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Monday, December 28, 2015
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Monday, December 28, 2015
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The San Juan Daily Star
GOOD MORNING
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December 28, 2015
The San Juan Daily Star, the only paper with
News Service in English in Puerto Rico, publishes 7 days a week,
with a Monday, Tuesday, Wednesday and Thursday edition, along with a Weekend Edition to cover Friday, Saturday and Sunday.
Island Health System Lacking
Specialists in Elderly Care
By EVA LLORENS VELEZ
[email protected]
W
INDEX
Local
Mainland
Business
International
Viewpoint
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31
hile data from the U.S. Census shows
that more than 15 percent of Puerto
Ricans living on the island are 65 and
older, neither public hospitals nor diagnostic
and treatment centers have gerontologists or
specialists in the health care, psychology and
social aspects of the elderly.
The information is contained in a report
by the House Labor Aﬀairs and Public Retirement Systems Committee, chaired by Rep.
Lydia Méndez.
Puerto Rico’s aging population has increased over the past few years, a trend linked
to changes in demographic variables of birth,
death and migration. Recent studies have revealed that island births are declining along
with the mortality rate of the general population. An increase in the number of young
people traveling abroad in search of better job
opportunities coupled with a hike in the number of retirees returning to the island has drastically changed the age structure of the island
population.
Advances
in
medicine and changes in eating habits
and lifestyles are also
helping Puerto Ricans
live past the age of 80,
the report says.
However, public health-care facilities are not making
the needed changes
to deal with the aging population. The
Oﬃce for Retirees
and Senior Citizens
acknowledged
that
it does not have any
gerontologists on its
staﬀ, the report says.
The Health De-
partment says in the report that Puerto Rico
not only needs gerontologists but also geriatricians -- doctors who specialize in the treatment
of diseases that aﬀect the elderly.
The Health Department’s salary scale
shows that medical specialists are paid a minimum of $3,152 a month. The maximum salary
these doctors receive is $4,570 a month, according to the report.
The agency also reported that a study on
existing programs in the Health Department
as well as in hospitals such as Adult University
Hospital and Ramón Ruiz Arnau Bayamón Regional, and the diagnostic and treatment centers that operate 24-hour emergency rooms,
do not have medical specialists in the areas of
gerontology and geriatrics.
“The elderly population is serviced like
any other patient, through general practitioners or specialists in their fields of practice,”
the report says.
The report urges municipalities that have
diagnostic and treatment centers and the
Health Department to create programs that focus on the elderly.
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The San Juan Daily Star
Monday, December 28, 2015
Possible Gov’t Shutdown Unlikely to Ward Oﬀ Default
By EVA LLORENS VELEZ
[email protected]
W
hile the administration of Gov.
Alejandro García Padilla is
analyzing the possibility of partially shutting down agencies to save money, it may not be able to avoid defaulting
on the debt it owes in 2016.
From January to July 2016, the Puerto Rico government must pay about $3.8
billion in bond debt, according to a Government Development Bank (GDB) report.
A breakdown of the debt payments
shows that the commonwealth, the University of Puerto Rico, 13 public corporations and the GDB itself must pay about
$902.5 million in January, $402 million in
February, $29.3 million in March, $40.9 million in April, $469.4 million in May, $71.3
million in June and $1.9 billion in July.
In July, specifically, the government
must pay $779 million in general obligations, along with $423.8 million on Puerto
Rico Electric Power Authority debt, $147.5
million from the Aqueduct and Sewer
Authority, $177.2 million from the Public
Buildings Authority and $232.5 million
from the Highways and Transportation
Authority (HTA).
Other significant payments coming
due in 2016 include a $318.3 million payment by the Puerto Rico Sales Tax Financing Corp. (COFINA by its Spanish acronym) due in February.
At a time when Puerto Rico’s credit has been downgraded to junk, which
prevents the island from borrowing, the
government has few options to deal with
its debt.
The Treasury Department revised
its estimated revenues for the fiscal year
2015-16 budget, decreasing them by about
$508 million. Congress failed to approve
a mechanism to help the island cope with
the fiscal crisis when it declined earlier
this month to allow Puerto Rico to benefit
from Chapter 9 of the Bankruptcy Act.
Although U.S. House Speaker Paul
Ryan ordered several committees to
structure legislation to help Puerto Rico,
it doesn’t have to be ready until March.
GDB President Melba Acosta recently acknowledged that in January the
government will not be able to make all
of the payments on the bonds due in that
month. Acosta said the government is
“clawbacking” by taking money from the
HTA, the Infrastructure Financing Authority (IFA) and the Convention Center.
Although the HTA and the Convention
Center have money in their respective
reserves to pay debt, IFA does not, which
means it could go into default.
García Padilla has said he does not
rule out a partial government shutdown
in January. In an interview
on Dec. 17, Antonio Medina, the director of the Industrial Development Co.,
said the partial shutdown
will likely happen,
Medina said the Department of Education, the
Health Department and
the Police Department will
continue operations.
“The basic and main
functions of government
will continue operating,” he
said. “We will have to find
ways to cut costs. … We’ll
have to be more aggressive
in how we use the resources of the government. …
The governor has been clear
that at some point, we will
not be able to make certain
debt payments.”
The San Juan Daily Star
Monday, December 28, 2015
5
More PR Children Running Away from Home at an Earlier Age
By MARIA MIRANDA SIERRA
[email protected]
A
commonwealth Family Department study shows that
more younger children are running away from home in
Puerto Rico, and experts say the finding is alarming.
The most recent cases took place when two boys, ages
11 and 9, ran away, apparently together, from a foster care
home in Hatillo. They have not been found.
The study shows that regardless of whether the children are running away from the home of their biological parents or from a foster home, the reality is that they are running away at very young ages, younger than in prior years.
Which in turn, experts say, increases the risks these children
are exposed to once they become “runaways.”
Family and Children Administration (ADFAN by its
Spanish acronym) Director Vanessa Pintado said minors in
foster homes usually go through a tough process involving
changes and adjustments that they are most likely not mature enough to deal with. They are also going through processes such as finding their own identity, when taken away from
a parent and placed in a substitute home, something experts
say will likely leave some sort of psychological scar.
“The minors under custody … have scars from physical and verbal abuse, and the adjustments will not always be
ordinary or run smoothly,” Pintado said. “Part of the profile
that we have found is that those who run away have been in
the system for a very short amount of time, that when they
arrive at the substitute home they are very resilient … and
there is no doubt that when a child runs away, the way the
streets are nowadays, it does alarm us.”
She noted that a few years ago the usual runaway was
between the ages of 15 and 17. Now she said most are 12 years
old and even younger.
However, there are no specific statistics on how many
runaway children there are in Puerto Rico. Some are reported
as missing, some are believed to be dead.
The problem, Pintado said, is that this tendency of
younger children running away is “quite alarming” because
the younger they are the less they know about the dangers
they will be exposed to once they start living in the streets.
Teenage runaways are likely to have the “street smarts” and
have stronger survival skills, but 11, 12 and even 9-year-old
children don’t have the “street smarts” that teenage runaways
might have.
The study also shows that the majority of the runaways
have left the homes they share with their biological parents,
grandparents or guardians.
“In 2014, the children that ran away from a substitute
home amounted to 210, and the complaints we received from
mothers or fathers of children that reportedly run away was
of 386,” Pintado said.
6
The San Juan Daily Star
Monday, December 28, 2015
PR to Spend $77 Million on SJ Storm Sewer Upgrades Under Settlement
By The STAR Staﬀ
T
he commonwealth’s Department of
Transportation and Public Works, the
Puerto Rico Highways and Transportation Authority and the Department of Natural
and Environmental Resources have pledged
to spend some $77 million to upgrade the island’s water infrastructure under two settlements with the federal government.
The U.S. Justice Department announced
that that the three island government agencies
have agencies have agreed to upgrade portions of storm water systems they own within
the Municipality of San Juan. The upgrades
are aimed at eliminating or minimizing fu-
ture discharges of sewage and other pollutants
into water bodies in and around San Juan, including the Condado Lagoon, the Martin Peña
Channel, and the Atlantic Ocean.
The U.S. Environmental Protection Agency (EPA) estimates that over six million gallons of untreated sewage is being discharged
into waterways in and around San Juan every
day, which amounts to more than 2.2 billion
gallons discharged annually.
“These structural and operational improvements to the stormwater infrastructure
are critical and desperately needed for the
public health and well being of San Juan’s
residents,” John Cruden, assistant attorney
general for the Justice Department’s Environ-
ment and Natural Resources Division, said in
a written statement.
The settlement comes as Puerto Rico
struggles to come up with enough cash to service its debt load of roughly $70 billion.
Last week’s settlement resolves the U.S.’s
civil claims for the violations alleged in its
complaint against Puerto Rico filed in 2014.
“The settlements are related to an agreement with the Municipality of San Juan that
was announced on Oct. 26, in which San Juan
agreed to take actions to upgrade its separate
storm sewer system,” reads the news release.
That agreement called for San Juan to invest
$180 million to upgrade its system.
Penalties will be incurred if the work is
Study Shows High Leukemia Risk for Down Syndrome Children in PR
By MARIA MIRANDA SIERRA
[email protected]
A
study carried out by students of the
University of Puerto Rico (UPR) Graduate School of Public Health Epidemiology Program revealed that the risk of leukemia in children with Down syndrome ages 0
to 12 is 375 times higher compared with children of the same age in Puerto Rico’s general
population.
The investigation, which observed 750
cases of children born with Down syndrome
in Puerto Rico between 2001 and 2013, also revealed that all the cancer cases in this population were leukemia cases, and the prevalent
type was myeloid, with 80 percent of cases.
“This work is extremely important because it is the first time that estimates of cancer
risks on the island pediatric population with
Down syndrome have been made,” said Ana
Patricia Ortiz, a UPR epidemiology professor
and Comprehensive Cancer Center researcher.
“The information obtained helps us better understand the health needs of this population.
The initiative came out of the community’s
concern and desire to know the data, and the
students have done a great job,”
Ortiz was the students’ mentor and main
collaborator throughout the study.
Down syndrome, also known as trisomy
21, is a genetic disorder caused by the pres-
ence of all or part of a third copy of chromosome 21. It is typically associated with
physical growth delays, characteristic facial
features, and mild to moderate intellectual
disability.
Down patients present particular clinical
pictures for the diseases, as well as significant diﬀerences when responding to medical
treatment, such as chemotherapy, due to the
generic alterations from which they suﬀer.
The extra genetic material causes abnormalities in the red and white blood cells
and in the platelets, which in turn provokes
a high risk of developing precancerous and
potentially cancerous conditions such as leukemia.
not carried out on schedule, according to the
consent decree issued by the Justice Department. They could reach up to $1,500 per day
per certain violations that are more than 120
days overdue.
“These legal agreements will drive water
quality improvements and protect the health
of the people of Puerto Rico,” said EPA Regional Administrator Judith Enck.
“When you talk about Down syndrome
and cancer, leukemia is the type of cancer
that is mostly found in medical literature.
When we look at other tumors, such as breast,
colon, prostate cancer the risk isn’t really
greater if the patient has Down syndrome,”
noted Comprehensive Cancer Center oncologist Maribel Tirado. “In fact, with many of
these cancers the risk is lower in comparison
with the general population.”
According to a special investigative report published by the Puerto Rico Cancer
Center Registry, between 2001 and 2013 the
cases of leukemia in children with Down syndrome ages 0 to 12 consisted of 141 new cases
per 10,000 children, while the rate of cases
in the general population between the same
ages during the same time frame was 38 new
cases per 1 million children, or .38 new cases
per 10,000 children, the study showed.
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The San Juan Daily Star
Monday, December 28, 2015
7
Mainland
8
The San Juan Daily Star
Monday, December 28, 2015
As Florida’s Puerto Rican Population Booms, Political Parties Move In
By ASNA KHALID
I
t used to be that when political experts
would pontificate about “Latinos” in Florida, they were talking about Cubans.
But those days are over. There are now more
than one million Puerto Ricans in Florida
(1,006,542 to be exact).
The state’s Puerto Rican population has
exploded in a relatively short timeframe. In
1980, there were fewer than 100,000 Puerto
Ricans in Florida, according to data compiled by the Pew Research Center. Over the
last three decades, the population has grown
steadily. Recently, because of the island’s
economic crisis, migration has cranked into
overdrive. These days, there are about 1,000
Puerto Rican families relocating to Florida
every month, according to the Puerto Rico
Federal Aﬀairs Administration regional
oﬃce, which operates as a sort of consulate
for Puerto Ricans in central Florida. The oﬃce keeps tabs on how many people move to
town and what services they need.
The reason all this migration is important politically is that Puerto Ricans are U.S.
citizens, so they can register to vote as soon
as they step foot on mainland soil. And,
many of them are choosing to settle in central Florida -- historically, the swing region
of this swing state. (Residents of Puerto Rico
and other U.S. territories cannot vote in the
November presidential election).
EARLY ARRIVALS
Betsy Franceschini remembers how rare
it felt to find a fellow Puerto Rican in Orlando when her parents moved here in 1979.
“I remember my father getting real excited when in Kmart somebody would speak
Spanish and he was like ‘oh my God, there’s
somebody here that speaks Spanish,’” recalled Franceschini, regional director for the
Puerto Rico Federal Aﬀairs Administration.
Nowadays, you can walk up to a lechonera and order Puerto Rican-style pork and
rice in Spanish. Then drive down the road,
and attend church services in Spanish. And
then, drive a little further and pick up groceries at the Publix Sabor -- all in Spanish.
But, in addition to changing the food
and the culture around here, Puerto Ricans
have the potential to change the politics.
A majority of Puerto Ricans identify
with the Democratic party -- 57 percent; that
compares to just 22 percent who lean Republican, according to data from the Pew Research Center.
But, Franceschini said, she’s noticing an
interesting trend among the new arrivals.
“There is a great amount of Puerto Ricans that are registered independent,” she
said.
And, that means both Democrats and
Republicans are trying to reach them.
“Puerto Ricans in central Florida are
voting majority Democrat. Now what you’re
starting to see is the Republican party introduce their economic message to the Puerto
Rican population,” explained GOP political
analyst Frank Torres. “The barricade between Republicans making progress is immigration,” he added, “Puerto Ricans don’t
fall underneath the immigration umbrella
but they see that relationship and how it’s
being handled by the GOP as sort of a hint
of the way other policies would be handled
by that party.”
David Velazquez of the conservative
LIBRE initiative said rather than pitching
a particular candidate, his group is playing
the long game -- knocking on doors in Hispanic areas and oﬀering services like English classes or financial literacy courses,
while selling a message about the economy.
The toxic immigration rhetoric is a risk
even conservative Latino activists realize.
“Puerto Ricans -- they feel like they are
immigrants in their own country,” explained David Velazquez, deputy Florida director of the conservative LIBRE Initiative, an
organization funded by the Koch Brothers.
TURNING AN ECONOMIC EXODUS
INTO POLITICAL VICTORY
So Velazquez and the LIBRE Initiative
are trying to focus on economic policies.
They’re not pitching a particular candidate; instead, they’re playing the long game
- knocking on doors in high population
Hispanic areas and oﬀering services like
English classes or financial literacy courses,
while selling a message.
“We think that a limited government
equals more opportunities for people to
start a business to rise up and have success
in the country,” explained Velazquez, as he
knocked on doors in the overwhelmingly
Puerto Rican neighborhood of Buenaventura Lakes in Osceola County.
Phillip Arroyo, a Democrat, believes
Puerto Rico needs financial help - but he’s
skeptical Republicans will oﬀer an answer.
And, that philosophy is resonating
with some Puerto Ricans, like Juan Salgado.
“I like the Republicans, cause I prefer
small government,” said Salgado, who moved to Orlando two years ago.
Salgado is a lawyer by training, but it’s
been hard to find a steady professional job
in Florida.
“I used to work in the U.S. post oﬃce,
but it was a contract,” said Salgado “After
February, they cut the contract, so right now,
I’m unemployed.”
Salgado says the number one issue for
him this election is the economy, but he’s
also deeply concerned about a more unique
problem.
“I’m really worried about the situation
in Puerto Rico,” he said. “It’s really bad.”
Salgado says if a candidate came up
with a solution to Puerto Rico’s economic
crisis, he would be more inclined to vote for
him.
His old law school classmate from the
island, Phillip Arroyo, agrees Puerto Rico
needs financial help - but he’s skeptical Republicans will oﬀer an answer.
“The Republican party is totally antiLatino, anti-minority, that’s not an exaggeration these days with Donald Trump’s crusade of ignorance,” Arroyo said.
Arroyo moved to Orlando last year, and
he’s been a Democrat for years. He chaired
the Young Democrats of America chapter on
the island.
“I can see the inequality in terms of
the way the Puerto Ricans on the island are
treated and the way Puerto Ricans here are
treated,” Arroyo said.
Arroyo wants more than a short-term
economic solution to Puerto Rico’s debt problems, he wants a political solution. He says
it feels like the island is stuck in a colonial
relationship, and his priority this election is
a change in Puerto Rico’s political status.
“The fact that Puerto Ricans [on the island] can’t vote for president, do not have
equal representation, I think it’s a disgrace,”
said Arroyo. “Puerto Rico is deprived of the
democracy that’s preached here,” he added.
Arroyo is frustrated that the 2012 referendum calling for statehood was ignored.
“If you’re not willing to give Puerto Rico
full equal rights, give them independence,
but don’t exploit them,” he said.
VOTER EDUCATION
There’s a realization from both parties
that Puerto Ricans will be important on election day, and there are big eﬀorts underway
to register them to vote.
On a recent weekend, Mi Familia Vota
co-sponsored a social services fair for newly
arrived Puerto Ricans. Families could enroll
in health care, learn about job opportunities,
and, of course, register to vote.
Just after signing up to vote, Tatiana Cesario, 24, said she didn’t choose a political
party; in fact, she doesn’t know much about
any of the candidates, and isn’t even sure if
she’ll vote. Cesario moved to Florida in June
with hopes of becoming a flight attendant.
Her political situation may illustrate one
of the biggest hurdles for newcomers - basic
voter education. Puerto Rico has completely
diﬀerent political parties, local elections are
held only once every four years, and election day is a public holiday.
“In Puerto Rico, politics is a fiesta,” said
Rafael Benitez, a Democratic activist, “There
are caravans, there is music. And, here, here,
you don’t have that, you don’t have that fervor.”
Benitez wants to recreate that fervor
-- caravans and all -- come election day in
Orlando; he’s convinced Puerto Ricans are
natural Democrats.
“We have a long way to go, but if we
could get registered and ready to vote, I’d
say half of the Puerto Ricans that are here,
I think that it will greatly benefit the Democratic party,” said Benitez.
The San Juan Daily Star
Monday, December 28, 2015
9 Mainland
Hillary Clinton Confidently Embraces Bill Clinton’s Economic Record
By AMY CHOZICK
D
uring one of Hillary Clinton’s preparation sessions for
the first Democratic debate, held in Las Vegas in October, former President Bill Clinton urged her to remind
voters how well the economy has performed under Democratic administrations, including his own.
He recalled one of his favorite refrains as a candidate —
“If you want to live like a Republican, vote like a Democrat”
— and suggested Mrs. Clinton find a snappy line of her own,
according to two people with direct knowledge of the conversation.
She did. “The economy does better when you have a Democrat in the White House,” Mrs. Clinton said in her opening
statement in the Oct. 13 debate.
And that pithy argument has since become the core of her
economic message. Leaning heavily on her husband’s record
of lifting wages and creating jobs, Mrs. Clinton is at the same
time castigating Republicans for embracing policies that she
says led to the economic downturns that Mr. Clinton and President Obama inherited.
The Democratic primary had been tough on Mr. Clinton’s
legacy until recently: Mrs. Clinton and her primary opponents,
Senator Bernie Sanders of Vermont and former Gov. Martin
O’Malley of Maryland, have variously disavowed or denounced her husband’s policies on crime, same-sex marriage, trade,
the deregulation of Wall Street and cutbacks to social programs
for the poor.
Mr. Clinton has expressed regret for approving the Defense of Marriage Act, the “don’t ask, don’t tell” policy that barred
gays and lesbians from serving in the military, and the 1994
crime bill, which led to an increase in police oﬃcers and tougher sentencing for minor drug oﬀenses.
“I signed a bill that made the problem worse, and I want
to admit it,” Mr. Clinton said at an N.A.A.C.P. event in July,
shortly after Mrs. Clinton devoted the first major policy speech
of her campaign to calling for an end to the “era of mass incarceration.”
Her recent and repeated embrace of her husband’s economic successes — the sort of message she would be likely to
take to general election audiences — speaks to Mrs. Clinton’s
growing confidence in her position in the Democratic primary.
While Mr. Clinton presided over one of the healthiest economies in recent memory, his pro-business pragmatism and
emphasis on open markets are somewhat out of sync with a
restless Democratic primary electorate worried about growing
income inequality and wary of new trade deals.
For months, it appeared that Mrs. Clinton, fighting to secure the support of labor unions and contending with Mr. Sanders and a potential run by Vice President Joseph R. Biden Jr.,
had staked out positions to the left of Mr. Clinton.
The former president, for example, signed into law the
North American Free Trade Agreement; in October, Mrs. Clinton withdrew her support of the Trans-Pacific Partnership, a
12-nation trade pact that Mr. Obama has championed and that
she supported at the State Department.
Mrs. Clinton has also pledged to do more to regulate Wall
Street; her husband oversaw a period of deregulation that critics say played a role in causing the 2008 financial crises.
More recently, Mrs. Clinton has proudly and frequently
declared that she comes from “the Clinton school of econo-
Former President Bill Clinton listening to his wife in Ames,
Iowa, last month.
mics.”
“Talking about the Clinton economy, evoking the success
of Bill Clinton’s economy, she is positioning herself as a growth
Democrat,” said Jon Cowan, a former Clinton administration
oﬃcial who now heads the centrist think tank Third Way.
Mr. Clinton’s record does not evoke nostalgia for many
liberal Democrats. In the Dec. 19 debate, both Mr. Sanders
and Mr. O’Malley criticized Mrs. Clinton for not supporting
a reinstatement of the 1933 Glass-Steagall Act, which broke up
the big banks. Glass-Steagall was partly dismantled during her
husband’s administration.
“I helped lead the eﬀort as a member of the House financial committee against Alan Greenspan, against a guy named
Bill Clinton — maybe you know him, maybe you don’t,” Mr.
Sanders said tartly in the debate.
And Mr. O’Malley has invoked both Robert E. Rubin, a
Wall Street veteran, and Lawrence H. Summers, Mr. Rubin’s
successor as Treasury secretary under Mr. Clinton, as the sort
of people he would not consult for economic advice.
Mrs. Clinton’s advisers say any criticism of Mr. Clinton on
economic issues is revisionist history, and cite powerful statistics: 7.7 million people lifted out of poverty, 22.7 million jobs
created, a budget balanced.
“The only time every segment of society, from the lowest
quintile to the middle through the top, saw their wages
growing,” said John D. Podesta, Mrs. Clinton’s campaign chairman, who was a White House chief of staﬀ to Mr. Clinton.
During the 2008 Democratic primary campaign, Mrs. Clinton leaned heavily on the economic successes of her husband’s
administration. (“I always wonder what part of the 1990s they
didn’t like,” she would say about political rivals, “the peace or
the prosperity?”)
But this time, advisers say the strategy is twofold: Mrs.
Clinton can bask in her husband’s economic accomplishments
while trying to connect Republican policies to the 2008 financial crises that confronted Mr. Obama. “The point is, Republicans go in and screw it up,” said Joel Benenson, the Clinton
campaign’s chief strategist and pollster.
Mrs. Clinton often gives voters a quick history lesson covering the last 35 years.
“We’ve had five presidents, three Republicans and two
Democrats,” she said at a campaign event in Urbandale, Iowa,
this month. “I know both of the Democrats,” she added, sparking laughter. “I know they each inherited economic problems
from their Republican predecessor.”
She often tells of Mr. Clinton’s being asked, shortly after
his first inauguration, what he uniquely brought to Washington. “He thought to himself for a minute and said, ‘Probably
arithmetic,’ ” she said.
And she has derided Republicans for supporting tax cuts
for the wealthy and corporations, and “trickle-down” economics. On Dec. 19 Mrs. Clinton reiterated her support for
the Buﬀett Rule, the idea, named for the billionaire investor
Warren E. Buﬀett, that the wealthiest Americans should pay
income taxes of at least 30 percent. And campaign oﬃcials say
she will make new proposals next month to raise taxes on the
wealthiest Americans.
At the same time, Mrs. Clinton reminds voters that she
is not running for anyone’s third term. “It’s not like she’s saying she’s going to do everything Bill Clinton did,” said Neera
Tanden, the president of the Center for American Progress and
policy director of Mrs. Clinton’s 2008 campaign. “The point is
there is a broad approach, and that broad approach is very diﬀerent from Republicans’.”
In the Dec. 19 debate, when asked what her husband’s role
would be in a Hillary Clinton White House, Mrs. Clinton made
it clear that she had given the matter some thought.
“I am probably still going to pick the flowers and china
for state dinners and stuﬀ like that, but I will certainly turn to
him” to provide advice, she said, on “how we’re going to get
the economy working for everybody, which he knows a little
about.”
And he does not mind saying so.
Mr. Clinton will have the chance to remind voters about
the robust economy he oversaw when he returns to New
Hampshire next month to campaign for his wife.
It is a message he plainly enjoys delivering. “Let me remind you, we had one time in 50 years when we all grew together,” he said at a rally in Des Moines in October, waving a
long finger at the crowd. “When I had the honor of serving as
your president.”
Mainland 10
The San Juan Daily Star
Monday, December 28, 2015
US Muslims Reach Out to Address Questions on Islam and Violence
By LAURIE GOODSTEIN
B
assam Issa stepped in front of a
crowded classroom of students this
month at Southern Adventist University, a Christian college near here, for a
presentation on being Muslim in Chattanooga — recently named America’s most
“Bible-minded city.”
Mr. Issa, a real estate developer and the
president of his local mosque, was struggling with how to attack the assumption
that Islam gives rise to terrorism. He knew
that the association was strong: Only last
July, here in Chattanooga, four Marines
and a sailor were killed in a terrorist rampage by a young Muslim man who grew
up in the community. Many people here
now speak of that day, July 16, as “7/16,”
an echo of “9/11.”
And just a week before Mr. Issa’s visit
to the college, there had been another attack, when a married Muslim couple killed
14 people and wounded 22 in San Bernardino, Calif.
“Every time something like this happens, we have national news media, local
news asking us, what do we think?” Mr.
Issa said.
President Obama recently challenged
Muslims to speak out against extremism
and build closer ties to know their nonMuslim neighbors. Aware of this, and compelled by the rise of both the Islamic State
and anti-Muslim sentiment, many American Muslims here and across the country
are now saying it is no longer enough to
denounce terrorism and assert that Islam
is a religion of peace.
Instead, no matter how exasperated
they may privately feel, some Muslims are
beginning to publicly confront the uncomfortable questions that non-Muslims have
about Islam and violence, and trying to
provide answers, both through words and
through the example of how they live their
lives.
Here in the classroom, Mr. Issa told students to look beyond Islam to the deeper
and more universal causes of violence.
“What’s happening right now is not religious, even though ISIS and Al Qaeda are
covered as a religious thing,” he said. “In
reality, it’s political.”
Mr. Issa also spoke this month at the
downtown public library with Boyd Patterson, an assistant district attorney, who
self-published a book compiling verses in
A memorial outside a military recruiting center in Chattanooga, Tenn., where the first of two
shootings by a man from a local mosque took place in July.
the Quran that could be used by extremists
to justify violence and terrorism. The two
held a forthright discussion about those
verses, and why most Muslims do not read
them as justification for terrorism because,
Mr. Issa said, they were written in a very
diﬀerent historical context, when Islam was
an upstart faith challenging the status quo,
and are primarily prescriptions for self-defense — not justifications for terrorism.
Dr. Mohsin Ali, a child psychiatrist
who has worked in the area for 10 years,
said he, too, had tried to tackle questions
about what Islam teaches head-on, with
Muslims, non-Muslims and others.
“We can’t ignore the fact that violent extremists use an interpretation of the very
same books and texts that we use,” Dr. Ali
said in an interview at a coﬀee shop near
the clinic where he treats low-income patients. “I feel like the Muslim community
does need to do more. We had a shooter
from our mosque do this.”
