000 scholarships to high school seniors or college/university students pursuing their first undergraduate degree. To enter, applicants must submit a typed essay or a video in response to the following question: “How can being a Community Focus Federal Credit Union member help me become financially responsible?” Applicants may submit the completed application package via email to [email protected], drop it off at one of our branches or mail it to Community Focus FCU, 18925 Telegraph Rd., Brownstown, MI 48183 by March 6, 2015. For more information and to download the application, please visit our website at: www.communityfocusfcu.org/scholarship FAST TRACK TEENS SIMPLY BUY AND RELOAD The CUMoney VISA Prepaid Card is a prepaid reloadable VISA debit card which offers a safe and convenient alternative to cash. It is designed to help parents track and monitor their teen’s spending simply by logging in to CUMoney VISA online management tool. When the card is running on low, just reload it online or visit one of our branches. The CUMoney VISA Prepaid Card is a great option for teens who are looking for more financial freedom without the worry of credit risk or occasional overdrafts. Get yours today at one of our branches!
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