On the morning of the shooting, the
last day locally of the Muslim holiday of
Ramadan, Mohammod Youssuf Abdulazeez, 24, drove a rented silver Mustang
convertible up to an armed forces recruiting center in a strip mall and fired several
rounds, wounding a Marine recruiter. He
then drove to a Navy and Marine Corps
reserve center where he shot his way into
the building, armed with an assault rifle
and a handgun. Minutes later, the police
fatally shot him.
Details soon surfaced about Mr. Abdulazeez’s troubled path since he graduated from the University of Tennessee at
Chattanooga: He had been treated for depression; was awaiting trial on a drunkendriving charge; had lost a job, reportedly
because he did not pass a drug test; and
was thousands of dollars in debt.
Investigators found that he had viewed
extremist videos and that in the days before the attack, he searched the Internet
to learn whether martyrdom would allow
him to be forgiven for his sins.
Last Wednesday, the F.B.I. director,
James B. Comey, said the bureau had determined that Mr. Abdulazeez “was inspired
by a foreign terrorist organization’s propaganda,” a determination that prompted
the Navy to announce that it would award
the Purple Heart posthumously to the five
military members who were killed.
But the mayor, Andy Berke, and the
police chief in Chattanooga, Fred Fletcher,
say the response from the city’s tiny Muslim minority helped defuse what was a
highly incendiary situation in a Southern
city of 175,000 where guns and military
members are revered.
The eﬀort started right away. At a memorial service at Olivet Baptist Church for
the slain military members the day after
the 7/16 attack, Dr. Ali told the crowd that
he and other Muslims in Chattanooga were
grieving with the rest of the city. Then he
asked the Muslims in attendance to stand
as a sign of their allegiance to Chattanooga
and to peace, and when the dozens of Muslims in attendance did so, the audience applauded loudly.
Dr. Ali said in an interview later that
the message he wanted to deliver was,
“Count us amongst the mourners, not the
perpetrators.” His daughter, Iman Ali, who
is 16, said the service was “one of the most
beautiful experiences I’ve ever had.”
“People were coming up to me and
hugging me who I didn’t even know,” she
said. “It made me hopeful.”
There have been setbacks. Later that
summer, while Iman was a volunteer intern at a local hospital, a fellow intern who
learned that she is Muslim told Iman to her
face that she was scared of her. One result
of 7/16 for local Muslim children, Iman
said, has been “the fear of being feared.”
But Muslims and non-Muslims say the
eﬀort to build relationships continues to
bear fruit: Five months after the shooting,
Chief Fletcher and Mr. Issa said, there have
been no acts of retribution, no vandalism,
no religiously motivated threats reported.
It is now well known around town that
the Islamic Society of Greater Chattanooga,
of which Mr. Issa is president of the board,
took up a collection and donated more
than $20,000 to the fund for the families of
the victims of the 7/16 attack. The Firebox
Grill, a restaurant owned by members of
the Issa family, for months gave free meals
to any customers in uniform.
At the recruiting center that was the
first target of Mr. Abdulazeez’s rampage,
the shattered glass has been repaired and
the recruiters who took cover during the
attack are back at work. Sgt. First Class
Robert Dodge, the recruiting center leader, said in an interview in his oﬃce that
he now believed that the gunman was a
troubled person who saw the attack “as a
means to an end, by suicide.”
Sergeant Dodge said he bore no animus
toward Islam or Muslims. “Muslim Americans really stepped up and showed their
positive support for this community,” said
the sergeant, who is 36 and served four
tours of duty in Iraq.
Outside, a memorial for the five fallen
service members includes a plaque that
testifies to how the city responded: “We
did not riot. We prayed. We did not lash
out at easy targets for revenge. Instead, we
invited each other into our lives, homes
and places of worship.”
The San Juan Daily Star
Monday, December 28, 2015
11
With Amended Restructuring Plan, PREPA Shifts Focus to Legislation
By EVA LLORENS VELEZ
[email protected]
T
he Puerto Rico Electric Power
Authority (PREPA) has reached
an agreement with monoline insurers on a plan to execute its financial
restructuring, which means the utility now has deals with 70 percent of
its creditors and now it can focus on
legislation that will help make the process a reality.
PREPA amended its previously
announced restructuring support
agreement (RSA) to include an agreement with Assured Guaranty Corp.
and National Public Finance Guarantee Corp. (Monolines), as well as the
Ad Hoc Group of PREPA bondholders, comprising traditional municipal
bond investors and hedge funds, its
fuel line lenders and the Government
Development Bank for Puerto Rico.
“We have made significant progress in our eﬀorts to transform PREPA
and today’s announcement is a significant step forward toward achieving a
sustainable financial structure for PREPA,” said Chief Restructuring Oﬃcer
Lisa Donahue in a statement issued
late last week. “Once implemented,
the recovery plan will reduce PREPA’s
debt obligations, provide meaningful
cost savings, and allow for key investment in PREPA’s infrastructure that
will help PREPA stabilize rates.”
Harry Rodríguez, chairman of
PREPA’s governing board, said, “This
financial restructuring agreement and
PREPA’s transformation will make
PREPA a stronger and more modern
utility that will provide Puerto Ricans
with more eﬃcient and reliable power, increased oﬀerings and stabilized
rates.”
Donahue added that “the transac-
tion is subject to a number of conditions and contingencies.”
“Chief among them are the enactment of the necessary legislation, the
approval by the Energy Commission
of PREPA’s rate structure and the securitization charges, execution of a
successful exchange oﬀer, and the
achievement of an investment grade
rating for the securitization bonds, the
last of which will of course depend
on a number of factors, including
the overall situation at the Commonwealth.”
However, Senate President Eduardo Bhatia said lawmakers will evaluate
the bill in January and warned that it
will be heavily amended. Lawmakers
have already said publicly that they
do not want the new bill to reduce the
powers of the Energy Commission to
decide on the rate structure.
The amended RSA, which includes
agreements with holders of approximately 70 percent of PREPA’s financial
debt, provides a structured framework
to implement PREPA’s previously announced economic agreements with
the Ad Hoc Group and the fuel line
lenders that provides PREPA: a fiveyear debt service relief of more than
$700 million; a reduction in PREPA’s
principal debt burden of more than
$600 million; and up to $462 million
of surety capacity to be provided
at transaction close and in forward
commitments for surety
capacity to be provided during the term of
the transaction from the
monolines to satisfy the
debt service reserve fund
requirements under the
financing
agreements
previously
announced
with the Ad Hoc Group.
The amended RSA
also outlines other elements of PREPA’s recovery plan, including new
governance standards, operational improvements,
a rate structure proposal
and a capital plan.
12
Monday, December 28, 2015
The San Juan Daily Star
Long-Term Care Insurance Can Baffle,
With Complex Policies and Costs
By JOHN F. WASIK
I
NSURING for long-term care is a lot
like trying to cover the future financial impact of climate change. It’s a
universal problem that looms large, is
hard to predict and will be costly to mitigate.
Few have prepared for this gathering storm. Private long-term care insurance is available, of course, to help pay
for expensive services if you are mentally
or physically incapacitated late in life.
But it is a notoriously confusing and
not always reliable product. That’s why
few people turn to such insurance. Some
70 percent of those over age 65 will require some form of long-term care before
they die, but only about 20 percent own
a policy.
Instead, millions of those who end
up needing long-term care pay for it out The median annual expense for a semiprivate nursing home room is more than $80,000,
of pocket or, after impoverishing them- according to a national survey.
selves, turn to the government for supyears ago for a policy oﬀering $100 a day
For many middle-income Ameriport.
in
benefi
ts
and
5
percent
annual
infl
ation
cans
retiring
with modest assets (under,
The median annual expense for a
protection
with
a
90-day
deductible.
Last
say,
$500,000),
long-term care insurance
semiprivate nursing home room is more
year,
that
same
policy
would
have
cost
may
not
be
a
good
use of their money.
than $80,000, according to a national sur“It’s really hard to see how this will
vey by Genworth, an insurance compa- around $5,000.
It’s hard to compare policies side by be a viable product for the middle marny. That’s 4 percent more than last year,
which means that the cost is growing at side because of multiple layers of cover- ket,” Mr. Gleckman said. “This is not a
more than double the rate of overall infla- age, exclusions and prices based on age product people want to buy. It’s too comtion. A private room can cost more than and health, said Howard G. Gleckman, plicated and too expensive.”
The typical policy charges a $3,000
a senior fellow at the Urban Institute
$90,000 annually.
annual
premium, Mr. Gleckman has
and
author
of
“Caring
for
Our
Parents”
Stand-alone long-term care insurfound,
but
it can be much more for those
(St.
Martins,
2009).
And
the
business
has
ance is an imperfect financial hedge to a
complex situation. And for many people proved diﬃcult for insurers to figure out: who are older and want maximum covit doesn’t make sense to pay for a policy Only 14 companies currently sell the pol- erage. New policies are short term and
that may never deliver its promised ben- icies, compared with nearly 100 a decade buyers will pay double the premium for
just 3 percent annual inflation protecago.
efits.
tion.
“Some
90
percent
of
the
compaWhile insurance premiums are lowLifetime coverage is no longer ofnies
10
years
ago
oﬀ
ering
these
policies
est when you’re younger, you may not
fered,
and, unlike basic health insurance,
stopped
selling
it,”
Mr.
Gleckman
said.
need it for decades, if at all. In the inyou
can
be rejected for a policy based on
“They
underestimated
the
risks
and
peoterim, most policy owners face premium
health history. Some 45 percent of appliincreases, which is why many people let ple were claiming benefits a lot longer.”
Moreover, many insurance com- cants age 70 or older were denied coverthe policy lapse, leaving them with no
coverage and no compensation for mon- panies, which invest premium dollars age in 2014, the trade association reportin fixed-income investments, have been ed.
ey spent on premiums.
Since the policies are complex with
Premiums on such policies have hurt by low yields in recent years.
“waiting”
or “elimination” periods —
“The
reason
why
companies
more than doubled from 2007 to 2014, acduring
which
benefits are not paid but redropped
out
is
that
this
is
a
tough
prodcording to the American Association for
duce
cost
—
they
are diﬃcult to analyze.
uct
to
make
a
return
on
investment
on,”
Long-Term Care Insurance, a trade asPerhaps the biggest question sursociation. A 55-year-old couple typically said Jesse Slome, executive director of the
rounding long-term care insurance is
paid a combined $1,982 annually seven long-term care insurance association.
how many policyholders stop paying
premiums. A recent report by the Center
for Retirement Research at Boston College concluded that “more than a third
of those with L.T.C. insurance at age 65
will let their policies lapse at some point,
forfeiting all benefits.”
Mr. Slome disputes that finding,
claiming the center’s survey is based on
old data. “People lapse insurance policies
just like they stop newspaper subscriptions,” he said. “After the initial period,
very few people lapse, and over time the
average today is less than 1 percent annually.”
“What happened five years ago,”
he contended, “is not happening today.”
To avoid being one of those who
falls through the cracks, it is important to
carefully review what you’re getting before you buy it. “Do you understand the
policy?” asks Brenda Cude, a professor at
the University of Georgia.
Dr. Cude recommends consulting
with an “adviser who has your best interests in mind.”
“The professional advising you
likely has a financial stake in selling you
a policy, but one who follows a fiduciary standard will put your best interests
first,” she said. “I would want to work
with a professional who asks for a complete picture of my family’s financial
resources. There are no easy answers or
quick rules of thumb.”
As if these questions weren’t diﬃcult enough, there are also estate planning
considerations. You may want to leave
something to your heirs and not want to
see your estate consumed by long-term
care expenses in your final years.
Several newer products called hybrids add on long-term care benefits to
life insurance and annuities that may
address this concern. But they add even
more layers of cost and complexity.
For those in such situations, experts advise consulting an elder law attorney and fee-only financial planner
who doesn’t make money from recommending the policies. That’s the best way
to receive an objective — and nuanced
— evaluation on whether this product
makes sense for you.
The San Juan Daily Star
Monday, December 28, 2015
13
Election Results in Spain Are a Stinging End to Europe’s Year
By ALISON SMALE and
ANDREW HIGGINS
W
ith the results of Spain’s election
on Dec. 20, a tumultuous 2015 for
Europe is ending on a stinging
note that underscores Germany’s increasing
isolation and Europe’s deepening division.
Spain’s voters followed those in Portugal
and Greece this year in punishing a conservative government that had allied with
Brussels, Berlin and international creditors
in carrying out the austerity policies pushed
as the solution to Europe’s debt crisis.
In 2016, that trio of powers will have
fewer friends to turn to. Successive elections
have helped to hollow out the political center in Europe, raising the question of what
will keep the 19 countries that use the euro
and the nine other members of the European Union that do not marching forward
together.
After the Spanish vote, Italy’s prime minister, Matteo Renzi, a center-leftist who had
built a good relationship with Chancellor Angela Merkel of Germany, renewed his attack
on austerity and, quite nearly, Ms. Merkel
personally, eﬀectively blaming her policies
for the rise of populism across Europe.
“We have to be frank,” Mr. Renzi told
The Financial Times. “Europe has to serve
all 28 countries, not just one.”
The disgruntlement added to the sense
of isolation that has been building in Berlin over a migration crisis and Germany’s
economic prescriptions, as well as the nearshredding of European unity that the year
had already brought.
The postelection muddle in Spain was yet
another setback in a year of cascading crises,
said Charles Grant, director of the Center for
European Reform, a research group in London.
“It has been an annus horribilis,” Mr.
Grant said, noting that decades of European
political stability built on strong political
parties were crumbling as upstart political
forces like Podemos, a leftist movement that
finished third in Spain, challenge the old order.
“This is the end of the bipolar era in
Spain,” said François Lafond, the executive
director of EuropaNova, a research group
based in Paris. “The same thing is happening in France, in Italy and other countries.
We now have a fragmented political system
all around Europe.”
The Spanish election results mirror the
increasing disarray in the European Union
itself, and thus pose perhaps the gravest
challenge for Germany, which has risen for
Chancellor Angela Merkel of Germany
and Prime Minister Alexis Tsipras of
Greece at a meeting in Brussels in October.
decades as Europe’s No. 1 power by presenting its policies as European, rather than
German, goals.
“We are pretty much isolated on the refugee question,” said Sylke Tempel of the German Council on Foreign Relations. But “it’s
not just austerity, or the refugees,” she said.
“It’s a bigger thing.”
Europe’s rising populist parties are
“about to throw away everything we have
built over the last decades,” Ms. Tempel said.
This means the European Union urgently
needs to convince disillusioned publics that
it is relevant, and necessary.
Germany’s foreign minister, Frank-Walter Steinmeier, a committed European, conceded in an interview in the current issue of
Der Spiegel that “the refugee crisis has mercilessly exposed the rifts in Europe” when
“the results of the financial crisis are far from
having been overcome.”
The mantra of members of the European
elite like him has long been that the Continent emerges more unified from each of its
many crises. But even Mr. Steinmeier admitted that “it is not easy” to trust in that history
these days.
With the right-wing populist Freedom
Party of Austria surging to No. 1 in polls,
the country’s chancellor, Werner Faymann, a
Social Democrat, suggested in an interview
this month that the best way for established
parties to win votes was not by austerity, but
by kick-starting the anemic European eco-
nomy.
“The best thing is if somebody who is
unemployed today gets a job again. And that
is not the case for 24 million people in Europe at present,” Mr. Faymann said. “In some
regions, that is not the case for more than
half the young people. And perhaps just
as big a number again cannot live decently
from what they earn.”
Popular unhappiness with Europe has
helped create a space filled by insurgents on
the right like the nationalist Marine Le Pen
in France. With memories of Fascism still
strong in Spain, Greece and Portugal, it is the
radical left that has surged there.
Membership in mainstream political parties is slumping across Europe. A study led
by a researcher at the University of Leiden
in the Netherlands found that mainstream
parties in France, Italy and Britain had lost
about two-thirds of their members since the
1990s.
Mr. Lafond, the Paris research group
head, said this disenchantment with traditional parties reflected a mood of angry impotence as the real power to shape events largely shifted from national political leaders to
the market, the institutions of the European
Union and corporations.
“The world is getting more and more
complicated, but political leaders have less
and less impact on reality,” he said, adding
that this left voters open to populists’ promises to beat back what they present as anti-democratic forces of Brussels technocrats and
global financiers.
Outside Greece, where Syriza, a coalition
of radical leftists, swept to power in January,
Europe’s political insurgents are not strong
enough to win elections outright. But, as
may happen in Spain, they can paralyze the
formation of stable governments.
Similarly, local politics has repeatedly
swamped the dry minutiae of Brussels technocrats, most notably in Greece, where the
Syriza government threatened to tear up fiscal targets agreed to by its predecessor. After
months of acrimonious confrontation, Greece agreed in July to even harsher terms for a
new bailout.
Guntram B. Wolﬀ, director of Bruegel, a
research group, and a former oﬃcial in the
European Commission, cautioned that austerity, though an easy target for political insurgents, had been overblown as a reason for
Europe’s political disarray when there is also
intense alarm over migration and economic
globalization.
“I don’t think you can blame austerity for
this. If you look at the facts, austerity is basically over,” Mr. Wolﬀ said, noting that the
European Commission, the union’s executive arm in Brussels, had steadily let up the
pressure for spending cuts.
All the same, he added, Spain’s political
muddle sends “a clear signal that we have
huge economic problems along the periphery” and that “Germany is not the growth
locomotive for Europe that it should be.”
Producing strong growth and dealing
with the refugee crisis are only Europe’s
most visible challenges for 2016. Leaders in
Brussels and in Berlin face a yet more daunting task if they want to save what has been
built, Ms. Tempel said.
“We didn’t manage very well to give the
E.U. a positive narrative as something that
we want and not something that we need,”
she said. “We need it, and we should want
it as well.” Speed, but also patience, is of the
essence, she added. “The time of fooling ourselves is over.”
14
Monday, December 28, 2015
The San Juan Daily Star
An Aging Society Changes the Story on Poverty for Retirees
By Eduardo Porter
O
ne of the great success stories of
the 20th century was the decline
in poverty among the elderly. That
story, however, is starting to change.
A typical American worker in the
middle rung of the earnings ladder —
whose career pay averaged out at about
$46,000 a year in today’s money — could
retire this year at age 65 with a Social Security benefit worth 39 percent of the career average.
But unless something is done to replenish Social Security’s shrinking trust
funds, by 2035 the first pension check for
such a worker might amount to as little as
27.5 percent of her career wage, according
to calculations published last year by the
chief actuary of the Social Security Administration.
This is not merely an American trend.
A preliminary analysis by economists at
the Organization for Economic Cooperation and Development, the oﬃcial research
and policy arm of the world’s advanced
industrial nations, suggests that the gross
replacement rates of public pension systems in a number of European countries
are likely to decline over the next half century or so.
Though there are big diﬀerences
among nations, according to Stefano Scarpetta, director of employment labor and
social aﬀairs at the O.E.C.D., “in a majority
of countries, the replacement rate probably will be lower than the one people have
experienced so far.”
It is a consequence, of course, of a
broad, inexorable trend: aging. That has
raised the dependency rate across industrial societies. In 1950 there were 14 people
aged 65 and over in O.E.C.D. countries for
every 100 people of working age. Today
there are 28. The trend is expected to continue for at least the next 50 years.
On average, men and women are spending seven more years in retirement than
they did in 1970.
Much as this represents yet another
great social achievement, it has also strained the finances of public pension systems, which largely rely on current taxes
to pay for retirement benefits.
Public spending on old-age pensions
and survivors’ benefits in the O.E.C.D.
rose from 6.2 to 7.9 percent of overall economic output, on average, between 1990
A pensioner leans against the main door of a branch of the National Bank as he waits to
receive part of his pension in Athens, Greece, in July.
and 2011.
As governments of most industrial nations try to restore long-term financial stability to their pension systems — raising
the retirement age, linking benefits more
closely to workers’ contributions and
the like — there is a growing risk, as the
O.E.C.D.’s secretary general, José Ángel
Gurría, put it, “that future pensions will
not be suﬃcient.”
This is hardly a shock: Demographics,
like ocean liners, move slowly and can be
spotted from afar. On top of that, the lackluster growth and high unemployment
experienced across much of the Western
world in the last few years is going to
make it much harder for young workers
who expect to retire around midcentury
from accumulating enough money to sustain a decent living standard in old age.
That all raises a question that seems
to be studiously avoided in polite policy
conversations: Is old-age poverty going to
pick up again?
While the prescription may seem obvious — policies that delay retirement and
encourage working until later ages — it is
far from infallible. Indeed, it is hardly certain that elderly workers could stay longer
in the work force even if they wanted to.
The O.E.C.D. devised some estimates
of what to expect from pension systems.
The analysis underscores just how uncer-
tain life may become for the old.
A low-wage worker entering the job
market today at age 20, earning half the
average wage over her career, can expect a
public pension equivalent to 53 percent of
her wages upon retirement — if, and this
is a big if, she stays in the labor market
uninterruptedly until the normal retirement age.
That is (a) not a lot of money — a quarter of the average wage— and (b) somewhat
unrealistic, given the odds of parenthood,
unemployment and so many other things that
might temporarily knock anyone out of a job.
According to the analysis, it gets even
worse if a worker enters the labor market
at age 25 rather than 20. For the record,
people in the O.E.C.D. today start working, on average, at 23.
Fortunately, public pensions are not retirees’ only source of support. Social Security, for example, is still understood as one
leg in a three-legged stool supported by a
private pension and retirement savings,
too. Adding up these other bits would lift
the retirement income of a typical low-wage American retiree to 88 percent of her
average lifetime wage, or 90 percent after
accounting for her lower tax rate on retirement. This is a big improvement on the
44 percent of her lifetime wage, 54 percent
after taxes, that she would get from Social
Security alone.
But today fewer than half of workers in
the United States are covered by a private
pension, and that is getting worse, too. A
study by the Government Accountability
Oﬃce estimated that fewer than one in five
retirees among the bottom 20 percent had
a defined benefit pension that pays a guaranteed monthly income and fewer than
one in 10 have any retirement savings.
What are the options to combat elderly
poverty in the future? The challenge is particularly dire in the United States, despite a
large young immigrant population, which
reduces the demographic pressure: 21.5
percent of Americans 65 and older make
less than half the nation’s median income,
almost double the O.E.C.D. average.
A plausible strategy would be to increase the resources of public pension
systems. In the United States, in fact, modest increases in payroll taxes, targeted on
higher-income workers, could prevent the
depletion of Social Security’s trust funds.
That poses challenges for most European countries, where taxes are relatively
high, and seems politically dead on arrival in Washington — even though the tax
burden is much lower in the United States
— as long as tax-averse Republicans control Congress.
The other alternative — which most
industrialized countries see as the key
to overcome their demographic stress —
amounts to more work. While this is not
an unreasonable proposition, it may not
amount to the fix everyone is hoping for.
There are two problems with the
approach. One is distributional: Poorer
workers in tough jobs may be unable to
add years to their working life. They tend
to die younger. Forcing them to shoulder
the burden of increased longevity seems
unfair and impractical.
The other, potentially more complex
problem, is that the job market has not
adapted very well to this challenge.
Consider a survey by the Employee Benefit Research Institute cited in the G.A.O. study, which asked workers 55 and older when
they planned to retire. Almost half said 66
or older. More than 1 in 10 said never.
Their aspirations do not fit reality:
While there has been an increase in work
among older Americans, only 14 percent
retired after 66. Workers, the G.A.O. pointed out, “may have fewer years to work
and save for retirement than they are
planning.”
The San Juan Daily Star
Monday, December 28, 2015
15
US Pours Millions Into Fighting Poachers in South Africa
By RON NIXON
T
he Obama administration is stepping
up eﬀorts in Johannesburg to combat
wildlife poaching, an expanding criminal enterprise in South Africa that has driven
several animal species toward extinction and
fueled the growth of international gangs.
But the eﬀort is coming as South Africa
wrestles with its own strategy, which could
diverge significantly from Washington’s. Just
last month, a South African court lifted a ban
on domestic trade in rhinoceros horns, reigniting a debate between those who claim that
a legal trade within South Africa’s borders
could help stem the poaching crisis and those
who say it would only worsen it.
Tipping the scale, the United States government is pouring millions of dollars into
training and intelligence gathering to help
counter losses among endangered species, especially some types of African rhinos. South
Africa has 80 percent of the world’s rhino population.
And the Obama administration sees national security implications to poaching since
it is generally carried out by gangs that also
traﬃc in guns, people and drugs.
“The bottom line is the impact of wildlife
traﬃcking isn’t just contained to Africa,” said
Senator Chris Coons, Democrat of Delaware,
who has introduced legislation to require the
Obama administration to develop a countryby-country strategy on poaching. “The impacts of this rapidly growing crisis are spreading around the world, now even threatening
our national security.”
Traﬃcking in wildlife has decimated
elephant and rhino populations in Africa. In
the first eight months of this year, poachers
had killed 749 rhinos in South Africa, up from
716 over the same period in 2014, according to
the latest figures from the South African government.
In many Asian countries, especially Vietnam and China, rhino horns are believed to
cure ailments like headaches and hangovers,
and a single rhino horn can fetch up to $60,000.
The horns are also made into libation cups
and are considered a symbol of wealth among
the emerging middle class in Asian countries.
Illegal wildlife traﬃcking is estimated to be a
roughly $20 billion-a- year enterprise globally.
But the trade has moved beyond Asia. The
United States has grown into the second-largest market for illegal wildlife products and is
a major conduit of contraband flowing across
the Pacific.
One of the many groups being funded by
the United States to help combat the illegal
wildlife trade here is the Endangered Wildlife
A rhino that was killed for its horn at Kruger National Park in South Africa in February. The
country, which has 80 percent of the world’s rhino population, has been hit particularly hard
by illegal poaching, and oﬃcials there are trying to crack down on the trade.
Trust, an environmental group that works to
protect endangered animal and plant species.
Based in an industrial park just outside
Johannesburg, the group is one of three nongovernmental organizations here that recently
received a combined $1.8 million in grants
from the State Department’s Bureau of International Narcotics and Law Enforcement to train
law enforcement and government oﬃcials to
use surveillance equipment and to identify
and protect endangered plant species.
Adam Pires, who runs training programs
for the wildlife trust, said that many law enforcement oﬃcials often lack the skills to properly investigate poaching.
“Most of these guys are used to covering
murders and street crimes,” Mr. Pires said.
“They don’t know anything about collecting
evidence for environmental crimes or preserving a poaching crime scene.”
The United States Department of Justice has
received $100,000 from the State Department
to provide training for prosecutors and judges
from six southern African countries to combat
illegal animal and plant sales.
The training, which was held in Zambia,
focused on criminal investigation procedures
such as establishing a chain of custody, tracing
assets and prosecuting environmental cases,
said John C. Cruden, the assistant attorney
general for the Justice Department’s environment and natural resources division.
“We’re ratcheting up our eﬀorts in
southern Africa since this is where so much
of the illegal rhino horns and other materials
come from,” Mr. Cruden said.
The wildlife trust has provided antipoaching training to more than 450 police
and intelligence oﬃcials. The training, Mr.
Pires says, has contributed to an increase in
the number of people arrested for poaching.
Arrests in Kruger National Park, a major area
of operations for poachers in South Africa, totaled 138 as of August 2015 compared with 81
arrests over the same period last year, according to government data.
American money has gone to help provincial governments buy equipment such as
night-vision goggles, said Moses Rannditsheni, a spokesman for the South African Department of Environmental Aﬀairs.
The South African government has requested boots, tents and other survival gear
discarded by the Defense Department and the
Coast Guard through the Excess Defense Articles program, which oﬀers equipment free
or at a discount to foreign governments, Mr.
Rannditsheni said.
Antipoaching eﬀorts in South Africa and
neighboring countries are part of a larger
American eﬀort to stem the booming illegal trade in wildlife. The recently completed
Trans-Pacific Partnership trade agreement includes deals with several Asian countries to
require them to enforce laws and regulations
to protect wildlife covered under an international treaty that protects endangered plants
and animals.
According to research by the Terrorism,
Transnational Crime and Corruption Center
at George Mason University, the illegal trade is being driven by international criminal
gangs, most of which are non-African. The
center received a grant of nearly $400,000 from
the State Department to identify syndicate leaders, trade routes and financiers in the South
African wildlife trade.
Louise Shelley, the director of the center,
said the gangs are led by Pakistani and other
Asian poachers who use African middlemen
to hunt and transport the animals. People involved in the illegal wildlife trade in South
Africa also deal in drugs and cigarettes.
Dr. Shelley said the center’s eﬀorts to fully grasp the size and composition of illegal
poaching have been hampered by a lack of
cooperation and intelligence sharing from the
South African government.
“They have not been willing to share any
information with us,” Dr. Shelley said.
The South African Police Service, one of
the law enforcement agencies leading the
government’s antipoaching eﬀorts, did not
respond to requests for comment.
Classifieds
16
Monday, December 28, 2015
The San Juan Daily Star
New York Times Editorials
To Rein In Wall Street, Fix the Fed
By BERNIE SANDERS
W
ALL STREET is still out of control.
Seven years ago, the Federal Reserve and the Treasury Department
bailed out the largest financial institutions in
this country because they were considered too
big to fail. But almost every one is bigger today than it was before the bailout. If any were
to fail again, taxpayers could be on the hook
for another bailout, perhaps a larger one this
time.
To rein in Wall Street, we should begin by
reforming the Federal Reserve, which oversees
financial institutions and which uses monetary policy to maintain price stability and full
employment. Unfortunately, an institution that
was created to serve all Americans has been
hijacked by the very bankers it regulates.
The recent decision by the Fed to raise
interest rates is the latest example of the rigged economic system. Big bankers and their
supporters in Congress have been telling us
for years that runaway inflation is just around
the corner. They have been dead wrong each
time. Raising interest rates now is a disaster
for small business owners who need loans to
hire more workers and Americans who need
more jobs and higher wages. As a rule, the Fed
should not raise interest rates until unemployment is lower than 4 percent. Raising rates
must be done only as a last resort — not to fight
phantom inflation.
What went wrong at the Fed? The chief
executives of some of the largest banks in America are allowed to serve on its boards. During
the Wall Street crisis of 2007, Jamie Dimon, the
chief executive and chairman of JPMorgan
Chase, served on the New York Fed’s board of
directors while his bank received more than
$390 billion in financial assistance from the
Fed. Next year, four of the 12 presidents at the
regional Federal Reserve Banks will be former
executives from one firm: Goldman Sachs.
These are clear conflicts of interest, the
kind that would not be allowed at other agencies. We would not tolerate the head of Exxon
Mobil running the Environmental Protection
Agency. We don’t allow the Federal Communications Commission to be dominated by Verizon executives. And we should not allow big
bank executives to serve on the boards of the
main agency in charge of regulating financial
institutions.
If I were elected president, the foxes would
no longer guard the henhouse. To ensure the
safety and soundness of our banking system,
we need to fundamentally restructure the
Fed’s governance system to eliminate conflicts
of interest. Board members should be nominated by the president and chosen by the Senate.
Banking industry executives must no longer
be allowed to serve on the Fed’s boards and
to handpick its members and staﬀ. Board positions should instead include representatives
from all walks of life — including labor, con-
sumers, homeowners, urban residents, farmers
and small businesses.
The Fed must also make sure that financial institutions are investing in the productive economy by providing aﬀordable loans to
small businesses and consumers that create
good jobs. How? First, we should prohibit
commercial banks from gambling with the
bank deposits of the American people. Second, the Fed must stop providing incentives
for banks to keep money out of the economy.
Since 2008, the Fed has been paying financial
institutions interest on excess reserves parked
at the central bank — reserves that have grown
to an unprecedented $2.4 trillion. That is insane. Instead of paying banks interest on these
reserves, the Fed should charge them a fee that
would be used to provide direct loans to small
businesses.
Third, as a condition of receiving financial
assistance from the Fed, large banks must commit to increasing lending to creditworthy small
businesses and consumers, reducing credit
card interest rates and fees, and providing help
to underwater and struggling homeowners.
We also need transparency. Too much of
the Fed’s business is conducted in secret, known
only to the bankers on its various boards and
committees. Full and unredacted transcripts of
the Federal Open Market Committee must be
released to the public within six months, not
five years, which is the custom now. If we had
made this reform in 2004, the American people
would have learned about the housing bubble
well in advance of the financial crisis.
In 2010, I inserted an amendment in DoddFrank to audit the emergency lending by the
Fed during the financial crisis. We need to go
further and require the Government Accountability Oﬃce to conduct a full and independent audit of the Fed each and every year.
Financial reforms must not stop with the
central bank. We must reinstate Glass-Steagall
and break up the too-big-to-fail financial institutions that threaten our economy. But we need
to start with fundamental change. The sad reality is that the Federal Reserve doesn’t regulate
Wall Street; Wall Street regulates the Fed. It’s
time to make banking work for the productive
economy and for all Americans, not just a handful of wealthy speculators. And it begins by
making the Federal Reserve a more democratic
institution, one that is responsive to the needs
of ordinary Americans rather than the billionaires on Wall Street.
Seismic Political Shock in Spain
By THE EDITORIAL BOARD
T
he Spanish election on Dec. 20 turned
Spanish politics upside down, oﬀering
— after Greece and Portugal — the latest striking evidence that voters in southern
Europe are sick of austerity and losing faith
in their established parties. Two outside parties in Spain captured enough of the vote to
prevent the two parties that have alternated
in power for three decades from forming a
government without coalition partners. It is
tempting to welcome this as a youthful challenge to politics as usual and as a fresh start.
There is that, but the consequences of the
election are too uncertain and the risks for
Spain and for Europe too great to celebrate
quite yet.
In retrospect, it might seem surprising
that the voter backlash had not come earlier. Though Spain’s austerity regime has
not been as drastic as Greece’s, unemployment remains above 20 percent, with young
people aﬀected most severely, many services
have been cut back, and more hardship lies
ahead. While the Popular Party of Prime Minister Mariano Rajoy could claim that Spain
had turned the corner with growth projected at 3 percent this year, it was apparently
not enough to counter austerity fatigue and a
sense that the burden was not being equally
shared because of the cronyism, corruption
scandals and stagnation of the established
parties.
The main beneficiary of the upheaval
was Podemos, a two-year-old party whose
name (“We Can”) echoed President Obama’s
campaign slogan and whose pony-tailed lea-
der, the 37-year-old Pablo Iglesias, was inspired by the success of Prime Minister Alexis
Tsipras’s anti-austerity Syriza movement in
Greece. “Austerity has now been politically defeated in #Spain, as well,” Mr. Tsipras
tweeted triumphantly, though inaccurately.
Mr. Rajoy’s party won the most votes, 29 percent of the total, and 123 of the 350 seats in
the Parliament. The Socialists won 90 seats,
Podemos 69, and the centrist Citizens Party
40.
It may take a long time to sort out who
will govern next. Mr. Rajoy gets the first
crack at forming a coalition, but it’s not certain he will find willing partners. It’s thus
possible that new elections will have to be called for early next year. The markets quickly
reacted to the uncertainty — Spanish bonds
and stocks fell on the results. Beyond Spain’s
borders, leaders of other European Union
countries facing austerity fatigue, like Italy
and France, are likely to wonder whether imposing too much belt-tightening might spell
political disaster for them as well.
On the other side of the ledger, the Spanish shock should compel the European
Union and its sternest member, Germany,
and the International Monetary Fund to reexamine the austerity they have been imposing on countries most aﬀected by Europe’s
debt crisis. Spain is not Greece — it is the
fourth-largest economy of the eurozone, and
Mr. Rajoy had been willing to take the needed medicine. What the vote showed is that
there are limits to the sacrifices people in any
country will take, and that when sacrifices
are demanded, leaders must spread them
equitably and transparently.
The San Juan Daily Star
Monday, December 28, 2015
17
In Chile, Where Pablo Neruda Lived and Loved
I hadn’t even gotten through
the front door of this house,
but already, just at the sight of
the garden, my heart was racing the way it does when I encounter a particularly enticing
junk store, or a salvage yard,
or a promising-looking yard
sale. And this place possessed
qualities of all those.
But something else, too: an
element not unrelated to NerPablo Neruda and
uda’s poetry. If his relationMatilde Urrutia.
By JOYCE MAYNARD
ship with Matilde was, as he
represented it in his poems,
he idea of paying a visit
the great love of his life, this
to Pablo Neruda’s home in Santiago had house was the stage set against which he encome as an afterthought. My husband, visioned the two of them playing it out. “Here
Jim, and I had been traveling through Chile, are the bread — the wine — the table — the
with a single day to spend in the capital.
house,” he wrote in “One Hundred Love SonRiding the funicular to the top of Parque nets.” “A man’s needs, and a woman’s, and a
Metropolitano, the classic tourist activity, life’s.”
seemed like a requirement. When we got to
What I recognized, even at the entryway
the bottom again, it deposited us a block away — with its ragtag assemblage
from La Chascona, the house the poet bought of wrought-iron garden furniin 1951 (while still married to his second wife, ture and mosaic tile inlays, the
Delia del Carril) for his then-secret lover, Mat- mural of birds and vines windilde Urrutia. A promising stop, perhaps, but I ing around the arched door,
kept my expectations low.
the hand-forged circular stairI’ve taken a fair number of house tours on case and glass balls from ships’
my travels — often discovering that all the buoys and orange trees and
things I’d most like to see (the artist’s paint- sculptures of angels — was that
ings, her desk or painting studio) were either whatever fondness I might feel
sold oﬀ or sent to museums. Take the artist for Neruda’s poetry, my truout of the house and what you are likely to est kinship with this man who
have, more often than not, is a collection of died over 40 years ago would
rooms and some old furniture. (One striking be with his sense of interior
exception: Casa Azul, Frida Kahlo’s house in decoration.
Mexico City.)
In fact, “interior decoration”
My intention was to pick up a book of Ner- is an insuﬃcient phrase. As much as he was
uda’s poetry at the gift shop. These last few a poet, Neruda was a collector of things, a
nights on our trip, I suggested to Jim, he and I builder of homes and a designer of fantastical
could read poems out loud to each other and spaces.
maybe memorize a few. We’d devote some
La Chascona (the name refers to the wild
time to our Spanish. That, and romance. Who tangle of Matilde’s hair, a recurring element
better to fan the flames than Neruda?
in his poems) is the kind of house I love best
The moment I stepped into the garden at — the fabulous, wacky, excessive creation of a
La Chascona, I revised my plan. “I’m going to man for whom objects took on deep emotional
need to spend a lot of time here,” I whispered meaning — not necessarily for their intrinsic
to Jim, checking my watch. I was already con- value, and possibly not for their conventioncerned that the two hours left before closing al beauty either, but as an expression of the
time might not be suﬃcient.
dreams of the person who assembled them.
Jim knows that I am an incurable collecThis place is also — with its never-ending
tor of the kind of things some people may call birdsong, the trickling waterfall meandering
junk. I call them treasures. Now, at the home through the property, the tinkling chimes —
of Neruda, the Nobel-winning Chilean poet the home of a true romantic, filled with symand champion of the left, I had discovered a bols and talismans and secret messages to his
kindred spirit.
lover, only a fraction of which (I’m guessing)
Visiting the revered
poet’s three homes in
Chile — La Chascona,
La Sebastiana and Isla
Negra — where his romance with Matilde
Urrutia played out,
each an expression of
his dreams.
T
will any visitor comprehend. Up to the day of
my visit, all I knew was that Neruda had written “Veinte Poemas de Amor.” But this whole
house was a love poem.
La Chascona bears no resemblance to places like Monticello, in Virginia, or Versailles, or
— a personal favorite — the Isabella Stewart
Gardner home in Boston, now a great museum.
Unlike those places, you won’t find the rooms
designed by Neruda in books of great interior
design — no Louis XVI chairs, or tasteful but
predictable furniture groupings. In a Neruda
house, you may find a taxidermied flamingo
overhead, or a life-size bronze horse, or a 50times-larger-than-life-size man’s shoe.
And that’s what I found myself loving.
Those houses out of Architectural Digest may
be lovely, but give me a room that tells something about the person who lived there — a
room that displays a sense of humor, a sense
of drama, and most important, a passionate
soul.
Neruda was a sensualist. You can see it in
his poetry: “I crave your mouth,
your voice, your hair. Silent and
starving, I prowl through the
streets. Bread does not nourish
me, dawn disrupts me, all day
I hunt for the liquid measure of
your steps. …”
Birds and vines wind around
the arched door of
La Chascona, Pablo Neruda’s
home in Santiago, Chile.
But you can also see it in his living spaces. One step through the low, narrow entry
to the dining room and we knew: The man
who lived here loved to eat. The dining table
is long, and set with English china and Mexican glassware, wonderful odd serving dishes,
chairs arranged surprisingly close, in a way
that suggests warmth and conviviality.
It’s clear where Neruda must have presided: at the head. From my audio tour, I learned
that he favored dressing up for parties. He
kept a collection of hats for these occasions,
and sometimes he might paint on a mustache.
He liked to make an entrance, through a small
special door opening into the room. The kitchen remained strictly oﬀ-limits. A magician
does not display how the magic is made to
happen if he wants to maintain the fantasy.
I can list here only a fraction of the furnishings and objects that stood out. By themselves,
some might appear ugly — even tacky. But as
the collage artist Joseph Cornell could have
told us, art happens in the assemblage.
At La Chascona we found reproductions
of a cheaply framed Caravaggio, stuﬀed animals, ’60s-style Formica and a mobile (also
pure 1960s) featuring staring eyes, mounted
alongside African masks. There was also a
leather couch from France, an original ceramic head by Léger and a portrait of Matilde
by Neruda’s friend Diego Rivera, commemorating the Medusa-like red hair that gave La
Chascona its name.
Continues on page 18
The dining area of La Chascona in Santiago, which Neruda bought in 1951 for
his then-secret lover, Matilde Urrutia.
18
Monday, December 28, 2015
From page 17
When we got to the bedroom, I had the
sense that I shouldn’t be in this place. The
passion of the man for this particular woman seemed too great for a parade of tourists
to pass through with headsets. (“Two happy
lovers make one bread, a single moon drop in
the grass,” he wrote. “Walking they cast two
shadows that flow together; waking, they
leave one sun empty in their bed.”).
The bed is covered with a simple white
cloth. On the dressing table: a bottle of Chanel
No. 5 and a hand mirror, not a lot more. Still, a
scent of passion emanates.
In the gift shop after our tour, I stocked up
on books by Neruda and a Neruda-style cap
for my husband. But our visit to La Chascona
had left me wanting more — not of the poetry
so much as the man and his houses.
We had planned to spend the remainder
of our trip in Santiago. But upon learning that
Neruda had two other homes that he and Matilde occupied — simultaneously — over the
last 20 years of his lifetime, I became a woman
possessed. I suggested to Jim (no, there was
more urgency than that) that we add to our
itinerary a pilgrimage to those other houses
— one, La Sebastiana, in the city of Valparaíso; the other, Casa de Isla Negra, a couple of
hours from there, on the rocky Chilean coast.
It’s one of the things I love best when traveling: those moments your well-made plans
and itineraries get tossed aside for a spur-ofthe-moment expedition to explore some place
you never even knew existed, until you were
there.
An hour later, we had the whole thing arranged: a rental car to take us to Valparaíso. A
hotel room for one night. To be followed, after
our visit to La Sebastiana, by a drive to Isla
Negra.
Jim loves to drive, and to drive fast, and so
our chosen vehicle was a top-of-the-line BMW
285 M convertible. We were hot on the Neruda trail now, or at least I was, with Jim at the
wheel. It was a romantic quest, in a way (“Two
for the Road,” minus Albert Finney and Audrey Hepburn). I wanted to see all three of the
houses where the relationship between Pablo
and Matilde had played out. But really what
I wanted to know were the stories of the two
who had inhabited them.
The drive to Valparaíso took us through
gorgeous countryside, including many Chilean wineries. Twenty miles down the highway, with the sky threatening rain, we gave
up on our top-down experience, but even so,
I liked to imagine how it must have been for
Pablo and Matilde, leaving behind their beloved home in the capital for the new place
high on a hill known as Florida, overlooking
the crazy port city of Valparaíso where no
streets seem to run parallel to each other and
many are one-way, though lacking the signs
Isla Negra, overlooking the crashing waves
of the ocean.
The San Juan Daily Star
er heroes (Edgar Allan Poe, Walt Whitman),
along with pictures from the day in 1971 when
he received the Nobel Prize.
As in his other houses, the oﬃce features
a collection of bronze hands, and a sink beside the desk so he could indulge his habit of
washing his hands before getting to work on
his day’s writing. His houses make plain: If
the poet had an insatiable appetite for food,
and love, and ships’ models, and wine, he also
possessed a strong work ethic.
He wrote in the early hours. The afternoons were reserved for seeing friends and
hunting down treasures, a fact that left me
imagining what a collector like Neruda would
have done had eBay existed in his time. More
bronze hands and ship paintings, perhaps.
Fewer poems.
With one day left before our flight home,
we got back in the BMW, tearing oﬀ to the
coast to the last Neruda house, with the plan
of touring it that afternoon, then racing back
to the city to board our plane. We were cutting
it close (which allowed Jim to experience the
BMW at 120 miles an hour during one impressive moment of passing), but compulsion had
taken over now.
The route to Isla Negra goes through a series of small towns before reaching the coast.
Even when we arrived there, we had a hard
time finding the house. No signs announce
its presence in this unexceptional little beach
town filled with cheap restaurants and souvenir shops.
On the advice of a local taxi driver, we
made our way down a dirt road a half-mile
or so outside of town. Then there it was, on a
pile of rocks overlooking a stretch of ocean so
wild Jim had to raise his voice for me to hear.
Neruda’s favorite house: Isla Negra.
This was the house he had purchased for
his wife, Delia del Carril (nicknamed La Hormiguita, the Little Ant). He was looking, he
said, for a place to write his “Canto General.”
But, it could be argued, a person doesn’t need
a roomful of ships in bottles and a few hundred glass bottles to write a canto.
“I write for a land recently dried, recently
fresh with flowers, pollen, mortar,” he wrote
in “Canto General.” “I write for some craters
whose chalk cupolas repeat the round void
beside the pure snow. …”
to tell you this.
La Sebastiana was purchased in 1959 from
the estate of an architect, Sebastián Collado,
who had died before construction was completed, and for whom the house is named.
While Neruda bought La Chascona on his
own, as a surprise for his lover, he and Matilde (now his third wife) bought La Sebastiana together. They celebrated its opening in
1961 with one of their famous dinner parties,
and later with New Year’s celebrations where
friends gathered to watch fireworks over the
harbor.
We spent an afternoon and night exploring
Valparaíso — enough time for Jim to characterize the place as an intoxicating mix of New
Orleans and San Francisco’s Mission District,
combined with a little of the Latin Quarter in
Paris: pisco sours in a dive bar playing ’30s
jazz; cobbled streets winding down to the water; murals and funiculars and pots spilling
over with flowers; dogs in the road.
Next morning, we made our way to La
Sebastiana. As with La Chascona, this Neruda
home features an entryway of tangled greenery and mosaic walkways, hidden gardens,
staircases, low doors and ceilings that give a
person the feeling of being on a ship — which
was precisely Neruda’s idea. Though he never
took an interest in being at the helm of a boat,
the nautical themes are everywhere in his
houses.
Here, too, is a whole room dedicated to a
bar, and a dining table set with more colored
glasses, and a dressing table for Matilde and, Neruda’s favorite home, Isla Negra, in the
at the foot of the bed, a toy sheep purchased town of the same name.
by Neruda, late in life, to replace one he had
loved and lost as a motherless child decades
earlier.
There’s a carousel horse and a music box
and a collection of wooden ships, and maps
(one dating from the 17th century). As always,
Neruda has made himself a wonderful writing room, filled with photographs of the poet
with his many famous friends (Picasso and
Marcel Marceau, among them) and his writ-
Here again are the bar and the great dining
table, the vast fireplace and deep soft chairs
(overlooking the roiling Pacific this time), the
writing room, the romantic bedroom reached
by a special flight of steps — two bedrooms
actually; when Pablo Neruda divorced Delia
and married Matilde, the new love required
a new room. At Isla Negra, the landlubber
Neruda indulged his love of maritime objects
more than in either of the other houses, with a
dozen female ships’ figureheads jutting from
the walls of the living room.
Neruda celebrated the Chilean Independence Day here with his many friends every
Sept. 18. It was here where he received the news
of the coup that removed his socialist ally Salvador Allende from power in September 1973,
and of Allende’s suicide that same day.
And it was here — just three weeks later
— where he spent his last night with Matilde,
before being taken to the hospital where he
died a few days later. The cause of death was
reported as prostate cancer, but the Interior
Ministry of Chile recently released a statement saying that it was highly probable that
Neruda’s death “was caused by a third-party
intervention.”
After his death, Matilde never spent another night at Isla Negra; she returned instead to
Santiago to end her days at La Chascona. First,
though, she had to rebuild the house, that —
like the town — was looted and wrecked by
members of the military following the coup.
A person visiting the houses now would
not guess that so many of Neruda’s carefully
assembled treasures and furnishings had been
smashed and burned in those first days. Photographs displayed on the home’s walls from
the aftermath tell the story — of the destruction, of the thousands who took to the streets
after his death to mourn their beloved poet.
There in the photographs, among the mourning masses, is Matilde herself — hair concealed under a black veil. She died of cancer
10 years later and is buried at Isla Negra beside her husband.
On the plane home, I took out the volumes
of poetry I had picked up at the gift shop at La
Chascona. One was a collection featuring the
“Twenty Poems of Love” I knew so well, and
the verses Neruda published, anonymously,
in celebration of his love for Matilde during
the early ’50s when their relationship was a
secret.
The other was a hefty 843-page tome with
every one of Neruda’s odes, in Spanish on one
side of the page, English on the other (“Ode to
an Artichoke.” “Ode to the Dictionary.” “Ode
to Walt Whitman.” “Ode to My Suit”: “Every
morning, suit, you are waiting on a chair to
be filled by my vanity, my love, my hope, my
body.”) It’s fitting, for this poet who so loved
material objects, less for their value, I think,
than for what they represented, that he wrote
225 of these odes.
NOTICIAS ESPANOL
28 de Diciembre de 2015
en
Provistas por Internews Ser vice
Municipios competirán para obtener Bandera
Violeta por su compromiso con la equidad de género
L
os 78 municipios de Puerto Rico se enfrentarán en enero al escrutinio de la organización Coordinadora Paz para la Mujer y
otras personas expertas en temas de género
para determinar a cuáles se otorga la Bandera Violeta por el compromiso con la equidad
de género.
La iniciativa es la segunda etapa del Proyecto Equidad de Género (PEG) del Departamento de la Familia dirigido a los municipios
y presentado a finales de septiembre.
La Coordinadora Paz para la Mujer, fue la
coalición no gubernamental contratada para
implantar la propuesta, por su experiencia y
preparación en el tema.
El 72% de los municipios participaron de
los 128 talleres que se ofrecieron a 400 empleados y empleadas.
Bandera Violeta es el reconocimiento y certificación a los municipios que cumplan con
criterios seleccionados.
“La Bandera Violeta es un símbolo que
muestra al mundo el compromiso de Puerto Rico con el valor de la equidad. Más importante aún, es una forma de rendición de
cuentas para las alcaldías que se comprometen a trabajar con las necesidades de las comunidades más vulnerables y brindar servi-
cios enfocados culturalmente en la equidad
de género”, manifestó Vilma González Castro,
Coordinadora General de Paz para la Mujer.
Añadió que “residentes de las comunidades pueden involucrarse directamente con
las iniciativas dirigidas a garantizar la equidad de género en cada rincón del País. Esperamos que la bandera violeta flote en muchos ayuntamientos en una manifestación
de compromiso con la equidad y la paz de
las mujeres”.
Idalia Colón Rondón, secretaria del Departamento de la Familia, declaró que “la
equidad de género y la prevención de la violencia deben ser una de las prioridades en la
agenda de trabajo de las administraciones
municipales. El Departamento de la Familia
junto con Coordinadora Paz para la mujer
continuarán desarrollando estrategias para
promover una sociedad libre de violencia y
discrimen”.
El PEG es parte de un esfuerzo educativo
y tiene el propósito de prevenir la violencia
de género por medio del desarrollo y ofrecimiento de adiestramientos al personal de
los gobiernos municipales, para alertarles,
sensibilizarles sobre el problema y proveerles herramientas básicas para la prevención
de la violencia de manera que puedan intervenir de forma empática con las víctimas y
sobrevivientes de la violencia de género.
Paz para la Mujer es una coalición reconocida a nivel local e internacional con más de
26 años de experiencia en el tema de la violencia de género.
Lanzan segunda cápsula de campaña
sobre la inteligencia emocional
E
l Recinto Universitario de Mayagüez (RUM) y los estudiantes de la clase de Psicología de la
Inteligencia Emocional, que dicta la doctora Lizzie García Pabón, lanzaron la segunda cápsula de una campaña educativa sobre la importancia de este tema.
El segmento de dos minutos resalta el valor de tomar autoconciencia sobre situaciones que
tradicionalmente ocurren durante esta temporada del año y que podrían afectar las festividades.
Las cápsulas presentan los valores que deben cultivar los ciudadanos para que puedan expresar mejor sus emociones, lo que les ayudará, a su vez, a tomar decisiones más acertadas en
el diario vivir.
La campaña, compuesta por seis anuncios, se dio a conocer luego de que un grupo de alumnos del curso, ofreciera el taller titulado “Inteligencia emocional: competencias básicas para la
vida”, con una nutrida participación de la comunidad universitaria.
“La inteligencia emocional es una destreza muy importante que todo ser humano debe poseer porque implica el control que uno debe tener sobre las emociones, y el dominio que hay
que tener sobre ellas, no dejar que sean las emociones las que nos dominen a nosotros”, explicó
la doctora García Pabón, catedrática auxiliar del Departamento de Psicología del RUM.
Agregó que “en todos los ámbitos de nuestro vida y los
diferentes roles que desempeñamos se pueden ver afectados por la falta control emocional. Asimismo, es importante uno conocerse lo suficiente para entender qué
emoción estamos experimentando y cómo debemos reaccionar ante ella”.
El proyecto contó con la colaboración de los estudiantes
del Curso de Actuación I, dictado por la doctora Noemí
Maldonado Cardenales, quienes a través del lenguaje no
verbal demostraron las habilidades que se quieren resaltar en la campaña.
Juncos recicla ropa y zapatos
alcalde de Juncos, Alfredo “Papo” Alejandro, anunció el inicio de un proyecto de reciclaje
EElltextil,
como parte de las funciones de la Oficina de Reciclaje Municipal.
nuevo proyecto “Recicla y Embellece a Juncos, ¡Es tuyo!” comenzó en colaboración con “PR
Textile Recycling”.
La compañía se encarga de la recolección, clasificación y el proceso para su conversión a paños de limpieza y la posterior exportación.
La empresa tiene programas en los municipios de Caguas, Guaynabo, Trujillo Alto y Carolina.
“Exhortamos a la ciudadanía a que haga uso de estos contenedores y traigan a sus hijos con ellos para educarnos
todos, acerca de lo esencial que es reciclar y rehusar. La
basura nos está arropando”, apuntó el primer ejecutivo.
La iniciativa fomenta el reciclaje de ropa, zapatos y todo
tipo de telas (manteles, cortinas, colchones, sábanas, sombreros, fundas de almohadas, entre otros).
Juncos tiene a disposición seis contenedores instalados
en el Hospital Municipal Dr. César Augusto Collazo, antiguo Colegio Corazón de María, la alcaldía, cuartel de la Policía Municipal, cuartel municipal El Valenciano y la cancha
bajo techo Rafael G. Amarbert.
El depósito debe estar en buenas condiciones, limpia y
en bolsas plásticas. El servicio estará disponible 24 horas,
los siete días a la semana.
NOTICIASenESPANOL
20
The San Juan Daily Star
28 de Diciembre de 2015
Hacienda anuncia horarios de servicios en colecturías y oficinas administrativas en el periodo navideño
L
as oficinas administrativas del Departamento de Hacienda y las colecturías, incluidas aquellas en los Centros de Servicios al Conductor
(CESCO), operarán en horario especial en los próximos días con motivo
del periodo navideño, informó hoy el secretario Juan Zaragoza.
“Debido a las festividades, nuestras colecturías en y fuera de los CESCO tendrán una fecha y horario específico para brindar servicios a los
contribuyentes”, indicó Zaragoza.
Durante este periodo, las colecturías ubicadas en los CESCO ofrecerán servicio los días 31 de diciembre y el 5 de enero hasta las doce del
mediodía.
Asimismo, el sábado 2 de enero operarán en horario regular.
Para atender el último día de pago de la contribución especial a distribución de dividendos y pago por adelantado de las distribuciones
implícitas de las corporaciones, bajo la sección 1023.25 del Código de
Rentas Internas, la Oficina de Acreditación de Pagos estará abierta el
31 de diciembre hasta las doce del mediodía en el Edificio Central de
Hacienda en el Viejo San Juan.
En tanto, las oficinas administrativas del Departamento de Hacienda
y el resto de las colecturías estarán en receso de labores los días 31 de
diciembre; y el 1, 5 y 6 de enero, respectivamente.
DRNA invita a regalar experiencias con la naturaleza mediante visita a sus bosques, reservas y refugios de vida silvestre
L
a secretaria del Departamento de Recursos Naturales y Ambientales (DRNA), Carmen Guerrero Pérez, invitó a la ciudadanía a regalar experiencias inolvidables en la naturaleza y a compartir en familia en los bosques, reservas naturales y refugios de
vida silvestre de Puerto Rico en estos días festivos.
“Uno de los mejores regalos que podemos dar a quienes amamos, es compartir y celebrar mediante experiencias inolvidables
en contacto con la naturaleza. Los espacios naturales protegidos
son idóneos para el disfrute, la interacción y la unidad familiar,
y al mismo tiempo, su verdor y tranquilidad invitan a la contemplación y a la reflexión”, expresó Guerrero Pérez.
La titular del DRNA precisó que solo en los días 31 de diciembre, el 1 y el 6 de enero de 2016, las áreas recreativas dentro
de los bosques, reservas y refugios que administra el DRNA no
operarán para que los empleados también puedan disfrutar con
su familia.
Las áreas de servicios esenciales del DRNA que continuarán
operando durante el receso navideño son el Cuerpo de Vigilantes, la Represa Cerrillos, las Casas de Bombas, el Vivero de Peces
de Maricao, el Vivero de Cambalache y el Aviario de la Cotorra.
El edificio sede del DRNA en San Juan y las oficinas regionales,
al igual que el Centro de Visitantes de la Reserva Estuarina de
Jobos, estarán cerrados durante el receso navideño a partir de
hoy, 28 de diciembre al 6 de enero.
Las labores en todas las oficinas del DRNA se reanudarán el 7
de enero de 2016.
Hasta el 30 de diciembre al mediodĺa presentación de candidaturas en la CEE
L
a presidenta de Comisión Estatal de Elecciones (CEE), Liza
García Vélez, anunció que el organismo electoral operará en
horario especial con motivo de las festividades navideñas.
El área de presentación de candidaturas y entrega de endosos
trabajará los días 28 y 29 de diciembre de 2015, en horario
regular de 8:00 am a 4:00 pm y, de ser necesario, se extenderá
el horario de servicio.
El cierre de presentación de candidaturas conforme a la Ley
Electoral será el 30 de diciembre al mediodía.
El proceso para la presentación de solicitudes en la Junta de
Anuncios, estará disponible los días 28, 29 y 30 de diciembre en
horario regular y el 31 diciembre hasta el mediodía.
En tanto, las Juntas de Inscripción Permanente (JIP) Isla estarán abiertas durante el receso navideño del 28 de diciembre
de 2015 al 8 de enero de 2016, de lunes a viernes en horario
regular de 8:00 am a 4:00 pm.
Las siguientes JIP Isla recibirán público durante el receso navideño: San Juan, en el edificio administrativo; Bayamón, en la
calle Betances 24; Arecibo, en la calle Gonzalo Marín 59; Mayagüez, en la calle Ramos Antonini 107; Ponce, en la calle Méndez
Vigo 32; Caguas, en la calle Ruiz Belvis 32; y Fajardo, en la calle
Celis Aguilera 2, esquina Antonio R. Barceló.
A partir del 12 de enero de 2016, las JIP estarán abiertas de
martes a sábado, en horario regular de 8:00 am a 4:00 pm.
Obra “Soltero, casado, viudo y divorciado” en cartelera en febrero
L
a producción “Soltero, casado, viudo y divorciado”,
de Florentino Rodríguez y Producciones Aragua, subirá a escena el 5 de febrero de 2016 en el Centro de
Bellas Artes “Luis A. Ferré” en Santurce.
Braulio Castillo es el “Casado”, René Monclova el “Viudo”, Jorge Luis Ramos el ”Divorciado” y el joven actor
Doel Arroyo interpreta al “Soltero” en la pieza del direc-
tor y dramaturgo argentino Román Sarmentero; todos
bajo la dirección de Miguel Diffoot.
Estos cuatro hombres desde su estado civil nos presentan sus puntos de vista sobre qué piensan de las
mujeres, considerando sus variados niveles de belleza,
encanto y hasta de peligro, al momento de una relación.
Monday, December 28, 2015
21
Official Registry of Legal Notices
LEGAL NOTICE
IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF PUERTO RICO.
ROOSEVELT CAYMAN
ASSET COMPANY
Plaintiﬀ, vs.
RONALDO ROSA
RAMOS, MARIBEL
PAGAN ACEVEDO
AND THE CONJUGAL
PARTNERSHIP
CONSTITUTED THEREIN,
Defendants.
CIVIL NO. 15-1972 (JAF) RE:
COLLECTION OF MONIES, FORECLOSURE OF MORTGAGE
NOTICE OF SALE.
TO: RONALDO ROSA
RAMOS, MARIBEL
PAGAN ACEVEDO
AND THE CONJUGAL
PARTNERSHIP
CONSTITUTED THEREIN
UNITED STATES OF AMERICA
PRESIDENT OF THE UNITED
STATES SS. COMMONWEALTH
OF PUERTO RICO. Judgment
in favor of plaintiﬀ for the sum
of Eighty Three Thousand Four
Hundred Forty One Dollars with
Thirty Seven Cents ($83,441.37)
in principal, interest which continues to accrue until full payment of the debt at the rate of
6.875% per annum, accrued late
charges; and any other advance, charge, fee or disbursement
made by plaintiﬀ on behalf of
defendant, in accordance with
the mortgage deed, plus costs,
and $8,560.00 in attorney fees;
Pursuant to the judgment, the
undersigned Special Master was
ordered to sell at public auction
for United States currency in
cash or certified check without
appraisement or right of redemption to the highest bidder and
at the oﬃce of the Clerk of the
United States District Court for
the District of Puerto Rico, Federico Degetau Federal Building,
Chardón Street, Hato Rey, San
Juan, Puerto Rico or any other
place designated by said Clerk,
to cover the sums adjudged
to be paid to the plaintiﬀ, the
following property: URBANA:
Solar marcado con el número
15 del bloque K del plano de
inscripción de la Urbanización
Alturas de Peñuelas situada en
el barrio Coto del Municipio de
Peñuelas, Puerto Rico, con una
cabida superficial de 325.00 metros cuadrados. En lindes por el
Norte, en una distancia de 13.00
metros con el lote número 8 del
bloque K; por el Sur, en una distancia de 13.00 metros con la
calle número 11 del bloque K;
por el Este, en una distancia de
25.00 metros con el lote número
14 del bloque K; por el Oeste, en
una distancia de 25.00 metros
con el lote número 16 del bloque
K. Enclava una estructura dedicada a vivienda construida de
hormigón armado y bloques de
hormigón. Consta inscrita al folio 19 del tomo 133 de Peñuelas,
finca número 5,014. Registro de
la Propiedad, Sección Segunda
de Ponce. THEREFORE, the
first public sale shall be held on
the 8th day of January 2016, at
10:45am and the minimum bid
that will be accepted is the sum
of $85,600.00. In the event said
first public auction does not produce a bidder and the property
is not adjudicated, a second
public auction shall be held on
the 15th day of January 2016, at
10:45am and the minimum bid
that will be accepted is the sum
of $57,066.66, 2/3 parts of the
minimum bid for the 1st public
sale. If said second auction does
not result in the adjudication and
sale of the property, a third auction will be held on the 22nd day
of January 2016, at 10:45am and
the minimum bid that will be accepted is the sum of $42,800.00,
1/2 of the minimum bid for the
1st public sale. Upon confirmation of the sale, an order shall be
issued canceling all junior liens.
For further particulars, reference
is made to the judgment entered
by the Court in this case, which
can be examined in the Oﬃce
of the Clerk of the United States District Court. In San Juan,
Puerto Rico, December, 2nd,
2015. Aguedo de la Torre, Special Master.
LEGAL NOTICE
IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF PUERTO RICO.
ROOSEVELT CAYMAN
ASSET COMPANY
Plaintiff, vs.
JOSE RAUL ORTIZ PEÑA
Defendant.
CIVIL NO. 15-1780 (GAG) RE:
COLLECTION OF MONIES, FORECLOSURE OF MORTGAGE
NOTICE OF SALE.
TO: JOSE RAUL
ORTIZ PEÑA
UNITED STATES OF AMERICA
PRESIDENT DF THE UNITED
STATES SS COMMONWEALTH
OF PUERTO RICO. Judgment
in favor of plaintiff for the sum
of One Hundred Thirty Seven
Thousand Six Hundred Seventy
Four Dollars with Fifty Two Cents
($137,674.52) in principal, interest which continues to accrue
until full payment of the debt at
the rate of 5.875% per annum,
accrued late charges; and any
other advance, charge, fee or
disbursement made by plaintiff on
behalf of defendant, in accordance with the mortgage deed, plus
costs, and $13,953.34 in attorney
fees; Pursuant to the judgment,
the undersigned Special Master
was ordered to sell at public auc-
tion for United States currency in
cash or certified check without
appraisement or right of redemption to the highest bidder and
at the office of the Clerk of the
United States District Court for
the District of Puerto Rico, Federico Degetau Federal Building,
Chardón Street, Hato Rey, San
Juan, Puerto Rico or any other
place designated by said Clerk,
to cover the sums adjudged to be
paid to the plaintiff, the following
property: URBANA: Solar marcado con el número 14 del bloque
“AA” de la Urbanización Residencial Cana, localizada en el
barrio Cerro Gordo, del término
municipal de Bayamón, Puerto
Rico, con un área superficial de
187.50 metros cuadrados. En
lindes por el Norte, en 25.00 metros con el solar #13; por el Sur,
en 25.00 metros con solar #15;
por el Este, en 7.50 metros con
calle #1 y por el Oeste, en 7.50
metros con la calle #20. Enclava
una casa. Consta inscrita al folio
129 del tomo 1024 de Bayamón
Sur, finca #46,010. Registro de
la Propiedad, Sección Primera
de Bayamón. THEREFORE, the
first public sale shall be held on
the 8 day of January 2016, at
11:45 AM and (he minimum bid
that will be accepted is the sum
of $139,533.47. In the event said
first public auction does not produce a bidder and the property
is not adjudicated, a second
public auction shall be held on
the 15 day of January 2016, at
11:45 AM and the minimum bid
that will be accepted is the sum
of $93,022.31, 2/3 parts of the
minimum bid for the 1st public
sale. If said second auction does
not result in the adjudication and
sale of the property, a third auction will be held on the 22 day of
January 2016 at 11:45 AM and
the minimum bid that will be accepted is the sum of $69,766.73,
1/2 of the minimum bid for the 1st
public sale. Upon confirmation of
the sale, an order shall be issued
canceling all junior liens. For
further particulars, reference is
made to the judgment entered by
the Court in this case, which can
be examined in the Office of the
Clerk of the United States District Court. In San Juan, Puerto
Rico, this 2nd day of December,
2015. Aguedo de la Torre, Special Master.
CARPINTERO AND
THE CONJUGAL
PARTNERSHIP
CONSTITUTED THEREIN,
Defendants.
CIVIL NO. 15-1755 (PAD)
RE:FORECLOSURE OF MORTGAGE IN REM NOTICE OF
SALE
TO: JUSTO GRUEIRO
LOPEZ, MARIA
JOSEFINA HERNANDEZ
CARPINTERO A/K/A
MARIA HERNANDEZ
CARPINTERO AND
THE CONJUGAL
PARTNERSHIP
UNITED STATES OF AMERICA
PRESIDENT OF THE UNITED
STATES SS COMMONWEALTH
OF PUERTO RICO. Judgment
in favor of plaintiff for the sum of
Ninety Six Thousand Four Hundred Forty Six Dollars with Eighty
Two Cents ($96,446.52) in principal, interest which continues to
accrue until full payment of the
debt at the rate of 6.875% per
annum, accrued late charges;
and any other advance, charge,
fee or disbursement made by
plaintiff on behalf of defendant,
in accordance with the mortgage
deed, plus costs, and $10,080.00
in attorney fees; Pursuant to the
judgment, the undersigned Special Master was ordered to sell
at public auction for United States currency in cash or certified
check without appraisement or
right of redemption to the highest
bidder and at the office of the
Clerk of the United States District
Court for the District of Puerto
Rico, Federico Degetau Federal
Building, Chardón Street, Hato
Rey, San Juan, Puerto Rico or
any other place designated by
said Clerk, to cover the sums adjudged to be paid to the plaintiff,
the following property: URBANA:
Solar marcado con el número
3 de la manzana CY, de la Urbanización Residencial Bairoa,
radicada en el barrio Bairoa de
Caguas, Puerto Rico, con una
cabida superficial de 300.09 metros cuadrados, en lindes por el
Norte, con la calle #12, en distancia de 14.290 metros; por el
Sur, con los solares #17 y #18,
en distancia de 14.290 metros;
por el Este, con el solar #4, en
distancia de 21.00 metros y por
el Oeste, con el solar #2, en disLEGAL NOTICE
tancia de 21.00 metros. Enclava
IN THE UNITED STATES DIS- una casa. Inscrito al folio 1 del
TRICT COURT FOR THE DIS- tomo 943 de Caguas, finca núTRICT OF PUERTO RICO.
mero 32,042. Registro de la ProROOSEVELT CAYMAN piedad de Puerto Rico, Sección
Primera de Caguas. THEREFOASSET COMPANY
RE, the first public sale shall be
Plaintiff, vs.
held on the 8th day of January
JUSTO GRUEIRO
2016, at 10:00am and the miniLOPEZ, MARIA
mum bid that will be accepted is
JOSEFINA HERNANDEZ the sum of $100,800.00. In the
event said first public auction
CARPINTERO A/K/A
does not produce a bidder and
MARIA HERNANDEZ
the property is not adjudicated,
a second public auction shall be
held on the 15th day of January
2016, at 10:00am and the minimum bid that will be accepted is
the sum of $67,200.00, 2/3 parts
of the minimum bid for the 1st public sale. If said second auction
does not result in the adjudication
and sale of the property, a third
auction will be held on the 22 day
of January 2016, at 10:00am and
the minimum bid that will be accepted is the sum of $50,400.00,
1/2 of the minimum bid for the 1sI
public sale. Upon confirmation of
the sale, an order shall be issued
canceling all junior liens. For
further particulars, reference is
made to the judgment entered by
the Court in this case, which can
be examined in the Office of the
Clerk of the United States District Court. In San Juan, Puerto
Rico, this 2nd day of December,
2015. Aguedo de la Torre, Special Master.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA CENTRO
JUDICIAL DE CAROLINA SALA
SUPERIOR.
ROOSEVELT CAYMAN
ASSET COMPANY
Demandante V.
ZORAIDA TORRES
ARNAU t/c/c ZORAIDA
RAMÍREZ, ADELSO
RAMÍREZ ESPAILLAT
Y LA SOCIEDAD DE
BIENES GANANCIALES
COMPUESTA POR
AMBOS
Demandados
CIVIL NUM. FCD2013-1054
(401) SOBRE: COBRO DE DINERO Y EJECUCIÓN DE HIPOTECA POR LA VÍA ORDINARIA
AVISO DE VENTA EN PÚBLICA
SUBASTA. Yo, Efrain Marquez
Arroyo, Alguacil Supervisor de
la División de Subastas del Tribunal de Primera Instancia, Sala
de Carolina, a los demandados y
al público en general les notifico
que, cumpliendo con un Mandamiento que se ha librado en el
presente caso por el Secretario
del Tribunal de epígrafe con fecha 16 de mayo de 2014 y para
satisfacer la Sentencia por la cantidad adeudada de $123,307.02
de principal, dictada en el caso
el 17 de enero de 2014, notificada y archivada en autos el día
24 de enero de 2014, procederé
a vender en pública subasta, al
mejor postor en pago de contado
y en moneda del curso legal de
los Estados Unidos de América,
todo derecho, título e interés que
hayan tenido tengan o puedan
tener los deudores demandados
en cuanto a las propiedad localizada en el Municipio de Carolina, Puerto Rico, el bien inmueble
que se describe a continuación:
Apt. 905, Cond. Mundo Feliz,
FOR MORE INFORMATION PLEASE CALL (787) 743-3346
Carolina, PR 00979. URBANA:
Horizontal Property: Apartment
Number Nine Hundred Five
(905). Residential Apartment
with an irregular shape located at
the Ninth (9th) floor of Baldorioty
Towers, Tower Number I (Mundo
Feliz, Tower Number One (1),
located in Cangrejos Arriba Ward
of the municipality of Carolina,
Puerto Rico, facing Baldorioty de
Castro Avenue Said apartment
with an area of approximately
NINE HUNDRED EIGHT POINT THIRTY FOUR (908.34),
SQUARE FEEET, equivalent to
EIGHTY FOUR POINT FORTY
ONE (84.41) SQUARE METERS
and its boundaries are as follows:
by the NORTH, in a distance of
thirty four feet two inches (34’2”),
equivalent to ten point forty one
meters (10.41 m.), with exterior
space, separated by walls and
balcony railing; by the SOUTH, in
thirty four feet two inches (34”2”)
, equivalent to ten point forty one
(10.41) meters, with common
corridor and ventilation shafts,
separated by walls and the entrance door, by the EAST, in a
distance of five feet zero inches
(5’0”) with exterior space separated by balcony railing in a distance of twenty four feet eleven
inches (24’11”), equivalent to seven point fifty nine (7.59) meters,
with common stair separated by
bearing wall; and the WEST, in
twenty nine feet eleven inches
(29’11”), equivalent to nine point eleven meters (9.11 mt.) with
apartment Nine Hundred Seven
(907) separated by bearing wall.
This apartment comprises: living
and dining room, bedroom with
closet and bathroom, visitor bathroom, kitchen and balcony.
The bathrooms are equipped
bathtub, lavatory and water closet. The visitor’s bathroom has
no bathtub. The kitchen is equipped with kitchen cabinets, water
heater and stove. The entrance
of the apartment is located on
its South boundary, connected
with the common corridor of the
floor with access to the outside.
This apartment has assigned
parking number Two Hundred
Ten (210). Consta inscrita al folio doscientos setenta y cuatro
(274) del tomo quinientos cuatro
(504) de Carolina, registro de la
Propiedad de Carolina, Sección
Primera. Finca Número diecinueve mil cuatrocientos treinta
(19,430). Que con el importe de
dicha venta se habrá de satisfacer a la parte demandante las
cantidades adeudadas, según
la Sentencia dictada en el caso
de epígrafe, por el Tribunal de
Primera Instancia, Sala de Carolina. El tipo mínimo para la subasta será la suma de tasación
pactada, la cual es $120,800.00
para la propiedad descrita. Si no
produjere remate o adjudicación
la primera subasta, se procederá
a una segunda subasta y servirá
de tipo mínimo de 2/3 partes del
valor de la tasación, Si tampoco
hubiere remate ni adjudicación
en esta segunda subasta, se
procederá a una tercera subasta, en ésta el tipo mínimo será
de la 1/2 del valor de la tasación.
Para el lote descrito, la primera
subasta se llevará a cabo el día
13 de enero de 2016, a las 9:30
de la mañana. De no comparecer postor alguno se llevará a
efecto una segunda subasta el
día 20 de enero de 2016, a las
3:30 de la tarde. De no comparecer postor alguno se llevará a
cabo una tercera subasta el día
27 de enero de 2016, a las 3:30
de la tarde. La subasta o subastas antes indicadas se llevarán a
efecto en mi oficina, localizada
en el Tribunal de Primera Instancia, Sala Superior de Carolina.
Del Estudio de Título realizado a
la propiedad surgen los siguientes gravámenes posteriores los
cuales pudieran ser cancelados:
HIPOTECA: Constituida por Zoraida Torres Arnau t/c/c Zoraida
Ramírez casada con Adelso Ramírez Espaillat, en garantía de
un pagaré a favor de Doral Mortgage Corporation, o a su orden,
por la suma de $30,200.00, intereses al 7.750% anual y a vencer
el 1 de diciembre del año 2017.
Según consta en la escritura
#324, otorgada en San Juan, el
día 4 de diciembre de 2007, ante
la Notario Lucy Navarro Rosado,
inscrito mediante el asiento abreviado al folio 277 vuelto del tomo
504 de Carolina, finca #19,430,
inscripción 5ta. ANOTACIÓN DE
DEMANDA: De fecha de 17 de
abril de 2012, en el Tribunal de
Primera Instancia, Centro Judicial de Carolina, Sala Superior,
caso civil #FCD2012-0524 (401),
seguido por Doral Bank versus
Zoraida Torres Arnau y Adelso
Ramírez Espaillat, por la suma
de $29,090.86, más intereses
y otros cargos. Anotado al folio
25 del tomo 1028 (ágora) de
Carolina, finca #19,430, anotación A. Se le advierte a los
licitadores que la adjudicación
se hará al mejor postor, quien
deberá consignar el importe de
su oferta en el mismo acto de la
adjudicación en moneda de curso legal de los Estados Unidos
de Norteamérica y para conocimiento de la parte demandada y
de toda(s) aquella(s) persona(s)
que tengan interés inscrito con
posterioridad a la inscripción del
gravamen que se está ejecutando, y para conocimiento de los
licitadores y el público en general y para su publicación en un
periódico de circulación general,
una vez por semana durante
el término de dos (2) semanas
consecutivas con un intervalo de
por lo menos siete (7) días entre
ambas publicaciones, y para su
fijación en tres (3) lugares públicos del municipio en que ha de
celebrarse la venta, tales como,
la Alcaldía, el Tribunal y la Colecturía y se le notificara además a
la parte demandada vía correo
certificado con acuse de recibo a
la última dirección conocida. Se
les advierte a todos los interesados que todos los documentos
relacionados con la presente
acción de ejecución de hipoteca, así como la de la subasta,
estarán disponibles para ser
examinados en la Secretaría del
Tribunal. Se entenderá que todo
licitador acepta como bastante
la titulación y que las cargas y
gravámenes anteriores y los preferentes, si los hubiere al crédito
de ejecutante, continuarán subsiguientes entendiéndose que
el rematante los acepta y queda
subrogado en la responsabilidad
de los mismos, sin destinarse a
su extinción el precio del remate. Y para conocimiento de los
demandados, de los acreedores
posteriores, de los licitadores,
partes interesadas y público en
general, expido el presente Aviso para su publicación en los
lugares públicos correspondientes. Librado en Carolina, Puerto
Rico, a 11 de diciembre de 2015.
Efrain Marquez Arroyo, Alguacil
Auxiliar #963.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA CENTRO
JUDICIAL DE FAJARDO SALA
SUPERIOR.
BANCO POPULAR DE
PUERTO RICO
Parte Demandante Vs.
YLMAR AVILA DONES,
por sí
Parte Demandada
CIVIL NÚM: NSCI201500034
SALÓN: SOBRE: Cobro de Dinero y Ejecución de Hipoteca
(Por la Vía Ordinaria) AVISO DE
SUBASTA ESTADOS UNIDOS
DE AMERICA EL PRESIDENTE
DE LOS ESTADOS UNIDOS SS:
EL PUEBLO DE PUERTO RICO.
Yo, Shirley Sanchez Martinez,
Alguacil del Tribunal de Primera
Instancia, Sala de FAJARDO:
CERTIFICO Y HAGO CONSTAR: Que en cumplimiento con
un MANDAMIENTO DE EJECUCIÓN DE SENTENCIA que me
ha sido dirigido por el Secretario
de este Tribunal en el caso arriba
mencionado, venderé en pública
subasta al mejor postor entre la
parte demandante y aquellas
personas que reúnan los requisitos y calificaciones de Ley, de
contado y por moneda del cuño
legal de los Estados Unidos de
América en efectivo, giro postal
o cheque certificado a nombre
del (de la) Alguacil del Tribunal
de Primera Instancia, en mi oficina sita en el Tribunal de Primera
Instancia, Sala de FAJARDO, el
día 14 DE ENERO DE 2016 a
las 9:00 DE LA MAÑANA todo
derecho, título o interés que
• email: [email protected]
Legal Notice
tenga la parte demandada en
la finca que se describe más
adelante. El tipo mínimo para
la primera subasta lo será la
suma de $158,200.00. De no
adjudicarse la propiedad en esa
Primera Subasta, se celebrarán
una Segunda y Tercera Subasta,
en las mismas oficinas de este
Alguacil, respectivamente, el día
21 DE ENERO DE 2016 a la 9:00
DE LA MAÑANA y el día 28 DE
ENERO DE 2016 a las 9:00 DE
LA MAÑANA. Los tipos mínimos
para dichas Segunda y Tercera
Subastas lo serán, respectivamente las dos terceras partes y
la mitad del tipo mínimo que se
pactara para la Primera Subasta,
o sea, las sumas de $105,466.66
y $79,100.00, respectivamente.
La propiedad objeto de subasta
se describe como sigue: URBANA: Solar radicado en la Urbanización River Edge Hills, localizada en el Barrio Sabana del
término municipal de Luquillo,
Puerto Rico, que se describe en
el Plano de Inscripción de la Urbanización con el número, área
y colindancias que se relacionan
a continuación: número del solar:
Bloque A, Lote 58 (A-58). Área
del solar: 478.751 metros cuadrados. En lindes por el NORTE,
en 34.01 metros, con Lote A-59;
por el SUR, en 26.173 metros,
con Lote A-57 según plano; por
el ESTE, en 15.00 metros, con
la Carretera Estatal número
991; y por el OESTE, en 18.99
metros, con la Calle Río Sabana.
Contiene una casa de concreto
reforzado, diseñada para una
sola familia. (4) Finca Número
13,458, inscrita al folio 148 del
tomo 290 de Luquillo, Registro
de la Propiedad de Puerto Rico,
Sección de Fajardo. La dirección del inmueble es: Calle Río
Sabana 58, Urbanización, River
Edge Hills, Luquillo, PR 00773.
Dichos remates se llevarán a
efecto para con su producto satisfacer a la parte demandante el
importe de la Sentencia que ha
obtenido ascendente a la suma
de $157,150.51 de principal, intereses acumulados desde el 1
de julio de 2014 y los intereses
pactados al 4.50% anual que se
continúen generando a partir de
dicha fecha en adelante, recargos acumulados por la cantidad
de $64.12 desde el 1 de agosto
de 2014, $00.00 para reserva
y contribuciones y la cantidad
de $15,820.00 estipulada para
costas y honorarios de abogado. Cualquier título, derecho o
interés que tenga la parte demandada en este caso en la propiedad anteriormente descrita se
adjudicará al mejor postor entre
la parte demandante y aquellas
personas que refinan los requisitos y calificaciones de Ley. Los
autos y todos los documentos
correspondientes al procedimiento de ejecución de hipoteca
por la vía ordinaria incoados en
este caso, estarán de manifiesto
en la Secretaría de este Honorable Tribunal durante horas laborables. Se entiende que todo
licitador que comparezca a la
subasta señalada en este caso
acepta como bastante la titula-
22
ción que da base a la misma. Se
entiende que cualquier carga y/o
gravamen anterior y/o preferente, si lo hubiere, al crédito que da
base a esta ejecución continuará subsistente, entendiéndose
además, que el remanente los
acepta y queda subrogado en la
responsabilidad de los mismos,
sin destinarse a su extinción el
precio del remate. El monto de
cada carga anterior que figura de
la Certificación Registral sobre la
finca objeto de esta ejecución,
así como los nombres de sus titulares y fecha de vencimiento se
detallan como sigue: NINGUNO.
El monto de cada carga posterior que figura de la Certificación
Registral sobre la finca objeto
de esta ejecución, así como los
nombres de sus titulares y fecha
de vencimiento se detallan como
sigue: NINGUNO. Por la presente se le notifica a los titulares de
crédito y/o cargas registrales
posteriores, que se celebrarán
las Subastas en las fechas, horas y sitio anteriormente señalados, y se les invitan a que concurran a dichas subastas si les
conviniese, o se les invita a satisfacer antes del remate, el importe del crédito, de sus intereses,
costas y honorarios de abogados
asegurados, quedando entonces
subrogados en los derechos del
acreedor ejecutante, siempre y
cuando refinan los requisitos y
calificaciones de Ley y para que
pueda efectuar tal subrogación.
Y para su publicación en el tablón de edictos de este Tribunal
y en dos lugares públicos del
municipio en el cual se celebrarán las subastas señaladas, así
como para la publicación en un
periódico de circulación general diarias y en el Estado Libre
Asociado de Puerto Rico, por
el término de por lo menos dos
semanas con antelación a la fecha de la primera subasta y una
vez por semana. Se hace constar que los abogados de la parte
demandante son Igor J. Domínguez Law Offices, 1225 Avenida
Ponce de León, Suite 1105, San
Juan, PR 00907-3921, Teléfono
(787) 250-0220, Fax. (787) 2500295. EXPEDIDO el presente en
FAJARDO, Puerto Rico, a 7 de
agosto de 2015. Shirley Sanchez
Martinez, Alguacil Regional, ALGUACIL Tribunal de Primera Instancia Sala de FAJARDO.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA SUPERIOR DE TRUJILLO ALTO.
BANCO POPULAR DE
PUERTO RICO
Demandante vs.
OMAR MARQUEZ CAPO
y su esposa AMARIS
TORRES BONILLA y la
Sociedad Legal de Bienes
Gananciales compuesta
por ambos
Demandados
CIVIL NUM. FECI201401354
(0002) SOBRE: COBRO DE DINERO (Ejecución de Hipoteca
por la Vía Ordinaria) EDICTO DE
The San Juan Daily Star
Monday, December 28, 2015
SUBASTA.
Al: Público en General
A: OMAR MARQUEZ
CAPO y su esposa
AMARIS TORRES
BONILLA y la Sociedad
Legal de Bienes
Gananciales compuesta
por ambos
Yo, EFRAIN MARQUEZ ARROYO, Alguacil de este Tribunal,
a la parte demandada y a los
acreedores y personas con interés sobre la propiedad que más
adelante se describe, y al público en general, HAGO SABER:
Que el día 14 de enero de 2016,
a las 10:15 de la mañana en mi
oficina, sita en el Tribunal de Primera Instancia, Sala Superior de
Carolina, Carolina, Puerto Rico,
venderé en Pública Subasta la
propiedad inmueble que más
adelante se describe y cuya venta en pública subasta se ordenó
por la vía ordinaria al mejor postor quien hará el pago en dinero
en efectivo, giro postal o cheque
certificado a nombre del o la Alguacil del Tribunal de Primera
Instancia. Los autos y todos los
documentos correspondientes al
procedimiento incoado, estarán
de manifiesto en la Secretaría
durante horas laborables. Que
en caso de no producir remate
ni adjudicación en la primera subasta a celebrarse, se celebrará
una segunda subasta para la
venta de la susodicha propiedad,
el día 21 de enero de 2016, a las
3:30 de la tarde y en caso de no
producir remate ni adjudicación,
se celebrará una tercera subasta el día 28 de enero de 2016, a
las 3:30 de la tarde en mi oficina
sita en el lugar antes indicado. La
propiedad a venderse en pública
subasta se describe como sigue:
URBANA: Solar radicado en la
Urbanización Rincón Español
situado en el Barrio Las Cuevas
del término municipal de Trujillo
Alto, San Juan, Puerto Rico, que
se describe en el plano de inscripción de la Urbanización con
el número Once guión “A” (11-A)
de la Manzana “B”, con un área
superficial de CIENTO OCHENTA Y CINCO PUNTO OCHENTA Y SIETE (185.87) METROS
CUADRADOS y en lindes por el
NORTE, con Las Monjas Carmelitas, en distancia de ocho punto
cero cero (8.00) metros; por el
SUR, con la calle número Uno
(1), distancia de ocho punto cero
cero (8.00) metros; por el ESTE,
con el solar número Doce (12),
en una distancia de veintitrés
punto veinticinco (23.25) metros;
y por el OESTE, con el solar número Once (11), en una distancia de veintitrés punto veinticinco
(23.25) metros. Contiene una
casa de concreto diseñada para
una familia. La escritura de hipoteca se encuentra inscrita al folio
125 del tomo 878 de Trujillo Alto,
Registro de la Propiedad de San
Juan, Sección Cuarta, finca número 11,870, inscripción 9na. La
subasta se llevará a efecto para
satisfacer a la parte demandante
la suma de $97,387.20 de principal, intereses al 5.50% anual,
desde el día 1ro. de abril de
2014, hasta su completo pago,
más la cantidad de $10,215.00
estipulada para costas, gastos y
honorarios de abogado, más recargos acumulados, todas cuyas
sumas están líquidas y exigibles.
Que la cantidad mínima de licitación en la primera subasta para
el inmueble será de $102,150.00
y de ser necesaria una segunda subasta, la cantidad mínima
será equivalente a 2/3 partes
de aquella, o sea, la suma de
$68,100.00 y de ser necesaria
una tercera subasta, la cantidad
mínima será la mitad del precio
pactado, es decir, la suma de
$51,075.00. La propiedad se
adjudicará al mejor postor, quien
deberá satisfacer el importe
de su oferta en moneda legal y
corriente de los Estados Unidos
de América en el momento de la
adjudicación y que las cargas y
gravámenes preferentes, si los
hubiese, continuarán
subsistentes, entendiéndose que el
rematante los acepta y queda
subrogado en la responsabilidad
de los mismos, sin destinarse a
su extinción el precio del remate.
EN TESTIMONIO DE LO CUAL,
expido el presente Edicto para
conocimiento y comparecencia
de los licitadores, bajo mi firma
y sello del Tribunal, en Carolina,
Puerto Rico, a 14 de diciembre
de 2015. EFRAIN MARQUEZ
ARROYO, ALGUACIL TRIBUNAL SALA SUPERIOR DE CAROLINA.
LEGAL NOTICE
IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF PUERTO RICO.
ACM PENFIELD CFL, LLC
Plaintiff vs.
IRIS YOLANDA
CARDONA TIRADO
Defendant
CIVIL NO. 14-1001 (JAF) FORECLOSURE OF MORTGAGE (IN
REM) NOTICE OF SALE.
TO: IRIS YOLANDA
CARDONA TIRADO
UNITED STATES OF AMERICA
PRESIDENT OF THE UNITED
STATES SS COMMONWEALTH
OF PUERTO RICO. Judgment
in favor of plaintiff for the sum
of $247,596.09, accrued interest
of $127,183.09 which continues
to accrue until full payment of
the debt at the rate of 6 5/8%
per annum, late charges of
$5,456.15, escrow deficiency of
$4,097.76, force place insurance
in the amount of $594.00, property preservation charges in the
amount of $2,436.97, plus costs
and attorney fees in the amount
of $25,546.10. Pursuant to the
judgment, the undersigned Special Master was ordered to sell
at public auction for United States currency in cash or certified
check without appraisement or
right of redemption to the highest
bidder and at the office of the
Clerk of the United States District
Court for the District of Puerto
Rico, Federico Degetau Federal
Building, Chardón Street, Hato
Rey, San Juan, Puerto Rico or
any other place designated by
said Clerk, to cover the sums adjudged to be paid to the plaintiff,
the following property: URBANA:
Parcela de terreno identificada
como solar 132 del bloque LE de
la Urbanización La Estancia, radicada en el Barrio Cañabón del
término municipal de Caguas,
Puerto Rico. Con una cabida de
468.65 metros cuadrados. En
lindes por el NORTE, en 15.13,
una distancia en arco de 0.08
y 1.29 metros con la Calle Vía
Pintada (Calle 2); por el SUR, en
11.63 y 4.19 metros, con solares
124 y 125; por el ESTE, en 11.70
metros, 3.20 metros y 17.37
metros con solar 133; y por el
OESTE, en 11.70 metros, 3
punto 20 metros y 17.30 metros
con solar 131. Enclava una edificación. Duly recorded at page
133 of volume 1684 of Caguas,
property number 56,888. Registry of the Property of Puerto
Rico, Section I of Caguas. This
property by reason of its origin
is encumbered by easements
and restrictive covenants; and
by reason of itself is encumbered
by the following junior liens: (i.)
Mortgage in favor of Doral Bank,
in the amount of $63,865.00 with
6 5/8 of annual interest, due on
June 1, 2020, constituted by
deed number 268, executed in
San Juan, Puerto Rico, on May
25, 2005, before Notary Hilda
María Martínez Class, recorded
at page number 133 of volume
1684 of Caguas, 3rd inscription. (ii.) Lawsuit Annotation in
the amount of $63,287.38 Civil
Case Num.: ECD2006-1862, followed in the First Instance Court
of Caguas, by Doral Financial
Corporation versus Iris Yolanda
Cardona Tirado, Annotation A, at
page 113 of volume 1684 of Caguas. (iii.) Lawsuit Annotation in
the amount of $251,701.64 Civil
Case Num.: ECD2007-0050, followed in the First Instance Court
of Caguas, by Doral Financial
Corporation versus Iris Yolanda
Cardona Tirado, Annotation C, at
page 113 of volume 1684 of Caguas. THEREFORE, the first public sale shall be held on January
22, 2016, at 1:15 p.m., and the
minimum bid that will be accepted is the sum of $255,461.00. In
the event said first public auction
does not produce a bidder and
the property is not adjudicated,
a second public auction shall
be held on January 29, 2016, at
1:15 p.m., and the minimum bid
that will be accepted is the sum
of $170,307.33, 2/3 parts of the
minimum bid for the 1st public
sale. If said second auction does
not result in the adjudication and
sale of the property, a third auction will be held on February 5,
2015, at 1:15 p.m., and the minimum bid that will be accepted
is the sum of $127,730.50, ½ of
the minimum bid for the 1st public sale. Upon confirmation of
the sale, an order shall be issued
cancelling all junior liens. For
further particulars, reference is
made to the judgment entered by
the Court in this case, which can
be examined in the office of the
United States District Court. In
San Juan, Puerto Rico, this 14th segmentos que totalizan treinta
of December, 2015. Aguedo de y nueve punto setenta y siete
(39.77) metros lineales, con el
la Torre, Special Master.
solar número setenta y siete (77)
del proyecto; y por el OESTE,
LEGAL NOTICE
con dos (2) segmentos y arco
ESTADO LIBRE ASOCIADO DE
que totalizan treinta y siete punto
PUERTO RICO TRIBUNAL DE
cincuenta y tres (37.53) metros
PRIMERA INSTANCIA SALA DE
lineales, con la calle Sun Bay del
FAJARDO.
proyecto y con un segmento de
ACM PENFIELD CR, LLC cincuenta y seis punto ochenta y
Demandante Vs.
tres (56.83) metros lineales, con
VICTOR DANTE NAZARIO el solar número ochenta y cuatro
RODRIGUEZ, MONICA (84) del proyecto. Enclava una
LEE RIOS DE JESUS Y estructura para fines residenciales, diseñada para vivienda de
LA SOCIEDAD LEGAL DE una familia, construida conforBIENES GANANCIALES me a planos y especificaciones
aprobadas por las agencias e
COMPUESTA POR
instrumentalidades
gubernaAMBOS
mentales pertinentes. Esta afecDemandados
CIVIL NÚM.: NSCI2010-00253 ta a una servidumbre de uno
SOBRE: EJECUCION DE HI- punto cincuenta (1.50) metros
POTECA AVISO DE VENTA EN de ancho a favor de Puerto Rico
PÚBLICA SUBASTA. Yo, Yoma- Telephone Company, por su lado
ris Senquiz Cruz, Alguacil del Oeste. Afecta por su lado Este
Tribunal de Primera Instancia, una servidumbre de tres (3.00)
Sala de Fajardo, a los deman- metros de ancho denominada
dados y al público en general les Storm Sewer R.O.W. Afecta por
notifico que, cumpliendo con un su lado Sur una servidumbre
Mandamiento que se ha librado de tres (3.00) metros de ancho
en el presente caso por el Secre- denominada Sanitary R.O.W.
tario del Tribunal de epígrafe con Afecta también por su lado Oesfecha del 22 de julio de 2015 y te una servidumbre de tres (3.00)
para satisfacer la Sentencia dic- metros de ancho denominada
tada el 2 de febrero de 2011 la storm Sewer R.O.W. Inscrita al
cual se archivó en autos y noti- folio ciento setenta y dos (172)
ficó el 9 de febrero de 2011, en del tomo ciento cincuenta y ocho
donde se condenaba a la parte (158) de Ceiba, finca número
demandada a satisfacer la suma diez mil once (10,011), Regisde $245,309.84 de principal, tro de la Propiedad de Puerto
más intereses al tipo convenido Rico, Sección de Fajardo. La
al 6.125% anual, desde el día finca antes descrita se encuentra
1ro de mayo de 2009, hasta su afecta a los siguientes gravátotal y completo pago, más la menes: Hipoteca en garantía de
cantidad de $25,930.00 para un pagaré a favor de Santander
costas, gastos y honorarios de Mortgage Corporation o a su
abogado, y otras sumas según orden, por la suma principal de
surge de la sentencia dictada, $259,300.00 con intereses al 6
procederé a vender en pública 1/8% anual, vencedero al 1 de
subasta, al mejor postor en pago abril de 2035, según surge de la
de contado y en moneda del cur- escritura número 157, otorgada
so legal de los Estados Unidos en San Juan, Puerto Rico, el día
de América, en cheque certifica- 7 de abril de 2005, ante el Notado o giro postal a nombre del Al- rio José Orlando Mercado Gely,
guacil del Tribunal, todo derecho, inscrita al folio 172 del tomo
título e interés que hayan tenido 158 Agora de Ceiba, inscripción
tengan o puedan tener los deu- 2da. Anotación de Demanda de
dores demandados en cuanto a fecha 5 de abril de 2010, por la
la propiedad bien inmueble que suma de $245,309.84, Caso Civil
ubica en: URBANIZACION THE Núm.: NSCI2010-00253, seguido
VILLAGE AT THE HILL, 83 CA- en el Tribunal de Primera InstanLLE SUN BAY, CEIBA, PUERTO cia, Sala de Fajardo, por Banco
RICO; y que se describe de la si- Santander Puerto Rico vs. Víctor
guiente manera: URBANA: Solar Dante Nazario Rodríguez, et al.
marcado con el 83 de la Urbani- Anotado al folio 172 del tomo
zación The Village at the Hill, ra- 158 Agora de Ceiba, Anotación
dicado en el Barrio Los Machos A. Orden de Embargo de fecha
del término municipal de Ceiba, 1 de septiembre de 2011, por la
Puerto Rico, con una cabida de suma de $245,309.94, Caso Cidos mil seiscientos cuarenta y vil Núm.: NSCI2010-00253, senueve punto tres mil seiscientos guido en el Tribunal de Primera
noventa y uno (2,649.3691) me- Instancia, Sala de Fajardo, por
tros cuadrados, equivalentes a Banco Santander Puerto Rico
cero punto seis siete cuatro uno vs. Víctor Dante Nazario Rodrí(0.6741) cuerdas. En lindes por guez, et al. Anotado al folio 172
el NORTE, con varios segmen- del tomo 158 Agora de Ceiba,
tos que totalizan noventa y dos Anotación B. El gravamen objeto
punto cuarenta y dos (92.42) de ejecución en este pleito, es el
metros lineales, con la Urbaniza- que ha quedado descrito en el
ción Terraza Demajagüa, el Río expositivo (i); el resto son graváDemajagüa y con la servidumbre menes posteriores al ejecutado,
de Recursos Naturales de Puer- los cuales serán cancelados
to Rico; por el SUR, en veinti- oportunamente. Que con el imnueve punto dieciocho (29.18) porte de dicha venta se habrá
metros lineales con el solar nú- de satisfacer a la parte demanmero ochenta y dos (82) del pro- dante las cantidades adeudadas
yecto; por el ESTE, en tres (3) hasta donde alcance, según la
Sentencia dictada en el caso de
epígrafe por el Tribunal de Primera Instancia, Sala de Fajardo.
Para el lote descrito, la primera
subasta se llevará a cabo el día
13 de enero de 2016, a las 10:30
de la mañana, para la cual servirá como tipo mínimo la suma
de $259,300.00 establecida en
la escritura de hipoteca; de no
comparecer licitador alguno a
adjudicarse el inmueble a subastarse, se llevará a cabo una segunda subasta en el sitio indicado, el día 20 de enero de 2016, a
las 10:30 de la mañana, para la
cual servirá como tipo mínimo la
suma de $172,866.67 o sea, dos
terceras (2/3) partes del tipo mínimo establecido para la primera
subasta; de no comparecer licitador alguno a adjudicarse el inmueble a subastarse, se llevará
a cabo una tercera subasta en el
sitio indicado, el día 27 de enero
de 2016, a las 10:30 de la mañana, para la cual servirá como tipo
mínimo la suma de $129,650.00,
o sea, la mitad del tipo mínimo
establecido para la primera subasta. Si se declarase desierta
la tercera subasta, se dará por
terminado el procedimiento, pudiendo adjudicarse a opción del
demandante, según lo establece
el Art. 221 de la Ley Hipotecaria, 30 L.P.R.A. Sec. 2721. Se
le advierte a los licitadores que
la adjudicación se hará al mejor
postor, quien deberá consignar el
importe de su oferta al momento
de adjudicarse la propiedad, en
moneda de curso legal de los
Estados Unidos de Norteamérica, y para conocimiento de la
parte demandada y de toda(s)
aquella(s) persona(s) que tengan
interés inscrito con posterioridad
a la inscripción del gravamen
que se está ejecutando, y para
conocimiento de los licitadores y
el público en general, y para su
publicación en un periódico de
circulación general, una vez por
semana durante el término de
dos (2) semanas consecutivas,
con un intervalo de por lo menos
siete (7) días entre ambas publicaciones, y para su fijación en
tres (3) lugares públicos del municipio en que ha de celebrarse
la venta, tales como, la Alcaldía,
el Tribunal y la Colecturía, así
como en la Colecturía más cercana al lugar de residencia de la
parte demandada, cuando ésta
fuera conocida, y se le notificara
además a la parte demandada
vía correo certificado con acuse
de recibo a la última dirección
conocida. Se les advierte a todos los interesados que todos
los documentos relacionados
con la presente acción de ejecución de hipoteca, así como
los documentos de la subasta,
estarán disponibles para ser
examinados en la Secretaría del
Tribunal. Se entenderá que todo
licitador acepta como bastante
la titulación y que las cargas y
gravámenes anteriores y los preferentes, si los hubiere al crédito
del ejecutante, continuarán subsiguientes, entendiéndose que
el rematante los acepta y queda
subrogado en la responsabilidad
de los mismos, sin destinarse a
The San Juan Daily Star
su extinción el precio del remate. Y para conocimiento de los
demandados, de los acreedores
posteriores, de los licitadores,
partes interesadas y público en
general, expido el presente Aviso
para su publicación en los lugares públicos correspondientes.
Expídase este Aviso de Subasta,
en Fajardo, Puerto Rico, a 29
de septiembre de 2015. Yomaris Zenquiz Cruz, Alguacil #089,
Alguacil Tribunal De Primera Instancia Sala De Fajardo.
siguientes cantidades: (i) Préstamo Comercial: $178,740.15
de principal, más $8,495.33 de
intereses vencidos hasta el 18
de agosto de 2014, más los que
continúan acumulandose hasta
el pago total y completo e la deuda, más #332.554 de recargos,
más $24,000.00 por concepto de
gastos, costas y honorarios de
abogados; (ii) Línea de Crédito
Rotativa: $22,169.70 de principal, más $3,500.88 de intereses
vencidos hasta el 18 de agosto
de 2014, más los que continúan
acumulándose hasta el pago
LEGAL NOTICE
total y completo de la deuda,
ESTADO LIBRE ASOCIADO DE
más $2,500.00 por concepto de
PUERTO RICO TRIBUNAL DE
gastos, costas y honorarios de
PRIMERA INSTANCIA SALA DE
abogados. En caso de que los
AIBONITO.
inmuebles a ser subastados no
ORIENTAL BANK
fueran adjudicados en la primera
Demandante v.
subasta, se celebrará una segunGILBERTO CARTAGENA da subasta el día 19 de enero de
MARCANO, MADELlNE 2016, a las 10:30 de la mañana,
y el tipo mínimo para éstas serán
COLON LOZADA y la
de las dos terceras partes del
sociedad Legal de Bienes elprecio
mínimo establecido para
Gananciales compuesta la primera subasta. Si tampoco
por ambos y h/n/c GCM hubiera remate ni adjudicación
en la segunda subasta, se celeDISTRIBUTORS
brará una tercera subasta el día
Demandados
CIVIL NÚM.: BCD2012-0066 26 de enero de 2016, a las 10:30
(002) SOBRE: COBRO DE DI- de la mañana, y el tipo mínimo
NERO, EJECUCIÓN DE HIPO- para esta subasta será la mitad
TECA EDICTO DE SUBASTA del precio mínimo pactado para
AL PUBLICO EN GENERAL; A la primera subasta. Si se declaLA PARTE DEMANDADA Y A rase desierta la tercera subasta,
LOS TENEDORES DE GRAVÁ- se dará por terminado el proceMENES POSTERIORES. YO, dimiento, pudiendo adjudicarse
Pedro Mercado, Alguacil del Tri- el acreedor la finca dentro de los
bunal de Primera Instancia, Sala diez (10) días siguientes, si así lo
de Aibonito, al público en gene- estimara conveniente, por la toral, POR LA PRESENTE HAGO talidad de la cantidad adeudada
SABER: CERTIFICO Y HAGO si ésta fuera igual o menor que el
SABER Cumpliendo con un monto del tipo de la tercera suMandamiento de Ejecución de basta y abonándose dicho monSentencia del Secretario de este to a la cantidad adeudada si ésta
Tribunal, venderé en pública su- fuere mayor. Las subastas antes
basta al mejor postor en moneda indicadas se llevarán a cabo en
legal de los Estados Unidos, en mi oficina, sita en el Tribunal
mi oficina, en el Tribunal de Pri- de Primera Instancia, Sala de
mera Instancia, Sala de Aibonito, Aibonito. Los autos y todos los
el día 12 de enero de 2016, a las documentos correspondientes al
10:30 de la mañana la siguiente procedimiento incoado estarán
propiedad: RÚSTICA: Parcela de manifiesto en la Secretaría
de terreno radicada en el Barrio del Tribunal durante las horas laPasto del término municipal de borables. Se entenderá que todo
Aibonito, Puerto Rico, con una licitador acepta como bastante la
cabida de mil (1,000) metros titulación y que las cargas precuadrados, equivalentes a cero ferentes, si alguna, continuarán
punto dos cinco cuatro cuatro subsistentes; entiéndase que el
(0.2544) cuerdas y en colindan- rematente los acepta y quedan
cias por el NORTE, con parcela subrogados en la responsabilidedicada a uso público B según dad del mismo sin destinarse a
el plano de inscripción; por el su extinción el precio del remate.
SUR, con la Sucesión de Anto- Para la publicación de este edicnio Luis Suárez; por el ESTE, to en un periódico de circulación
con el solar número uno (1), general una vez por semana,
según el plano de inscripción; y durante dos semanas consecutipor el OESTE, con camino cedi- vas, y para la colocación del misdo anteriormente. Consta inscri- mo en tres sitios públicos visibles
ta al folio 145 del tomo 225 de del municipio en que se celebre
Aibonito, finca 12,018, Registro la subasta, libro el presente en
de la Propiedad de Puerto Rico, Aibonito, Puerto Rico, hoy día
Sección de Barranquitas.” La 18 de noviembre de 2015. Pedirección física es: Carretera 14 dro Mercado, Alguacil. MargariKm. 48.7, Barrio Pasto, Aiboni- ta Rosado Rodriguez, Alguacil
to, Puerto Rico El tipo mínimo Regional.
*****
fijado para la ejecución del bien
LEGAL NOTICE
inmueble antes mencionado lo
es la suma de $240,000.00. La ESTADO LIBRE ASOCIADO DE
venta se llevará a cabo para PUERTO RICO TRIBUNAL GEcon su producto satisfacer a la NERAL DE JUSTICIA SALA DE
parte demandante, hasta don- RÍO GRANDE.
de sea posible, el importe de
SCOTIABANK DE
la sentencia dictada en el caso
PUERTO RICO
de epígrafe, ascendente a la
Monday, December 28, 2015
Demandante V.
MICHAEL ROMERO
PALACIOS, MARÍA
ESTHER ÁLVAREZ
MALPICA, T/C/C MARÍA
ÁLVAREZ MALPICA Y LA
SOCIEDAD LEGAL DE
BIENES GANANCIALES
COMPUESTA POR
AMBOS
Demandados
CIVIL NÚM.: N3CI201300703
SOBRE: COBRO DE DINERO
Y EJECUCIÓN DE HIPOTECA
POR LA VÍA ORDINARIA AVISO
DE VENTA EN PÚBLICA SUBASTA. Yo, Betty Navarro Algarin, Alguacil Supervisor de la División de Subastas del Tribunal
de Primera Instancia, Sala de Rio
Grande, a la demandada y al público en general, les notifico que,
cumpliendo con un Mandamiento que se ha librado en el presente caso por el Secretario del
Tribunal, de epígrafe con fecha
del 25 de septiembre de 2015 y
para satisfacer la Sentencia por
la cantidad de $163,967.69 de
principal, dictada en el caso el
6 de mayo de 2015, notificada
y archivada en autos el día 26
de mayo de 2015, procederé a
vender en pública subasta, al
mejor postor en pago de contado
y en moneda del curso legal de
los Estados Unidos de América,
todo derecho, título e interés que
hayan tenido o puedan tener
los deudores demandados en
cuanto a la propiedad localizada
en el Municipio de Rio Grande,
Puerto Rico, el bien inmueble se
describe a continuación: 23 Calle
HI Urb. Colinas del Yunque Rio
Grande, PR 00745 URBANA:
Solar número Diecisiete (17)
de la manzana “H-1” radicado
en la Urbanización Colinas del
Yunque, Primera Extensión
(Sección Dos) localizado en los
Barrios Mameyes y Zarzal del
término municipal de Rio Grande, Puerto Rico, con una cabida
superficial de Mil Setecientos
Ochenta y Cuatro punto Cero
Tres (1,784.03) metros cuadrados. En lindes por el NORTE,
con el solar número Dieciocho
(18) en distancia de Cuarenta
(40.00) metros; por el SUR, con
terrenos de la Sucesión Matta
en distancia de Treinta y Siete
punto Doscientos Siete (37.207)
metros; por el ESTE, con la calle veintitrés (23) en distancia
de Dieciséis punto novecientos
once (16.911) metros y un arco
de cinco punto cincuenta (5.50)
metros; y por el OESTE, con los
solares veinte (20), veintiuno
(21), veintidós (22) y veintitrés
(23) en distancia de cincuenta y
tres punto treinta y ocho (53.38)
metros. Consta inscrita al Folio
232 del Tomo 234 de Río Grande, Finca 11,150, Registro de la
Propiedad de Puerto Rico, Sección III de Carolina. Que con el
importe de dicha venta se habrá
de satisfacer a la parte demandante las cantidades adeudadas,
según la Sentencia dictada en el
caso de epígrafe, por el Tribunal de Primera Instancia, Sala
de Rio Grande. El tipo mínimo
para la subasta será la suma
de tasación pactada, la cual es
$188,000.00 para la propiedad
descrita. Del Estudio de Título realizado surge el siguiente
gravamen preferente el cual podrá ser extinguido: HIPOTECA:
Constituida por Michael Romero
Palacios y esposa Maria Esther
Alvarez Malpica, en garantía de
un pagaré a favor del Portador,
o a su orden, por la suma de
$114,000.00, intereses al 7%
anual y vence a la presentación,
según consta de la escritura
#139, otorgada en Rio Grande,
el 15 de octubre de 1996, ante
el Notario Antonio Jose Cruz Bonilla, inscrito al folio 52 del tomo
491 (ágora) de Rio Grande, finca
#11,150, inscripción 9na. Si no
produjere remate o adjudicación
la primera subasta, se procederá
a una segunda subasta y servirá
de tipo mínimo de 2/3 partes del
valor de la tasación. Si tampoco
hubiere remate ni adjudicación
en esta segunda subasta, se
procederá a una tercera subasta, en ésta el tipo mínimo será
de la 1/2 del valor de la tasación.
Para el lote descrito, la primera
subasta se llevará a cabo el día
12 de enero de 2016, a las 11:00
de la mañana. De no comparecer postor alguno se llevará a
efecto una segunda subasta el
día 19 de enero de 2016, a las
11:00 de la mañana. De no comparecer postor alguno se llevará
a cabo una tercera subasta el
día 26 de enero de 2016, a las
11:00 de la mañana. La subasta
o subastas antes indicadas se
llevarán a efecto en mi oficina,
localizada en el Tribunal de Primera Instancia, Sala Superior de
Rio Grande. Se le advierte a los
licitadores que la adjudicación
se hará al mejor postor, quien
deberá consignar el importe de
su oferta en el mismo acto de la
adjudicación en moneda de curso legal de los Estados Unidos
de Norteamérica y para conocimiento de la parte demandada y
de toda(s) aquella(s) persona(s)
que tengan interés inscrito con
posterioridad a la inscripción del
gravamen que se está ejecutando, y para conocimiento de los
licitadores y el público en general y para su publicación en un
periódico de circulación general,
una vez por semana durante
el término de dos (2) semanas
consecutivas con un intervalo de
por lo menos siete (7) días entre
ambas publicaciones, y para su
fijación en tres (3) lugares públicos del municipio en que ha de
celebrarse la venta, tales como,
la Alcaldía, el Tribunal y la Colecturía y se le notificará además a
la parte demandada vía correo
certificado con acuse de recibo a
la última dirección conocida. Se
les advierte a todos los interesados que todos los documentos
relacionados con la presente
acción de ejecución de hipoteca, así como la de la subasta,
estarán disponibles para ser
examinados en la Secretaría del
Tribunal. Se entenderá que todo
licitador acepta como bastante
la titulación y que las cargas y
gravámenes anteriores y los pre-
ferentes, si los hubiere al crédito
de ejecutante, continuarán subsiguientes entendiéndose que
el rematante los acepta y queda
subrogado en la responsabilidad
de los mismos, sin destinarse a
su extinción el precio del remate. Y para conocimiento de los
demandados, de los acreedores
posteriores, de los licitadores,
partes interesadas y público en
general, expido el presente Aviso
para su publicación en los lugares públicos correspondientes.
Librado en Rio Grande, Puerto
Rico, a 10 de diciembre de 2015.
Betty Navarro Algarin, Alguacil,
Placa 242.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA DE
CAROLINA.
ORIENTAL BANK
Demandante v.
PROFESSIONAL TILE
CONSTRUCTION, INC.;
PEDRO VALERIO RIJO
Demandados
CIVIL NÚM.: FCD2009-1398
(401) SOBRE: COBRO DE DINERO Y EJECUCIÓN DE HIPOTECA EDICTO DE SUBASTA.
AL PUBLICO EN
GENERAL; A LA
PARTE DEMANDADA
Y A LOS TENEDORES
DE GRAVÁMENES
POSTERIORES.
YO, Efrain Marquez Arroyo, Alguacil del Tribunal de Primera
Instancia, Sala de Carolina, al
público en general, POR LA
PRESENTE HAGO SABER:
CERTIFICO Y HAGO SABER
Cumpliendo con un Mandamiento de Ejecución de Sentencia
del Secretario de este Tribunal,
venderé en pública subasta al
mejor postor en moneda legal
de los Estados Unidos, en mi
oficina, en el Tribunal de Primera
Instancia, Sala de Carolina, el
día 13 de enero de 2016, a las
10:15 de la mañana, la siguiente
propiedad: “RUSTICA: Parcela
de terreno sita en el Barrio San
Antón de Carolina, Puerto Rico,
con una cabida superficial de
novecientos ochenta y dos punto cincuenta metros cuadrados
(982.50 m.c.), en lindes por el
NORTE con tierras de Jesús María Falú en una distancia de sesenta y siete punto sesenta y cinco metros (67.65 m); por el SUR
en igual distancia y por el OESTE en una distancia de catorce
punto cincuenta metros (14.50
m) con la finca principal de la
cual se segrega o sea Ramona
Rivera; y por el ESTE en una distancia de catorce punto cincuenta metros (14.50 m) con la carretera que conduce de Carolina a
Trujillo Alto, conocida por Saint
Just. Enclava una casa. Consta
inscrita al folio 232 del tomo 61
de Carolina, finca número 2781.
Registro de la Propiedad Carolina, Sección Segunda” La dirección física es: Carretera 848 km.
3.4, Saint Just, Carolina, Puerto
Rico El tipo mínimo fijado para la
ejecución del bien inmueble an-
tes mencionado lo es la suma de
$309,846.00. La venta se llevará
a cabo para con su producto satisfacer a la parte demandante,
hasta donde sea posible, el importe de la sentencia dictada en
el caso de epígrafe, ascendente a las siguientes cantidades:
$362,812.03 de principal, más
$153,156.68 de intereses más
aquellos que continúen acumulándose hasta el pago total y
completo de la deuda, más la
suma de $5,602.89 por recargos,
más $36,281.20 por concepto de
gastos, costas y honorarios de
abogados. En caso de que los
inmuebles a ser subastados no
fueran adjudicados en la primera
subasta, se celebrará una segunda subasta el día 20 de enero de 2016, a las 4:15 de la tarde,
y el tipo mínimo para éstas serán
el de las dos terceras partes del
precio mínimo establecido para
la primera subasta. Si tampoco
hubiera remate ni adjudicación
en la segunda subasta, se celebrará una tercera subasta el
día 27 de enero de 2016, a las
4:15 de la tarde, y el tipo mínimo
para esta subasta será la mitad
del precio mínimo pactado para
la primera subasta. Si se declarase desierta la tercera subasta,
se dará por terminado el procedimiento, pudiendo adjudicarse
el acreedor la finca dentro de
los diez (10) días siguientes, si
así lo estimara conveniente, por
la totalidad de la cantidad adeudada si ésta fuera igual o menor
que el monto del tipo de la tercera subasta y abonándose dicho
monto a la cantidad adeudada si
¡ésta fuere mayor. Las subastas
antes indicadas se llevarán a
cabo en mi oficina, sita en el Tribunal de Primera Instancia, Sala
de Carolina. Los autos y todos
los documentos correspondientes al procedimiento incoado
estarán de manifiesto en la Secretaría del Tribunal durante las
horas laborables. El inmueble
antes relacionado consta afecto
al siguiente gravamen posterior:
a. Hipoteca en garantía de un
pagaré a favor de Banco Bilbao
Vizcaya Argentaria Puerto Rico,
o a su orden, por la suma principal de $52,966.03, con intereses
al 10% anual, vencedero a la demanda, constituida mediante la
escritura número 99, el día 11 de
diciembre de 2008, ante el notario Ramón Antonio Rodríguez
Suárez, e inscrita al folio 233
vuelto del tomo 61 de Carolina
, finca número 2781, inscripción
3ra. Se entenderá que todo licitador acepta como bastante la
titulación y que las cargas preferentes, si alguna, continuarán
subsistentes; entiéndase que el
rematente los acepta y quedan
subrogados en la responsabilidad del mismo sin destinarse a
su extinción el precio del remate.
Para la publicación de este edicto en un periódico de circulación
general una vez por semana,
durante dos semanas consecutivas, y para la colocación del mismo en tres sitios públicos visibles
del municipio en que se celebre
la subasta, libro el presente en
Carolina, Puerto Rico, hoy día
23
Legal Notice
22 de diciembre de 2015. Efrain un pies con once pulgadas (51’
Marquez Arroyo, Alguacil de Pri- 11”), con el apartamento númemera Instancia Sala de Carolina. ro Doscientos Cincuenta y Uno
(251) y con elementos comunes generales; por el ESTE, en
LEGAL NOTICE
una distancia de treinta y cuatro
ESTADO LIBRE ASOCIADO DE
pies con seis pulgadas (34’ 6”),
PUERTO RICO TRIBUNAL DE
con espacio común aéreo y con
PRIMERA INSTANCIA SALA
elementos comunes generales; y
SUPERIOR DE CAGUAS.
por el OESTE, en una distancia
SCOTIABANK DE
de treinta y cuatro pies con seis
PUERTO RICO
pulgadas (34’ 6”), con espacio
Demandante vs.
común aéreo. La puerta de enIAN YAMIL MENDEZ DEL trada de este apartamento está
VALLE; CARMEN IVETTE situada en su lindero Este. Consta de: un recibidor, una salaPRINA MIRANDA
comedor, balcón, una cocina la
Demandados
cual incluye un breakfast nook,
CIVIL NUM. ECD2014-0982 un pasillo principal en el cual es(703) SOBRE: COBRO DE DI- tán localizados, un laundry, dos
NERO (Ejecución de Hipoteca habitaciones con sus respectipor la Vía Ordinaria) EDICTO DE vos closets, un baño, un linen
SUBASTA.
closet y un dormitorio principal
Al: Público en General con walk-in-closets y un baño.
A: IAN YAMIL MENDEZ Le corresponde a este apartaDEL VALLE; CARMEN mento dos (2) espacios de estacionamiento identificados con
IVETTE PRINA MIRANDA el número del apartamento. Este
Yo, JOSE M. RIVERA ORTIZ,
apartamento tiene una participaALGUACIL / PLACA-265, Alguación de cero punto siete cinco
cil de este Tribunal, a la parte
cinco siete seis dos porciento
demandada y a los acreedores
(0.755762%) en los elementos
y personas con interés sobre la
comunes generales del Condopropiedad que más adelante se
minio. Se separa de las fincas
describe, y al público en general,
número 4,232 y 4,233, inscritas
HAGO SABER: Que el día 19 de
a los folios 235 y 240 del tomo
enero de 2016, a las 9:30 de la
del tomo 112 de Gurabo, Regismañana en mi oficina, sita en el
tro de la Propiedad de Caguas,
Tribunal de Primera Instancia,
Sección Segunda. El embargo
Sala Superior de Caguas, Caa ejecutarse se encuentra preguas , Puerto Rico, venderé en
sentado al Asiento 427 del Diario
Pública Subasta la propiedad
683 de Gurabo, Registro de la
inmueble que más adelante se
Propiedad de Caguas, Sección
describe y cuya venta en públiSegunda. La dirección física de
ca subasta se ordenó por la vía
la propiedad antes descrita es:
ordinaria. Los autos y todos los
Apartamento 252 del Condomidocumentos correspondientes al
nio Ventanas al Valle, Gurabo,
procedimiento incoado, estarán
Puerto Rico. La subasta se llede manifiesto en la Secretaría
vará a efecto para satisfacer a
durante horas laborables. Que
la parte demandante la suma
en caso de no producir remate
de $208,863.70 de principal, inni adjudicación en la primera sutereses al 6.625% anual, desde
basta a celebrarse, se celebrará
el día 1ro. de febrero de 2014,
una segunda subasta para la
hasta su completo pago, más
venta de la susodicha propiedad,
la cantidad de $22,615.00, esiel día 26 de enero de 2016, a las
tpulados respectivamente para
9:30 de la mañana; y en caso de
costas, gastos y honorarios de
no producir remate ni adjudicaabogado y recargos acumulación, se celebrará una tercera
dos, todas cuyas sumas están
subasta el día 2 de febrero de
líquidas y exigibles. Que la can2016, a las 9:30 de la mañana en
tidad mínima de licitación en la
mi oficina sita en el lugar antes
primera subasta para el inmueindicado. La propiedad a venderble será de $226,150.00 y de ser
se en pública subasta se descrinecesaria una segunda subasta,
be como sigue: URBANA: Prola cantidad mínima será equivapiedad Horizontal: Apartamento
lente a 2/3 partes de aquella, o
número Doscientos Cincuenta y
sea, la suma de $150,766.67 y
Dos (252). Apartamento residende ser necesaria una tercera sucial de forma irregular, localizado
basta, la cantidad mínima será la
en el quinto (5to) nivel del edificio
mitad del precio pactado, es denúmero dos (2) del Condominio
cir, la suma de $113,075.00. La
Ventanas al Valle, radicado en
propiedad se adjudicará al mejor
el Barrio Rincón del término mupostor, quien deberá satisfacer el
nicipal de Gurabo,Puerto Rico.
importe de su oferta en moneda
El área aproximada del apartalegal y corriente de los Estados
mento es de MIL QUINIENTOS
Unidos de América en el moVEINTITRES PUNTO TREINmento de la adjudicación y que
TA Y SIETE (1,523.37) PIES
las cargas y gravámenes anteCUADRADOS, equivalentes a
riores y los preferentes, si los
CIENTO CUARENTA Y UNO
hubiese, al crédito del ejecutante
PUNTO QUINIENTOS SETENcontinuarán subsistentes, entenTA Y SIETE (141.577) METROS
diéndose que el rematante los
CUADRADOS. Son sus linderos,
acepta y queda subrogado en la
por el NORTE, en una distancia
responsabilidad de los mismos,
de cincuenta y un pies con once
sin destinarse a su extinción el
pulgadas (51’ 11”) con el apartaprecio del remate. La propiedad
mento número Doscientos Cina ser vendida en pública subasta
cuenta y Tres (253); por el SUR,
se encuentra afecta al siguiente
en una distancia de cincuenta y
Legal Notice
gravamen preferente: Hipoteca
en Garantía de Pagaré a favor
de RG Premier Bank of Puerto
Rico, o a su orden, por la suma
principal de $226,150.00, con
intereses al 6.625%, vencedero
el día 1ro. de marzo de 2038,
según consta de la Escritura Número 38, otorgada en San Juan,
Puerto Rico, el día 27 de febrero
de 2008, ante la Notario Público
Mariluz Cardona Soto, presentada al asiento 681 del Diario
637 de Gurabo, Registro de la
Propiedad de Caguas, Sección
Segunda. EN TESTIMONIO DE
LO CUAL, expido el presente
Edicto para conocimiento y comparecencia de los licitadores,
bajo mi firma y sello del Tribunal,
en Caguas, Puerto Rico, a 22 de
diciembre de 2015. JOSE M. RIVERA ORTIZ, ALGUACIL / PLACA -265, ALGUACIL TRIBUNAL
SALA SUPERIOR DE CAGUAS.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA CENTRO
JUDICIAL DE SAN JUAN SALA
SUPERIOR.
SCOTIABANK DE
PUERTO RICO
Parte Demandante VS
MARIBELLA
RAMOS PRIETO
Parte Demandada
CIVIL NUM.: KCD2013-2519
SALON NÚM.: 508 SOBRE ACCION CIVIL DE: COBRO DE DINERO Y EJECUCION DE HIPOTECA POR LA VIA ORDINARIA
AVISO DE SUBASTA.
A: MARIBELLA RAMOS
PRIETO; Y AL PUBLICO
EN GENERAL:
El que suscribe, Alguacil del Tribunal de Primera Instancia, Sala
Superior, Centro Judicial de San
Juan, San Juan, Puerto Rico,
hago saber, a la parte demandada y al PUBLICO EN GENERAL: Que en cumplimiento del
Mandamiento de Ejecución de
Sentencia expedido el día 17 de
junio de 2015, por la Secretaria
del Tribunal, procederé a vender
y venderé en pública subasta
y al mejor postor la propiedad
que ubica y se describe a continuación: 6 D CALLE MAJESTAD CIUDAD SEÑORIAL SAN
JUAN, PR 00926. RUSTICA:
Solar #6 del bloque D sito en
el proyecto viviendas conocido
como Ciudad Señorial sito en el
barrio Cupey del término municipal de Río Piedras, antes, hoy
San Juan, Puerto Rico, con una
cabida superficial de 242.209
metros cuadrados, en lindes por
el NORTE, con solar número 5
del Bloque “D”; por el SUR, con
el solar número 7 del Bloque
“D”; por el ESTE, con Isabela
Serrano; y por el OESTE, con
la Calle Majestad. Contiene una
casa tipo Garden Villa que cuenta con las siguientes facilidades,
sala, comedor, cocina, baños,
tres (3) habitaciones con closets,
balcón, marquesina y área laundry. Inscrita al folio 281 del tomo
590 de Río Piedras Sur, Sección
IV de San Juan, Finca Número
24
18,630. El producto de la subasta se destinará a satisfacer al
demandante hasta donde alcance, la suma de $101,960.93 de
principal, más intereses al 7.00%
anual desde el día 1ro. de noviembre de 2012, más la suma
de $11,000.00, por concepto de
honorarios de abogado y costas
autorizadas por el Tribunal, más
las cantidades que se adeudan
mensualmente desde la fecha
antes mencionada, por concepto
de seguro hipotecario, cargos
por demora, más cualesquiera
otros adelantos que se hagan
en virtud de la escritura de hipoteca, todo ello, según surge de
la SENTENCIA dictada en este
caso el 14 de febrero de 2014.
La venta de la referida propiedad
se verificará libre de toda carga o
gravamen que afecte la mencionada finca, excepto el gravamen
aquí antes mencionado, a cuyo
efecto se notifica y se hace saber
la fecha, hora y sitio de la PRIMERA, SEGUNDA y TERCERA
subasta, si esto fuera necesario,
a los efectos de que cualquier
persona o personas con algún
interés puedan comparecer a la
celebración de dicha subasta.
La adjudicación se hará al mejor
postor, quien deberá consignar
el importe de su oferta en el acto
mismo de la adjudicación, en
efectivo (moneda del curso legal
de los Estados Unidos de América), giro postal o cheque certificado a nombre del alguacil del
Tribunal. LA PRIMERA subasta
se llevará a efecto el día 20 DE
ENERO DE 2016 A LAS 10:00
DE LA MAÑANA, en la oficina
del referido Alguacil, localizada
en el Centro Judicial de San
Juan - {243 Pueblo}, San Juan,
Puerto Rico. Que el precio mínimo fijado para la PRIMERA SUBASTA es de $110,000.00. Que
de ser necesaria la celebración
de una SEGUNDA SUBASTA
la misma se llevará a efecto el
día 27 DE ENERO DE 2016 A
LAS 10:00 DE LA MAÑANA, en
la oficina antes mencionada del
Alguacil que suscribe. El precio mínimo para la SEGUNDA
SUBASTA será de $73,333.33,
equivalentes a dos terceras (2/3)
partes del tipo mínimo estipulado
para la PRIMERA subasta. Que
de ser necesaria la celebración
de una TERCERA SUBASTA
la misma se llevará a efecto el
día 3 DE FEBRERO DE 2016
A LAS 10:00 DE LA MAÑANA,
en la oficina antes mencionada
del Alguacil que suscribe. El
precio mínimo para la TERCERA
SUBASTA será de $55,000.00,
equivalentes a la mitad (1/2) del
tipo mínimo estipulado para la
PRIMERA subasta. Si se declarase desierta la tercera subasta
se dará por terminado el procedimiento, pudiendo adjudicárse
al acreedor la finca aquí antes
descrita, dentro de los diez (10)
días siguientes, si así lo estimare
conveniente, por la totalidad de
la cantidad adeudada si ésta fuera igual o menor al monto del tipo
mínimo de la tercera subasta, y
abonándose dicho monto a la
cantidad adeudada si ésta fuere
mayor. (Art. 221, Ley Hipotecaria
The San Juan Daily Star
Monday, December 28, 2015
y del Registro de la Propiedad,
30 L.P.R.A. §2721) Para conocimiento de la parte demandada
y de toda aquella persona o personas que tengan interés inscrito
con posterioridad a la inscripción
del gravamen que se está ejecutando, y para conocimiento de
todos los licitadores y el público
en general, el presente Edicto se
publicará por espacio de dos (2)
semanas consecutivas, con un
intervalo de por lo menos siete
días entre ambas publicaciones,
en un diario de circulación general en el Estado Libre Asociado
de Puerto Rico y se fijará además en tres (3) lugares públicos
del Municipio en que ha de celebrarse dicha venta, tales como
la Alcaldía, el Tribunal y la Colecturía. Se le advierte, a todos
los interesados que todos los
documentos relacionados con
la presente acción de ejecución
de hipoteca, así como de la subasta, estarán disponibles para
ser examinados en la Secretaría
del Tribunal durante las horas
laborales. EXPIDO, el presente
EDICTO, en San Juan, Puerto
Rico, hoy día 3 de diciembre de
2015. Diana I. Navarro Cruz, Alguacil Auxiliar, Alguacil División
de Subastas Tribunal de Primera
Instancia Sala Superior de San
Juan.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA SUPERIOR DE SAN JUAN.
THE TlTLE SECURITY
GROUP INC.
Demandante v.
JAMES T. BARNES OF
PUERTO RICO, INC.,
JUAN DEL PUEBLO y
JUANA DEL PUEBLO
y cualesquier persona
desconocida con posible
interés en la obligación
cuya cancelación por
decreto judicial se
solicita.
Demandados
CIVIL NUM. KCP2015-0237
SOBRE: CANCELACION
DE
PAGARE EXTRAVIADO EMPLAZAMIENTO POR EDICTO ESTADOS UNIDOS DE AMÉRICA; EL
PRESIDENTE DE LOS ESTADOS
UNIDOS; SS. EL ESTADO LIBRE
ASOCIADO DE PUERTO RICO.
A: JUAN DEL PUEBLO
Y JUANA DEL PUEBLO
COMO POSIBLES
TENEDORES Y
CUALESQUIER PERSONA
DESCONOCIDA CON
POSIBLE INTERÉS EN
LA OBLIGACiÓN CUYA
CANCELACIÓN POR
DECRETO JUDICIAL SE
SOLICITA.
Por la presente se le notifica que
ha sido presentada en este Tribunal una Demanda en su contra en el pleito de epígrafe. En
este caso la parte demandante
ha radicado una Demanda para
que se decrete judicialmente el
saldo de un (1) pagaré hipotecario a favor de James T. Barnes
of Puerto Rico, Inc., por la suma
de $61,000.00. El pagaré por
fue suscrito el día 19 de junio
de 1979; ante el notario Orlin P.
Goble, garantizado por hipoteca
constituida mediante la Escritura
número 254, sobre la siguiente
propiedad: URBANA: Propiedad Horizontal: Apartamento
quince cero siete (1507). Es un
apartamento residencial de forma irregular, que está localizado
en piso número quince (15) del
edificio Condominio Cobians
Plaza Condominium, sita en la
Sección Norte del Barrio Santurce, Avenida Ponce de León,
esquina Calle Bolívar, San Juan.
Que mide veinte y ocho pies
nueve pulgadas (28’9”) pulgadas de largo, por su parte más
larga, desde la puerta de entrada al fondo, por cincuenta pies
(50’) de ancho por su parte más
ancha, que hacen un área de mil
trescientos ochenta y tres punto
cinco (1,383.50) pies cuadrados,
aproximadamente, equivalente a
ciento veinte y ocho punto cincuenta y siete (128.57) metros
cuadrados. Colinda por el NORTE, en una distancia de veinte y
dos pies nueve pulgadas (22’9”),
con el apartamento quince cero
ocho (1508) separado por pared
de carga y en seis pies (6’) con
el espacio exterior separado
por baranda de la terraza; por
el ESTE, en cincuenta pies (50’)
con espacio exterior, separada por paredes y el muro de la
terraza; por el SUR, en veinte y
dos pies nueve pulgadas (22’9”),
con apartamento quince cero
seis (1506) separado por pared de carga, seis pies (6’) con
espacio exterior separado por
el muro de la terraza; y por el
OESTE, en cincuenta pies (50’)
con corredor común y con conductos de ventilación separada
por pared y puerta de entrada.
Consta de foyer con closet y
calentador de agua y equipo de
aire acondicionado, sala, comedor, cocina con closet, corredor,
dos (2) habitaciones con closets,
habitación principal con closet,
vestidor, dos baños y terraza.
Los baños están equipados con
bañera, lavamanos y servicio sanitario y uno de ellos con bidet.
La cocina tiene estufa con horno
y gabinetes. La puerta de entrada está ubicada en los linderos
Oeste y por ella se sale al corredor o pasillo central del piso
por el cual se sale al exterior. Le
corresponde una participación
de cero punto trescientos veinte y nueve por ciento (0.329%)
en los elementos comunes, y en
cero punto ochocientos cuarenta y uno por ciento (0.841%) en
los elementos limitados. Finca
numero 30,086, inscrita al folio
100 del tomo 769 de Santurce
Norte, Registro de la Propiedad
de Puerto Rico Sección I de
San Juan. La parte demandante
alega que dicho pagaré ha sido
saldado según más detalladamente consta en la Demanda
radicada que puede examinarse
en la Secretaría de este Tribunal.
Por tratarse de una obligación
hipotecaria y pudiendo usted
tener interés en este caso o quedar afectado por el remedio solicitado, se le emplaza por este
edicto que se publicará una vez
en un periódico de circulación
diaria general de Puerto Rico y
se le requiere para que radique
en este Tribunal su contestación
y notifique con copia de ella a la
abogada de la parte demandante
la Lcdo. Ignacio García Franco,
PO Box 361844 San Juan, PR
00936-1844; Tel. (787) 478-3379,
dentro de los treinta (30) días siguientes a la publicación de este
Edicto, apercibiéndole que de
no hacerlo así dentro del término
indicado, el Tribunal podrá anotar su rebeldía y dictar sentencia
concediendo el remedio solicitado en la Demanda sin más citarle ni oírle. EXPEDIDO bajo mi
firma y sello de este Tribunal, en
San Juan, Puerto Rico, hoy día
10 de diciembre de 2015. Pablo
Fonseca Casillas, Secretario Regional Interino. Melba Ortiz Silva,
Sec. Serv. a Sala.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA DE
BAYAMON.
Reverse Mortgage
Solutions, Inc.
VS.
Sucesión de Sonia
Minerva Negrón Malavé
t/c/c Sonia Minerva
Negrón t/c/c Sonia M.
Negrón t/c/c Sonia Negrón
t/c/c Sonia Negrón Malavé
t/c/c Sonia M. Negrón
Malavé, Fulano de Tal
y Sutano de Tal como
posibles herederos de
nombres desconocidos;
Centro de Recaudaciones
Municipales; Oficina de
Herencia y Donaciones
del Departamento de
Hacienda de Puerto Rico;
y a los Estados Unidos de
América.
DEMANDADOS
CIVIL NUM.: DCD2015-2892
SOBRE: Cobro de Dinero y Ejecución de Hipoteca por la Vía Ordinaria EMPLAZAMIENTO POR
EDICTO ESTADOS UNIDOS
DE AMERICA EL PRESIDENTE
DE LOS ESTADOS UNIDOS EL
ESTADO LIBRE ASOCIADO DE
PUERTO RICO.
A: Fulano de Tal y
Sutano de Tal como
cualquier miembro
aún desconocido de
la Sucesión de Sonia
Minerva Negrón Malavé
t/c/c Sonia Minerva
Negrón t/c/c Sonia
M. Negrón t/c/c Sonia
Negrón t/c/c Sonia Negrón
Malavé t/c/c Sonia M.
Negrón Malavé y/o como
cualquier otra persona
con interés en este caso. nombres desconocidos;
Demandados
Centro de Recaudaciones
Desconocidos.
Municipales; Oficina de
POR LA PRESENTE, se les
Herencia y Donaciones
emplaza y se les notifica que se
del Departamento de
ha presentado en la Secretaria
de este Tribunal la Demanda Hacienda de Puerto Rico;
del caso del epígrafe solicitan- y a los Estados Unidos de
do la ejecución de hipoteca y el
América.
cobro de dinero relacionado al
pagaré suscrito a favor de Master Mortgage Corporation, o a
su orden, por la suma principal
de $178,500.00, más intereses
computados sobre la misma
desde su fecha hasta su total y
completo pago a razón de la tasa
de interés de 5.560% anual, obligándose además al pago de costas, gastos y desembolsos del
litigio, mas honorarios de abogados en una suma de $17,850.00
equivalente al 10% de la suma
principal original. Lo anterior
surge de hipoteca en garantía
de pagare suscrito bajo el afidávit número 3119 ante el notario
público David E. Vera Umpierre
constituida mediante la escritura
número 116 otorgada el 24 de junio de 2010, inscrita al folio “202”
del tomo “564” de Bayamón sur,
finca “15512”del registro de la
propiedad de Bayamón, sección
primera. Se apercibe y advierte
a ustedes como personas desconocidas, que no contestar la
demanda radicando el original
de la contestación ante la secretaria del Tribunal de Primera
Instancia, Sala de Bayamón, y
notificar copia de la contestación
de esta a la parte demandante
por conducto de su abogada,
GLS LEGAL SERVICES, LLC,
Atención: Lcdo. Joel A. Figueroa Rivera, Dirección: P.O. Box
367308, San Juan, P.R. 009367308, Telefono: 787-758-6550,
dentro de los próximos 30 días
a partir de la publicación de este
emplazamiento por edicto que
será publicado una sola vez en
un periódico de circulación diaria general en la isla de Puerto
Rico, se Ie anotara la rebeldia y
se dictara sentencia, concediendo el remedio solicitando en la
Demanda sin mas citarle ni oírle.
Expedido bajo mi firma y sello
del Tribunal hoy 10 de diciembre
de 2015. Ruth N. Aponte Cotto,
Secretaria Regional II. Alba Brito
Borgen, Secretaria Auxiliar del
Tribunal.
DEMANDADOS
CIVIL NUM.: DCD2015-2892
SOBRE: Cobro de Dinero y Ejecución de Hipoteca por la Vía
Ordinaria MANDAMIENTO ESTADOS UNIDOS DE AMERICA
EL PRESIDENTE DE LOS ESTADOS UNIDOS EL ESTADO
LIBRE ASOCIADO DE PUERTO
RICO. Por Cuanto: Se ha dictado
en el presente caso la siguiente
Orden: “ORDEN Examinada la
demanda radicada por la parte
demandante, la solicitud de interpelación contenida en la misma y examinados los autos del
caso, el Tribunal le imparte su
aprobación y en su virtud acepta
la Demanda en el caso de epígrafe, así como la interpelación
judicial de la parte demandante a
los herederos del codemandado
conforme dispone el Artículo 959
del Código Civil, 31 L.P.RA seco
2787. Se Ordena a los herederos
del causante a saber, Fulano de
Tal y Sutano de Tal, herederos
de nombres desconocidos a que
dentro del término legal de 30
días contados a partir de la fecha
de la notificación de la presente
Orden, acepten o repudien la
participación que les corresponda en la herencia del causante
Sonia Minerva Negrón Malavé
t/c/c Sonia Minerva Negrón t/c/c
Sonia M. Negrón t/c/c Sonia Negrón t/c/c Sonia Negrón Malavé
t/c/c Sonia M. Negrón Malavé Se
le Apercibe a los herederos antes mencionados: Ca) Que de no
expresarse dentro del término de
30 días en tomo a su aceptación
o repudiación de herencia la misma se tendrá por aceptada; (b)
Que luego del transcurso del termino de 30 días contados a partir
de la fecha de la notificación de
la presente Orden, se presumirá
que han aceptado la herencia
del causante y por consiguiente,
responden por la cargas de dicha herencia conforme dispone
el Artículo 957 del Código Civil,
31 L.P.R.A. seco 2785. Se Ordena a la parte demandante a que,
en vista de que la sucesión del
causante Sonia Minerva Negrón
LEGAL NOTICE
Malavé t/c/c Sonia Minerva NeESTADO LIBRE ASOCIADO DE
grón t/c/c Sonia M. Negrón t/c/c
PUERTO RICO TRIBUNAL DE
Sonia Negrón t/c/c Sonia Negrón
PRIMERA INSTANCIA SALA DE
Malavé t/c/c Sonia M. Negrón
BAYAMON.
Malavé, incluyen como hereReverse Mortgage
deros a Fulano de Tal y Sutano
Solutions, Inc.
de Tal, como posibles herederos
VS.
desconocidos, proceda a notificar la presente Orden mediante
Sucesión de Sonia
Minerva Negrón Malavé un edicto a esos efectos una sola
vez en un periódico de circulat/c/c Sonia Minerva
ción diaria general de la Isla de
Negrón t/c/c Sonia M. Puerto Rico. DADA en Bayamón,
Negrón t/c/c Sonia Negrón Puerto Rico, hoy día 3 de diciemt/c/c Sonia Negrón Malavé bre de 2015. Edgardo Rebollo
t/c/c Sonia M. Negrón Casalduc, Juez” Por Cuanto: Se
le advierte a que dentro del térMalavé, Fulano de Tal mino legal de 30 dias contados a
y Sutano de Tal como partir de la fecha de notificación
posibles herederos de de la presente Orden, acepten o
repudien la participación que les
corresponda en la herencia del
causante Sonia Minerva Negrón
Malavé t/c/c Sonia Minerva Negrón t/c/c Sonia M. Negrón t/c/c
Sonia Negrón t/c/c Sonia Negrón
Malavé t/c/c Sonia M. Negrón
Malavé. Por Orden del Honorable Juez de Primera Instancia de
este Tribunal, expido el presente
Mandamiento, bajo mi firma y
sello oficial, en Bayamón, Puerto Rico hoy día 10 de diciembre
de 2015. Ruth N. Aponte Cotto,
Secretaria Regional II. Alba Brito
Borgen, Secretaria Auxiliar del
Tribunal I.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA DE
SAN JUAN.
FIRSTBANK
PUERTO RICO
Parte Demandante Vs.
SUCESIÓN DE LUIS
FERNANDO RIEFKOHL
ROSARIO también
conocido como LUIS F.
RIEFKOHL ROSARIO
compuesta por Luis
Riefkohl, Elizabeth
Riefkohl, Javier Riefkohl,
Rocío Riefkohl, y John
Doe y Richard Roe como
posibles herederos
desconocidos del
causante; Departamento
de Hacienda,
Administración para el
Sustento de menores y
Centro de Recaudación
sobre Ingresos
Municipales
Parte Demandada
CIVIL NUM: KCD2015-1375
SOBRE: EJECUCION DE HIPOTECA POR LA VIA ORDINARIA
Y COBRO DE DINERO EMPLAZAMIENTO Y NOTIFICACION DE
INTERPELACION POR EDICTO
Estados Unidos de América Presidente de los Estados Unidos
de América Estado Libre Asociado de Puerto Rico.
A: LUIS RIEFKOHL como
miembros de la Sucesión
de Luis Fernando
Riefkohl Rosario también
conocido como Luis F.
Riefkohl Rosario
Por la presente se le notifica que
la parte demandante FirstBank
Puerto Rico ha presentado ante
este Tribunal demanda contra usted sobre Ejecución de
Hipoteca. Representa a dicha
demandante el Lcda. Marjaliisa
Colon Villanueva, con oficina en
el Condominio Alcázar, Ofic. 201,
Bouvelar Miguel Pou en Ponce,
Puerto Rico y con dirección postal Apartado 7970, Ponce, Puerto Rico 00732 Se le apercibe
que de no comparecer usted a
contestar dicha demanda dentro
del término de treinta días (30) a
partir de la publicación de este
edicto, podrá dictarse sentencia
en rebeldía en su contra, conce-
The San Juan Daily Star
diendo el remedio solicitado en la
demanda sin más citarle ni oírle,
además se le advierte que de no
expresarse dentro de dicho término en torno a su aceptación o
repudiación de herencia, se presumirá que usted ha aceptado la
herencia de Luis Fernando Riefkohl Rosario también conocido
como Luis F. Riefkohl Rosario
y por consiguiente, responden
por las cargas de dicha herencia
conforme dispone el Art. 957 del
Código Civil, 31 L.P.R.A. S2785
el término de treinta (30) días antes señalado, el cual comenzará
a contar a partir de la fecha de
la publicación de este edicto. En
San Juan, Puerto Rico, a 10 de
diciembre de 2015. Pablo Fonseca Casillas, Secretario Regional Interino. Linda M. Levy Rodriguez, Secretaria Auxiliar.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA DE
SAN JUAN.
FIRSTBANK
PUERTO RICO
Parte Demandante Vs.
SUCESIÓN DE LUIS
FERNANDO RIEFKOHL
ROSARIO también
conocido como LUIS F.
RIEFKOHL ROSARIO
compuesta por Luis
Riefkohl, Elizabeth
Riefkohl, Javier Riefkohl,
Rocío Riefkohl, y John
Doe y Richard Roe como
posibles herederos
desconocidos del
causante; Departamento
de Hacienda,
Administración para el
Sustento de menores y
Centro de Recaudación
sobre Ingresos
Municipales
Monday, December 28, 2015
Hipoteca. Representa a dicha
demandante el Lcda. Marjaliisa
Colon Villanueva, con oficina en
el Condominio Alcázar, Ofic. 201,
Bouvelar Miguel Pou en Ponce,
Puerto Rico y con dirección postal Apartado 7970, Ponce, Puerto Rico 00732 Se le apercibe
que de no comparecer usted a
contestar dicha demanda dentro
del término de treinta días (30) a
partir de la publicación de este
edicto, podrá dictarse sentencia
en rebeldía en su contra, concediendo el remedio solicitado en la
demanda sin más citarle ni oírle,
además se le advierte que de no
expresarse dentro de dicho término en torno a su aceptación o
repudiación de herencia, se presumirá que usted ha aceptado la
herencia de Luis Fernando Riefkohl Rosario también conocido
como Luis F. Riefkohl Rosario
y por consiguiente, responden
por las cargas de dicha herencia
conforme dispone el Art. 957 del
Código Civil, 31 L.P.R.A. S2785
el término de treinta (30) días antes señalado, el cual comenzará
a contar a partir de la fecha de
la publicación de este edicto. En
LEGAL NOTICE
San Juan, Puerto Rico, a 10 de
ESTADO LIBRE ASOCIADO DE
diciembre de 2015. Pablo FonPUERTO RICO TRIBUNAL DE
seca Casillas, Secretario RegioPRIMERA INSTANCIA SALA DE
nal Interino. Linda M. Levy RoSAN JUAN.
driguez, Secretaria Auxiliar.
to Rico 00732 Se le apercibe
que de no comparecer usted a
contestar dicha demanda dentro
del término de treinta días (30) a
partir de la publicación de este
edicto, podrá dictarse sentencia
en rebeldía en su contra, concediendo el remedio solicitado en la
demanda sin más citarle ni oírle,
además se le advierte que de no
expresarse dentro de dicho término en torno a su aceptación o
repudiación de herencia, se presumirá que usted ha aceptado la
herencia de Luis Fernando Riefkohl Rosario también conocido
como Luis F. Riefkohl Rosario
y por consiguiente, responden
por las cargas de dicha herencia
conforme dispone el Art. 957 del
Código Civil, 31 L.P.R.A. S2785
el término de treinta (30) días antes señalado, el cual comenzará
a contar a partir de la fecha de
la publicación de este edicto. En
San Juan, Puerto Rico, a 10 de
diciembre de 2015. Pablo Fonseca Casillas, Secretario Regional Interino. Linda M. Levy Rodriguez, Secretaria Auxiliar.
FIRSTBANK
PUERTO RICO
Parte Demandante Vs.
conocido como Luis F.
Riefkohl Rosario
Por la presente se le notifica que
la parte demandante FirstBank
Puerto Rico ha presentado ante
este Tribunal demanda contra usted sobre Ejecución de
Hipoteca. Representa a dicha
demandante el Lcda. Marjaliisa
Colon Villanueva, con oficina en
el Condominio Alcázar, Ofic. 201,
Bouvelar Miguel Pou en Ponce,
Puerto Rico y con dirección postal Apartado 7970, Ponce, Puerto Rico 00732 Se le apercibe
que de no comparecer usted a
contestar dicha demanda dentro
del término de treinta días (30) a
partir de la publicación de este
edicto, podrá dictarse sentencia
en rebeldía en su contra, concediendo el remedio solicitado en la
demanda sin más citarle ni oírle,
además se le advierte que de no
expresarse dentro de dicho término en torno a su aceptación o
repudiación de herencia, se presumirá que usted ha aceptado la
herencia de Luis Fernando Riefkohl Rosario también conocido
como Luis F. Riefkohl Rosario
y por consiguiente, responden
por las cargas de dicha herencia
conforme dispone el Art. 957 del
Código Civil, 31 L.P.R.A. S2785
el término de treinta (30) días antes señalado, el cual comenzará
a contar a partir de la fecha de
LEGAL NOTICE
la publicación de este edicto. En
ESTADO LIBRE ASOCIADO DE San Juan, Puerto Rico, a 10 de
PUERTO RICO TRIBUNAL DE diciembre de 2015. Pablo FonPRIMERA INSTANCIA SALA DE seca Casillas, Secretario Regional Interino. Linda M. Levy RoSAN JUAN.
driguez, Secretaria Auxiliar.
A: John Doe y Richard
Roe como posibles
herederos desconocidos
de la Sucesión de Luis
Fernando Riefkohl
Rosario también
conocido como Luis F.
Riefkohl Rosario
Por la presente se le notifica que
la parte demandante FirstBank
Puerto Rico ha presentado ante
este Tribunal demanda contra usted sobre Ejecución de
Hipoteca. Representa a dicha
demandante el Lcda. Marjaliisa
Colon Villanueva, con oficina en
el Condominio Alcázar, Ofic. 201,
Bouvelar Miguel Pou en Ponce,
Puerto Rico y con dirección postal Apartado 7970, Ponce, Puerto Rico 00732 Se le apercibe
que de no comparecer usted a
contestar dicha demanda dentro
del término de treinta días (30) a
partir de la publicación de este
edicto, podrá dictarse sentencia
en rebeldía en su contra, concediendo el remedio solicitado en la
demanda sin más citarle ni oírle,
además se le advierte que de no
expresarse dentro de dicho término en torno a su aceptación o
repudiación de herencia, se presumirá que usted ha aceptado la
herencia de Luis Fernando Riefkohl Rosario también conocido
como Luis F. Riefkohl Rosario
y por consiguiente, responden
por las cargas de dicha herencia
conforme dispone el Art. 957 del
Código Civil, 31 L.P.R.A. S2785
el término de treinta (30) días antes señalado, el cual comenzará
a contar a partir de la fecha de
LEGAL NOTICE
la publicación de este edicto. En
ESTADO LIBRE ASOCIADO DE San Juan, Puerto Rico, a 10 de
PUERTO RICO TRIBUNAL DE diciembre de 2015. Pablo FonPRIMERA INSTANCIA SALA DE seca Casillas, Secretario Regional Interino. Linda M. Levy RoSAN JUAN.
driguez, Secretaria Auxiliar.
SUCESIÓN DE LUIS
FERNANDO RIEFKOHL
ROSARIO también
FIRSTBANK
conocido como LUIS F.
PUERTO RICO
RIEFKOHL ROSARIO
Parte Demandante Vs.
compuesta por Luis
SUCESIÓN
DE LUIS
Riefkohl, Elizabeth
Riefkohl, Javier Riefkohl, FERNANDO RIEFKOHL
ROSARIO también
Rocío Riefkohl, y John
conocido
como LUIS F.
FIRSTBANK
Doe y Richard Roe como
RIEFKOHL
ROSARIO
PUERTO RICO
posibles herederos
LEGAL NOTICE
Parte Demandante Vs.
compuesta por Luis
desconocidos del
ESTADO LIBRE ASOCIADO DE
SUCESIÓN DE LUIS
Riefkohl, Elizabeth
causante; Departamento
PUERTO RICO TRIBUNAL DE
FERNANDO
RIEFKOHL PRIMERA INSTANCIA CENTRO
Riefkohl,
Javier
Riefkohl,
de Hacienda,
Parte Demandada
ROSARIO también
Rocío Riefkohl, y John
JUDICIAL DE CAROLINA SALA
CIVIL NUM: KCD2015-1375
Administración para el
SOBRE: EJECUCION DE HIPOSustento de menores y Doe y Richard Roe como conocido como LUIS F. SUPERIOR.
TECA POR LA VIA ORDINARIA
ROOSEVEL CAYMAN
RIEFKOHL ROSARIO
posibles herederos
Centro de Recaudación
Y COBRO DE DINERO EMPLAASSET COMPANY
compuesta
por
Luis
desconocidos
del
sobre Ingresos
ZAMIENTO Y NOTIFICACION DE
Parte Demandante VS
Riefkohl,
Elizabeth
causante;
Departamento
INTERPELACION POR EDICTO
Municipales
MARIA
VICTORIA MEJIA
Riefkohl, Javier Riefkohl,
de Hacienda,
Estados Unidos de América PreParte Demandada
PADILLA T/C/C MARIA
sidente de los Estados Unidos CIVIL NUM: KCD2015-1375
Rocío Riefkohl, y John
Administración para el
de América Estado Libre Asocia- SOBRE: EJECUCION DE HIPOMEJIA PADILLA T/C/C
Sustento de menores y Doe y Richard Roe como
do de Puerto Rico.
TECA POR LA VIA ORDINARIA
MARIA
VICTORIA MEJIAS
posibles herederos
Centro de Recaudación
A: ELIZABETH RIEFKOHL Y COBRO DE DINERO EMPLAPADILLA
T/C/C MARIA
desconocidos del
sobre Ingresos
ZAMIENTO Y NOTIFICACION DE
como miembros de
MEJIAS PADILLA
causante; Departamento
Municipales
INTERPELACION POR EDICTO
la Sucesión de Luis
Parte Demandada
Parte Demandada
Estados Unidos de América Prede Hacienda,
CIVIL NUM.: FCD09-1696 (407)
Fernando Riefkohl
sidente de los Estados Unidos CIVIL NUM: KCD2015-1375
Administración para el SALON NÚM.: 407 SOBRE ACde América Estado Libre Asocia- SOBRE: EJECUCION DE HIPORosario también
Sustento de menores y CION CIVIL DE: COBRO DE DITECA
POR
LA
VIA
ORDINARIA
do
de
Puerto
Rico.
conocido como Luis F.
NERO Y EJECUCION DE HIPOA: JAVIER RIEFKOHL Y COBRO DE DINERO EMPLA- Centro de Recaudación TECA POR LA VIA ORDINARIA
Riefkohl Rosario
ZAMIENTO Y NOTIFICACION DE
sobre
Ingresos
como miembros de
Por la presente se le notifica que
AVISO DE SUBASTA.
INTERPELACION POR EDICTO
Municipales
la parte demandante FirstBank
la Sucesión de Luis
A: MARIA VICTORIA
Estados Unidos de América PreParte Demandada
Puerto Rico ha presentado ante
Fernando Riefkohl
sidente de los Estados Unidos CIVIL NUM: KCD2015-1375
MEJIA
PADILLA T/C/C
este Tribunal demanda conde América Estado Libre Asocia- SOBRE: EJECUCION DE HIPO- MARIA MEJIA PADILLA
Rosario también
tra usted sobre Ejecución de
TECA POR LA VIA ORDINARIA
conocido como Luis F. do de Puerto Rico.
Hipoteca. Representa a dicha
T/C/C MARIA VICTORIA
A: ROCIO RIEFKOHL Y COBRO DE DINERO EMPLA- MEJIAS PADILLA T/C/C
demandante el Lcda. Marjaliisa
Riefkohl Rosario
ZAMIENTO Y NOTIFICACION DE
como miembros de
Colon Villanueva, con oficina en Por la presente se le notifica que
INTERPELACION POR EDICTO MARIA MEJIAS PADILLA;
el Condominio Alcázar, Ofic. 201, la parte demandante FirstBank
la Sucesión de Luis
Y AL PUBLICO EN
Estados Unidos de América PreBouvelar Miguel Pou en Ponce, Puerto Rico ha presentado ante
Fernando Riefkohl
sidente de los Estados Unidos
GENERAL:
Puerto Rico y con dirección pos- este Tribunal demanda conRosario también
de América Estado Libre Asocia- El que suscribe, Alguacil del Trital Apartado 7970, Ponce, Puer- tra usted sobre Ejecución de
do de Puerto Rico.
bunal de Primera Instancia, Sala
Superior, Centro Judicial de
Carolina, Carolina, Puerto Rico,
hago saber, a la parte demandada y al PUBLICO EN GENERAL: Que en cumplimiento del
Mandamiento de Ejecución de
Sentencia expedido el día 27 de
junio de 2014, por la Secretaria
del Tribunal, procederé a vender
y venderé en pública subasta y
al mejor postor la propiedad que
ubica y se describe a continuación: URBANA: Solar numero 13
del bloque 6-AF de la Urbanización Jardines de Country Club,
radicada en el Barrio Sabana
Abajo del termino Municipal de
Carolina, Puerto Rico. Área del
solar 211.38 metros cuadrados.
En lindes por el Norte, en 22.25
metros, con el solar numero
12-A; por el Sur, en 22.25 metros, con el solar numero 13-A;
por el Este, en una distancia de
9.50 metros, con la Calle numero
35; y por el Oeste, en una distancia de 9.50 metros, con el solar
10-A. Enclava una casa. Inscrita
al folio 99 del tomo 263 de Carolina, finca número 10,098, (antes
20,349), Registro de la Propiedad
de Carolina, Sección Primera. El
producto de la subasta se destinará a satisfacer al demandante
hasta donde alcance, la suma de
$55,542.57 de principal, más intereses al 9.95% anual desde el
día 1ro. de marzo de 2009, más
la suma de $5,700.00, por concepto de honorarios de abogado
y costas autorizadas por el Tribunal, más las cantidades que se
adeudan mensualmente desde
la fecha antes mencionada, por
concepto de seguro hipotecario,
cargos por demora, más cualesquiera otros adelantos que se
hagan en virtud de la escritura
de hipoteca, todo ello, según
surge de la SENTENCIA dictada
en este caso el 16 de octubre de
2009. La venta de la referida propiedad se verificará libre de toda
carga o gravamen que afecte la
mencionada finca, excepto el
(los) gravamen (es) aquí antes
mencionado (s), a cuyo efecto
se notifica y se hace saber la fecha, hora y sitio de la PRIMERA,
SEGUNDA y TERCERA subasta, si esto fuera necesario, a los
efectos de que cualquier persona o personas con algún interés
puedan comparecer a la celebración de dicha subasta. La adjudicación se hará al mejor postor,
quien deberá consignar el importe de su oferta en el acto mismo
de la adjudicación, en efectivo
(moneda del curso legal de los
Estados Unidos de América),
giro postal o cheque certificado a
nombre del alguacil del Tribunal.
LA PRIMERA subasta se llevará
a efecto el día 20 DE ENERO
DE 2016, A LAS 9:15 DE LA MAÑANA, en la oficina del referido
Alguacil, localizada en el Centro
Judicial de Carolina, Carolina,
Puerto Rico. Que el precio mínimo fijado para la PRIMERA SUBASTA es de $57,000.00. Que
de ser necesaria la celebración
de una SEGUNDA SUBASTA
la misma se llevará a efecto el
día 27 DE ENERO DE 2016, A
LAS 9:15 DE LA MAÑANA, en
25
Legal Notice
la oficina antes mencionada del
Alguacil que suscribe. El precio mínimo para la SEGUNDA
SUBASTA será de $38,000.00,
equivalentes a dos terceras (2/3)
partes del tipo mínimo estipulado
para la PRIMERA subasta. Que
de ser necesaria la celebración
de una TERCERA SUBASTA
la misma se llevará a efecto el
día 3 DE FEBRERO DE 2016,
A LAS 9:15 DE LA MAÑANA, en
la oficina antes mencionada del
Alguacil que suscribe. El precio mínimo para la TERCERA
SUBASTA será de $28,500.00,
equivalentes a la mitad (1/2) del
tipo mínimo estipulado para la
PRIMERA subasta. Si se declarase desierta la tercera subasta
se dará por terminado el procedimiento, pudiendo adjudicárse
al acreedor la finca aquí antes
descrita, dentro de los diez (10)
días siguientes, si así lo estimare
conveniente, por la totalidad de
la cantidad adeudada si ésta fuera igual o menor al monto del tipo
mínimo de la tercera subasta, y
abonándose dicho monto a la
cantidad adeudada si ésta fuere
mayor. (Art. 221, Ley Hipotecaria
y del Registro de la Propiedad,
30 L.P.R.A. §2721)
Para
conocimiento de la parte demandada y de toda aquella persona
o personas que tengan interés
inscrito con posterioridad a la
inscripción del gravamen que se
está ejecutando, y para conocimiento de todos los licitadores y
el público en general, el presente
Edicto se publicará por espacio
de dos (2) semanas consecutivas, con un intervalo de por lo
menos siete días entre ambas
publicaciones, en un diario de
circulación general en el Estado
Libre Asociado de Puerto Rico y
se fijará además en tres (3) lugares públicos del Municipio en que
ha de celebrarse dicha venta, tales como la Alcaldía, el Tribunal
y la Colecturía. Se le advierte, a
todos los interesados que todos
los documentos relacionados
con la presente acción de ejecución de hipoteca, así como
de la subasta, estarán disponibles para ser examinados en la
Secretaría del Tribunal durante
las horas laborales. EXPIDO, el
presente EDICTO, en Carolina,
Puerto Rico, hoy día 8 de julio de
2015. Samuel Gonzalez Isaac,
División de Subastas Tribunal de
Primera Instancia Sala Superior
de Carolina.
TENCIA POR EDICTO.
A: CHRISTIAN
MUÑOZ MELENDEZ
(Nombre de las parles a las que se
le notifican la sentencia por edicto)
EL SECRET ARIO(A) que suscribe le notifica a usted que 15 de
diciembre de 2015 ,este Tribunal
ha dictado Sentencia, Sentencia
Parcial o Resolución en este
caso, que ha sido debidamente
registrada y archivada en autos
donde podrá usted enterarse
detalladamente de los términos
de la misma. Esta notificación se
publicará una sola vez en un periódico de circulación general en
la Isla de Puerto Rico, dentro de
los 10 días siguientes a su notificación. Y, siendo o representando usted una parte en el procedimiento sujeta a los términos de
la Sentencia, Sentencia Parcial
o Resolución, de la cual puede
establecerse recurso de revisión
o apelación dentro del término
de 30 días contados a partír de
la publicación por edicto de esta
notificación, dirijo a usted esta
notificación que se considerará
hecha en la fecha de la publicación de este edicto. Copia de esta
notificación ha sido archivada en
los autos de este caso, con fecha de 18 de diciembre de 2015.
En CAGUAS , Puerto Rico, el 18
de diciembre de 2015. CARMEN
ANA PEREIRA ORTIZ, Secretaria. IRIS GONZALEZ RUIZ, Secretaria Auxiliar.
LEGAL NOTICE
Estado Libre Asociado de Puerto
Rico TRIBUNAL GENERAL DE
JUSTICIA Tribunal de Primera
Instancia Sala Superior de VEGA
BAJA.
UNITED STATES
DEPARTMENT OF
AGRICULTURE RURAL
DEVELOPMENT A/C/C
LA ADMINISTRACION
DE HOGARES DE
AGRICULTORES
Demandante v.
ADOLFO ANIBAL
FRES COLON, SU
ESPOSA ELSA IRIS
LOPEZ RIVERA y LA
SOCIEDAD LEGAL DE
BIENES GANANCIALES
COMPUESTA POR
AMBOS
Demandado(a)
Civil: CD2015-450. Sobre: COLEGAL NOTICE
BRO DE DINERO EJECUCION
Estado Libre Asociado de Puerto DE HIPOTECA VIA ORDINARIA.
Rico TRIBUNAL GENERAL DE NOTIFICACiÓN DE SENTENCIA
JUSTICIA Tribunal de Primera POR EDICTO.
A: ADOLFO ANIBAL
Instancia Sala Superior de CAGUAS.
FRES COLON,SU
BANCO POPULAR DE
PUERTO RICO
ESPOSA ELSA IRIS
LOPEZ RIVERA y LA
Demandante v.
SOCIEDAD LEGAL DE
CHRISTIAN MUÑOZ
BIENES GANANCIALES
MELENDEZ y su esposa
COMPUESTA POR
YAIRA MILAGROS NUÑEZ
AMBOS; URB LA
ROSARIO
ESPERANZA CALLE 15
Demandado(a)
BLOQUE O 9 VEGA ALTA
Civil: ECD2015-0850. SALA:
PR 00692 Y EN: URB.
703. Sobre: COBRO DE DINERO. NOTIFICACiÓN DE SEN- MIRAFLORES 319 CALLE
Legal Notice
25 BAYAMON PR 00957
(Nombre de las partes a las que se
le notifican la sentencia por edicto)
EL SECRETARIO(A) que suscribe le notifica a usted que 10 de
noviembre de 2015 ,este Tribunal
ha dictado Sentencia, Sentencia
Parcial o Resolución en este
caso, que ha sido debidamente
registrada y archivada en autos
donde podrá usted enterarse
detalladamente de los términos
de la misma. Esta notificación
se publicará una sola vez en un
periódico de circulación general
en la Isla de Puerto Rico, dentro
de los 10 días siguientes a su
notificación. Y, siendo o representando usted una parte en el
procedimiento sujeta a los términos de la Sentencia, Sentencia
Parcial o Resolución, de la cual
puede establecerse recurso de
revisión o apelación dentro del
término de 30 días contados a
partir de la publicación por edicto
de esta notificación, dirijo a usted esta notificación que se considerará hecha en la fecha de la
publicación de este edicto. Copia de esta notificación ha sido
archivada en los autos de este
caso, con fecha de 16 de diciembre de 2015. En VEGA BAJA ,
Puerto Rico, el 16 de diciembre
de 2015. MARíA DEL C. CANCEL RIOS, Secretaria. LlLLlAN
MERCADO RIVERA, Secretaria
Auxiliar.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA CENTRO
JUDICIAL DE CAROLINA SALA
SUPERIOR.
BANCO POPULAR DE
PUERTO RICO
Parte Demandante VS
CARLOS MIGUEL LACEN
MANSO T/C/C CARLOS
M. LACEN MANSO Y
SU ESPOSA MARISOL
MERCADO MARTINEZ
Y LA SOCIEDAD LEGAL
DE GANANCIALES
CONSTITUIDA POR
ESTOS
Parte Demandada
CIVIL NUM.: FCD2011-1314
SALON NÚM.: 406 SOBRE ACCION CIVIL DE: COBRO DE DINERO Y EJECUCION DE HIPOTECA POR LA VIA ORDINARIA
AVISO DE SUBASTA.
A: CARLOS MIGUEL
LACEN MANSO T/C/C
CARLOS M. LACEN
MANSO Y SU ESPOSA
MARISOL MERCADO
MARTINEZ Y LA
SOCIEDAD LEGAL
DE GANANCIALES
CONSTITUIDA POR
ESTOS; Y AL PUBLICO
EN GENERAL:
El que suscribe, Alguacil del
Tribunal de Primera Instancia,
Sala Superior, Centro Judicial de
Carolina, Carolina, Puerto Rico,
hago saber a la parte demandada, al PUBLICO EN GENERAL; y
26
a los siguientes gravámenes posteriores: ESTADOS UNIDOS DE
AMERICA: A cuyo favor aparece
un Embargo anotado en el Libro
de Embargos Federales número
6, en la página 139, asiento 4, se
encuentra presentado el día 9 de
septiembre de 2013, con el número de notificación 957549213,
embargo contra Carlos Miguel
Lacen Manso y Marisol Mercado
Martínez, seguro social XXX-XX3844, por la suma de $11,939.78.
No podemos precisar si el titular
y el embargado es la misma persona. ESTADOS UNIDOS DE
AMERICA: A cuyo favor aparece
un Embargo anotado en el Libro
de Embargos Federales número
6, en la página 139, asiento 5, se
encuentra presentado el día 9 de
septiembre de 2013, con el número de notificación 957548613,
embargo contra Carlos M. Lacen
Manso, seguro social XXX-XX3844, por la suma de $25,570.03.
No podemos precisar si el titular
y el embargado es la misma persona. Que en cumplimiento del
Mandamiento de Ejecución de
Sentencia expedido el día 14 de
abril de 2014, por la Secretaria
del Tribunal, procederé a vender
y venderé en pública subasta
y al mejor postor la propiedad
que se describe a continuación:
URBANA: Solar radicado en la
Urbanización Alturas de Parque
Ecuestre del barrio Canovanillas
de Carolina, Puerto Rico, que se
describe en el plano de urbanización, con el número, área y
colindancias que se relacionan
a continuación: Solar número
34 del bloque C, con un área
de 286.00 metros cuadrados.
En lindes por el NORTE, en una
distancia de 22.00 metros, con el
solar número 33 del bloque C de
la urbanización; por el SUR, en
una distancia de 22.00 metros,
con el solar número 35 del bloque C de la urbanización; por el
ESTE, en una distancia de 13.00
metros con la calle número 2 de
la urbanización y por el OESTE,
en una distancia de 13.00 metros
con los solares número 40 y número 41 del bloque C de la Urbanización. Enclava edificación.
Inscrita al folio 217 del tomo
1202 de Carolina, Registro de la
Propiedad de Carolina, Sección
Segunda, finca número 51,637.
El producto de la subasta se
destinará a satisfacer al demandante hasta donde alcance, la
SENTENCIA dictada a su favor,
el día 18 de diciembre de 2013,
en el presente caso civil, a saber
la suma de $107,816.81 rebajada mediante plan de pagos a la
suma de $105,047.81, reducida nuevamente mediante plan
de pago a la suma principal de
$104,906.70 de principal, más
intereses al 7.50% anual desde
el día 1ro. de enero de 2013,
más la suma de $11,408.00, por
concepto de honorarios de abogado y costas autorizadas por
el Tribunal, más las cantidades
que se adeudan mensualmente
a partir del día 1ro. de febrero
de 2013, por concepto de seguro hipotecario, cargos por
demora, más cualesquiera otros
adelantos que se hagan en vir-
The San Juan Daily Star
Monday, December 28, 2015
tud de la escritura de hipoteca.
La venta de la referida propiedad se verificará libre de toda
carga o gravamen que afecte la
mencionada finca, excepto los
gravámenes aquí antes mencionados, a cuyo efecto se notifica
y se hace saber la fecha, hora y
sitio de la PRIMERA, SEGUNDA
y TERCERA subasta, si esto
fuera necesario, a los efectos
de que cualquier persona o personas con algún interés puedan
comparecer a la celebración de
dicha subasta. La adjudicación
se hará al mejor postor, quien
deberá consignar el importe de
su oferta en el acto mismo de la
adjudicación, en efectivo (moneda del curso legal de los Estados
Unidos de América), giro postal o
cheque certificado a nombre del
alguacil del Tribunal. LA PRIMERA subasta se llevará a efecto el
día 20 DE ENERO DE 2016, A
LAS 9:00 DE LA MAÑANA, en
la oficina del referido Alguacil,
localizada en el Centro Judicial
de Carolina, Carolina, Puerto
Rico. Que el precio mínimo fijado para la PRIMERA SUBASTA
es de $114,080.00. Que de ser
necesaria la celebración de una
SEGUNDA SUBASTA, la misma
se llevará a efecto el día 27 DE
ENERO DE 2016, A LAS 9:00
DE LA MAÑANA, en la oficina
antes mencionada del Alguacil
que suscribe. El precio mínimo
para la SEGUNDA SUBASTA
será de $76,053.33, equivalentes a dos terceras (2/3) partes
del tipo mínimo estipulado para
la PRIMERA subasta. Que de
ser necesaria la celebración
de una TERCERA SUBASTA,
la misma se llevará a efecto el
día 3 DE FEBRERO DE 2016,
A LAS 9:00 DE LA MAÑANA, en
la oficina antes mencionada del
Alguacil que suscribe. El precio mínimo para la TERCERA
SUBASTA será de $57,040.00,
equivalentes a la mitad (1/2) del
tipo mínimo estipulado para la
PRIMERA subasta. Si se declarase desierta la tercera subasta
se dará por terminado el procedimiento, pudiendo adjudicárse
al acreedor la finca aquí antes
descrita, dentro de los diez (10)
días siguientes, si así lo estimare
conveniente, por la totalidad de
la cantidad adeudada si ésta fuera igual o menor al monto del tipo
mínimo de la tercera subasta, y
abonándose dicho monto a la
cantidad adeudada si ésta fuere
mayor. (Art. 221, Ley Hipotecaria
y del Registro de la Propiedad,
30 L.P.R.A. §2721) Para conocimiento de la parte demandada
y de toda aquella persona o personas que tengan interés inscrito
con posterioridad a la inscripción
del gravamen que se está ejecutando, y para conocimiento de
todos los licitadores y el público
en general, el presente Edicto se
publicará por espacio de dos (2)
semanas consecutivas, con un
intervalo de por lo menos siete
días entre ambas publicaciones, en un diario de circulación
general en el Estado Libre Asociado de Puerto Rico y se fijará
además en tres (3) lugares públicos del Municipio en que ha
de celebrarse dicha venta, tales
como la Alcaldía, el Tribunal y la
Colecturía. Se le advierte a todos
los interesados que todos los documentos relacionados con la
presente acción de ejecución de
hipoteca, así como de la subasta, estarán disponibles para ser
examinados en la Secretaría de
este Tribunal, durante las horas
laborables. EXPIDO, el presente EDICTO, en Carolina, Puerto
Rico, hoy día 6 de julio de 2015.
Samuel Gonzalez ISaac, Alguacil Supervisor División de Subastas Tribunal de Primera Instancia
Sala Superior de Carolina.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA DE
CAGUAS.
FIRSTBANK
PUERTO RICO
Parte Demandante Vs.
CRUZ PAGAN MENDEZ,
SUCESION DE ANGEL
RODRIGUEZ RIVERA
Compuesta por Carlos
Manuel Rodríguez
Rodríguez, Ruth Enid
Rodríguez Rodríguez,
Kimberly Rodríguez
Pagan y Ángel M.
Rodríguez; JOHN DOE
Y RICHARD ROE como
posibles herederos
desconocidos;
DEPARTAMENTO
DE HACIENDA,
ADMINISTRACION
PARA EL SUSTENTO DE
MENORES Y CENTRO DE
RECAUDACION SOBRE
INGRESOS MUNICIPALES
31 L.P.R.A. S2785. Deberá notificar además a la representación
legal de la parte demandante, el
Lcdo. Wendell W. Colón Muñoz,
con oficina en el Condominio
Alcázar, Ofic. 201, Boulevard Miguel Pou en Ponce, Puerto Rico
y con dirección postal Apartado
7970, Ponce, Puerto Rico 00732.
En Caguas, Puerto Rico, a 14 de
diciembre de 2015. Carmen Ana
Pereira Ortiz, Secretaria.
LEGAL NOTICE
ESTADO LIBRE ASOCIADO DE
PUERTO RICO TRIBUNAL DE
PRIMERA INSTANCIA SALA DE
CAGUAS.
FIRSTBANK
PUERTO RICO
Parte Demandante Vs.
CRUZ PAGAN MENDEZ,
SUCESION DE ANGEL
RODRIGUEZ RIVERA
Compuesta por Carlos
Manuel Rodríguez
Rodríguez, Ruth Enid
Rodríguez Rodríguez,
Kimberly Rodríguez
Pagan y Ángel M.
Rodríguez; JOHN DOE
Y RICHARD ROE como
posibles herederos
desconocidos;
DEPARTAMENTO
DE HACIENDA,
ADMINISTRACION
PARA EL SUSTENTO DE
MENORES Y CENTRO DE
RECAUDACION SOBRE
INGRESOS MUNICIPALES
CASO NUM: ECD2015-0409
(802) SOBRE: EJECUCION DE
HIPOTECA Y COBRO DE DINERO POR LA VIA ORDINARIA
NOTIFICACION DE INTERPELACION Estados Unidos de América Presidente de los Estados
Unidos de América Estado Libre
Asociado de Puerto Rico.
CASO NUM: ECD2015-0409
(802) SOBRE: EJECUCION
DE HIPOTECA Y COBRO DE
DINERO POR LA VIA ORDINARIA NOTIFICACION DE INTERA: Carlos Manuel
PELACION Estados Unidos de
Rodríguez
Rodríguez
América Presidente de los EstaPor la presente se le notifica,
dos Unidos de América Estado
como miembro de la Sucesión
Libre Asociado de Puerto Rico.
de Ángel Rodríguez Rivera, se
A: CARLOS MANUEL ha presentado una solicitud de
RODRIGUEZ
interpelación judicial para que
sirva en el término de treinta (30)
RODRIGUEZ, como
aceptar o repudiar la hemiembro de la Sucesión días
rencia. Se le apercibe que si no
de Ángel Rodríguez
compareciera usted a expresarRivera
se dentro del término de treinta
Por la presente se le notifica, (30) días a partir de la presente
como miembro de la Sucesión notificación de la Interpelación
de Ángel Rodríguez Rivera, se Judicial en torno a la aceptación
ha presentado una solicitud de o repudiación de la herencia, se
interpelación judicial para que presumirá que ha aceptado la
sirva en el término de treinta (30) herencia del causante Ángel Rodías aceptar o repudiar la he- dríguez Rivera y por consiguienrencia. Se le apercibe que si no te, responderá por las cargas de
compareciera usted a expresar- dicha herencia conforme dispose dentro del término de treinta ne el Art. 957 del Código Civil,
(30) días a partir de la presente 31 L.P.R.A. S2785. Deberá notinotificación de la Interpelación ficar además a la representación
Judicial en torno a la aceptación legal de la parte demandante, el
o repudiación de la herencia, se Lcdo. Wendell W. Colón Muñoz,
presumirá que ha aceptado la con oficina en el Condominio
herencia del causante Ángel Ro- Alcázar, Ofic. 201, Boulevard Midríguez Rivera y por consiguien- guel Pou en Ponce, Puerto Rico
te, responderá por las cargas de y con dirección postal Apartado
dicha herencia conforme dispo- 7970, Ponce, Puerto Rico 00732.
ne el Art. 957 del Código Civil, En Caguas, Puerto Rico, a 14 de
diciembre de 2015. Carmen Ana el NORTE, en 35’6” equivalentes a 10.82 metros con paredes
Pereira Ortiz, Secretaria.
de bloque hacia el exterior; por
el SUR en 23’3” equivalentes a
LEGAL NOTICE
7.09 metros, con pared de bloESTADO LIBRE ASOCIADO DE ques hacia el exterior y en 12’3”
PUERTO RICO TRIBUNAL DE equivalentes a 3.73 metros con
PRIMERA INSTANCIA CENTRO pared de bloques hacia el exJUDICIAL DE CAROLINA SALA terior y puerta principal que da
SUPERIOR.
acceso al apartamento; por el
ROOSEVELT CAYMAN ESTE, en 39’ equivalentes a
11.89 metros con pared de horASSET COMPANY
migón y bloques que lo separa
Parte Demandante VS
del apartamento 5901 y en 15’7”
JUAN CORCHADO
equivalentes a 4.75 metros con
CUEVAS T/C/C JUAN pared de bloques hacia el exteCARLOS CORCHADO rior y escaleras; por el OESTE,
CUEVAS, SU ESPOSA en 54’10” equivalentes a 16.71
metros con pared medianera de
IVELIS COLON DE
que lo separa del aparJESUS T/C/C IVELISE hormigón
tamento 6101. Esta propiedad
COLON DE JESUS, Y está formada por sala, comedor,
LA SOCIEDAD LEGAL balcón, 3 dormitorios con closets,
cocina, 2 baños y área de lavanDE GANANCIALES
dería. Le corresponde 2 estacioCOMPUESTA POR
namientos identificados con el
AMBOS
mismo número del apartamento y
Parte Demandada
una participación de .0020036%
CIVIL NUM.: FCD2013-0164 406 en los elementos. Inscrita al folio
SALON NÚM.: SOBRE ACCION 135 del tomo 1415 de Carolina,
CIVIL DE: COBRO DE DINERO sección II de Carolina, finca núY EJECUCION DE HIPOTECA mero 58,718. Del Registro de la
POR LA VIA ORDINARIA AVISO Propiedad de Carolina, Sección
DE SUBASTA.
II, surge que la antes mencionaA: JUAN CORCHADO da propiedad aparece afecta al
CUEVAS T/C/C JUAN siguiente gravamen preferenCARLOS CORCHADO te: (a) Doral Bank: A cuyo favor
un Pagaré, por la suma
CUEVAS, SU ESPOSA aparece
de $131,120.00, intereses al
IVELIS COLON DE
7.25% anual y a vencer el 1 de
JESUS T/C/C IVELISE junio del año 2036, según consta
COLON DE JESUS, Y de la escritura #105, otorgada
San Juan, el 29 de mayo de
LA SOCIEDAD LEGAL en
2006, ante la Notario Adela SuriDE GANANCIALES
llo Gutiérrez, inscrito al folio 135
COMPUESTA POR
del tomo 1415 de Carolina, finca
AMBOS; Y AL PUBLICO #58,718, inscripción 2da. El producto de la subasta se destinará
EN GENERAL:
a satisfacer al demandante hasta
El que suscribe, Alguacil del
donde alcance, la SENTENCIA
Tribunal de Primera Instancia,
dictada a su favor, el día 4 de
Sala Superior, Centro Judicial
junio de 2013, en el presente
de Carolina, Carolina, Puerto
caso civil, a saber la suma de
Rico, hago saber a la parte de$30,789.20 - {231 Adeuda del
mandada, y al PUBLICO EN
Principal} de principal, más inGENERAL: y a el siguiente gratereses al 7.25% anual desde
vamen posterior: Autoridad para
el día 1ro. de octubre de 2011,
el Financiamiento de Vivienda: A
más la suma de $3,278.00, por
cuyo favor aparece unas Conconcepto de honorarios de abodiciones Restrictiva por 5 años
gado y costas autorizadas por
por la suma de $10,185.94, sin
el Tribunal, más las cantidades
intereses, y a vencer el 1 de
que se adeudan mensualmente
junio de 2017, según consta
a partir del día 1ro. de noviembre
de la escritura #837, otorgada
de 2011, por concepto de seguro
en San Juan, el 20 de junio de
hipotecario, cargos por demora,
2012, ante el Notario Héctor Luis
más cualesquiera otros adelanTorres Dávila, inscrito al folio
tos que se hagan en virtud de la
222 del tomo 1415 de Carolina,
escritura de hipoteca. La venta
finca #58,718, inscripción 4ta
de la referida propiedad se vey última. Que en cumplimiento
rificará libre de toda carga o gradel Mandamiento de Ejecución
vamen que afecte la mencionada
de Sentencia expedido el día 24
finca, excepto los gravámenes
de marzo de 2014 - {250 Fecha
aquí antes mencionados, a cuyo
mandamiento}, por la Secretaria
efecto se notifica y se hace saber
del Tribunal, procederé a vender
la fecha, hora y sitio de la PRIy venderé en pública subasta
MERA, SEGUNDA y TERCERA
y al mejor postor la propiedad
subasta, si esto fuera necesario,
que se describe a continuación:
a los efectos de que cualquier
URBANA: Propiedad Horizontal:
persona o personas con algún
Balcones de Monte Real, situado
interés puedan comparecer a la
en la carretera estatal #853 en el
celebración de dicha subasta.
barrio Canovanillas del término
La adjudicación se hará al mejor
municipal de Carolina, Puerto
postor, quien deberá consignar
Rico, apartamento #6001. Está
el importe de su oferta en el acto
localizado en el edificio “G”, piso
mismo de la adjudicación, en
primero. Consta de un área suefectivo (moneda del curso legal
perficial de 1,217.60 pies cuade los Estados Unidos de Amédrados, equivalentes a 113.16
rica), giro postal o cheque certimetros cuadrados. Colinda por
ficado a nombre del alguacil del
Tribunal. LA PRIMERA subasta
se llevará a efecto el 20 DE ENERO DE 2016, A LAS 10:15 DE LA
MAÑANA, en la oficina del referido Alguacil, localizada en el Centro Judicial de Carolina, Carolina,
Puerto Rico. Que el precio mínimo fijado para la PRIMERA SUBASTA es de $32,780.00. Que
de ser necesaria la celebración
de una SEGUNDA SUBASTA,
la misma se llevará a efecto el
día 27 DE ENERO DE 2016, A
LAS 10:15 DE LA MAÑANA, en
la oficina antes mencionada del
Alguacil que suscribe. El precio mínimo para la SEGUNDA
SUBASTA será de $21,853.34,
equivalentes a dos terceras (2/3)
partes del tipo mínimo estipulado
para la PRIMERA subasta. Que
de ser necesaria la celebración
de una TERCERA SUBASTA
la misma se llevará a efecto el
día 3 DE FEBRERO DE 2016,
A LAS 10:15 DE LA MAÑANA,
en la oficina antes mencionada
del Alguacil que suscribe. El
precio mínimo para la TERCERA
SUBASTA será de $16,390.00,
equivalentes a la mitad (1/2) del
tipo mínimo estipulado para la
PRIMERA subasta. Si se declarase desierta la tercera subasta
se dará por terminado el procedimiento, pudiendo adjudicarsele
al acreedor demandante la finca objeto de la presente acción
aquí antes descrita, dentro de los
diez (10) días siguientes a la celebración de la subasta desierta,
si así lo estimare conveniente,
por la totalidad de la Sentencia
dictada a favor de dicho acreedor demandante si ésta fuere
igual o menor al monto del tipo
mínimo de la tercera subasta, y
abonándose dicho monto a la
cantidad adeudada si ésta fuere
mayor. (Art. 221, Ley Hipotecaria
y del Registro de la Propiedad,
30 L.P.R.A. §2721). Para conocimiento de la parte demandada
y de toda aquella persona o personas que tengan interés inscrito
con posterioridad a la inscripción
del gravamen que se está ejecutando, y para conocimiento de
todos los licitadores y el público
en general, el presente Edicto se
publicará por espacio de dos (2)
semanas consecutivas, con un
intervalo de por lo menos siete
días entre ambas publicaciones,
en un diario de circulación general en el Estado Libre Asociado
de Puerto Rico y se fijará además
en tres (3) lugares públicos del
Municipio en que ha de celebrarse dicha venta, tales como la Alcaldía, el Tribunal y la Colecturía.
Se le advierte a todos los interesados que todos los documentos
relacionados con la presente
acción de ejecución de hipoteca,
así como de la subasta, estarán
disponibles para ser examinados
en la Secretaría de este el Honorable Tribunal, durante las horas
laborables. EXPIDO, el presente
EDICTO, en Carolina, Puerto
Rico, hoy día 6 de julio de 2015.
Samuel Gonzalez Isaac, Alguacil
División de Subastas Tribunal de
Primera Instancia Sala Superior
de Carolina.
Monday, December 28, 2015
The San Juan Daily Star
Boxing Superstardom and the Puerto Rican Fighter
By J. Dax
S
uperstardom is defined as “a person, as a performer or
athlete, who enjoys wide recognition, is esteemed for exceptional talent, and is eagerly sought after for his or her
services.”
Puerto Rico, is a small Island in the Caribbean whose beautiful beaches, exotic wildlife, delicious cuisine, and exciting
night life attracts over 4 million tourists each year. Aside from
its natural commodities Puerto Rico is known for producing
another attraction with the same power of captivating people
once they lay eyes on them for the first time; that is the Puerto
Rican Fighter.
It can be argued that Puerto Rico is one of the greatest
boxing countries in the world, which has a produced a world
champion in just about every weight class in boxing. In fact, since 1959 Puerto Rican boxers have held a world title in at least one
weight division in every decade.
These are just numbers, but there is something about the
Puerto Rican fighter that brings a fire and an excitement to the
sport that even casual fight fans are left in awe and wanting
more.
Puerto Rican fighters are recognized and respected worldwide. Ask any casual fight fan to name a great Puerto Rican
fighter and many will spit out a name just as fast as they would
any American Fighter. A world title match that features a Puerto Rican fighter produces some of the highest arena attendance,
TV ratings, and Pay Per View sales. On November 11th, 1979
Wilfred “El Radar” Benitez and “Sugar” Ray Leonard slugged
it out for a sold out crowd of 4,600 at the Caesars Palace Sports
Pavilion. On September 18th, 1999, in a fight labeled “The Fight
of the Millennium”, Oscar Del Hoya and Felix “Tito” Trinidad
set a record for sales (for a non-heavyweight fight), with 1.4 million buys; a record which stood for eight years. As of recent, on
April 11th 2015, Danny Garcia Vs Lamont Peterson bought in an
average of 2.9 million viewers, which made it the most watched
television fight in 17 years.
What is it about the Puerto Rican Fighter that have fight fans
rushing to get tickets for a seat in the arena or planning “fight
parties” with as much detail and dedication as a quinceañera or
a major life event (at least I do)?
Was it a chance to witness the Radar like accuracy and defensive skills of Wilfredo Benitez which earned him the fight
names of “El Radar” and the “bible of boxing”? The flamboyant
ring entrances coupled with the hand speed and footwork of
Hector “Macho” Camacho that often left opponents chasing or
punching air. Or the thunderous punching power of Felix”Tito”
Trinidad, Wilfredo “bazooka” Gomez and Edwin “Chapo” Rosario that when connected, put most opponents to sleep and left
fans thirsting for more. Maybe it is the grace and beauty of Miguel Cotto’s footwork and combination punching, which can be
compared to the way a fine artist wields a paint brush in order
to create a modern art masterpiece. A talent that left most of his
opponents looking like one of Picasso’s abstract paintings; just
ask Antonio Margarito.
The skills of the Puerto Rican fighter are shared by many
fighters. All great fighters possess an elite combination of agility,
speed, accuracy, and punching power that set them above the
rest and earn them the label of prize fighters.
But what may set Puerto Rican fighters apart from other
prize fighters is the pride of the fighter and what they represent. I will argue that the Puerto Rican fighter, more so the any
other fighter possess not only the skill to make him a superstar,
but the personal attributes that most people can relate to and
respect. Puerto Ricans value hard work, tradition, pride in your
country, and humbleness. All of these attributes can be seen in
the Puerto Rican fighter. This pride is exhibited by wearing the
Puerto Rican flag somewhere on their trunks or in another piece
of clothing on their way to the ring. The way the fighter stands
upright and proud when the Puerto Rican anthem is being sung.
A pride that won’t let him go down because he knows he fights
not only for himself, but for the people of Puerto Rico. The hard
work the fighter puts in preparation for the fight and during
the fight which allows him to achieve victory. The humbleness
and sportsmanship that the fighter displays not only in victory
but also in defeat. These attributes are not inherent solely to the
Puerto Rican fighter. There are many champions in the history
of boxing from all over the world that share these same qualities,
but it definitely can be found in just about every champion of
Puerto Rican decent.
Even the new faces of Puerto Rican boxing are being recognized by many not only for the talent they possess but they
also by the manner in which they conduct their business. Danny
“swift” Garcia quickly became a star attraction for fight fans.
With his wins over notable opposition such as Amir Khan, Lucas Mathysse, and Lamont Peterson, Garcia is at the cusp of
bruary.
City are third in the Premier League after
the Boxing Day fixtures, behind leaders Leicester and second-placed Arsenal.
They started the season well, quickly establishing themselves as favorites with five consecutive wins during which they did not concede
a goal.
But their form since has been patchy and
momentum has slowed, with last Monday’s 2-1
defeat at title rivals Arsenal their fifth defeat of
the campaign.
Pellegrini says he is not unduly concerned
and insists staying in touch with the leaders is
all that matters at this stage of the campaign.
“I think it’s very important to be involved,
as we are now, at the end of January,” he said.
“If you can be leaders before then that is
better, but I think you need to be there on the
last day of January. Then, in the last three months, you can win the title.”
Sports
boxing Superstardom. Puerto Rico’s latest sensation, Felix Verdejo is starting to become of favorite amongst boxing analyst
and fight fans alike. If he counties to give thrilling performances
and conduct himself the way he has lately, it won’t be long before
his revered in “superstardom land” like his predecessors.
Boxing was and still is the hard working man’s sport. A
sport where blue collar workers across the world can see their
personal attributes in the fighters they root for; blood, sweat and
sacrifice. There is no denying the greatness of Adrien Broner and
Guillermo Ringondeaux; just to name a few. They possess great
boxing talent and are respected world champions in their own
right. But, Broner’s disrespect towards opponents, coupled with
unjust arrogance, and Guillermo’s reluctance to commit to an action fight, leaves a bad taste in the mouths of fights fans. Therefore, the superstardom they seek eludes them. Championships are
earned by the fighter, but fighters are elevated to superstardom
by the fans that root for them.
Fight fans know when most Puerto Rican fighters step
into the ring they are going to get the best of the fighter, every
fight. The fighter is going to produce a notable entertaining fight
filled with skill, action, respect for their opponent, and respect
for the sport of boxing. It is not only the wins and championships that rally most fight fans around Puerto Rican fighters. It is
the consistency of their conduct, the humbleness of their persona, and the class in which they approach their craft that makes
them stand out in the minds of most fight fans.
Pellegrini Wants Man City to Launch Their Title Assault in February
M
anuel Pellegrini wants his Manchester City team to be in prime position
to launch their title charge from Fe-
27
City travel to Leicester on Tuesday for the
big clash.
Sports
28
Monday, December 28, 2015
The San Juan Daily Star
Chris Paul, Blake Griffin Frustrated with Struggling Clippers
By AJ Neuharth-Keusch
A
ccording to point guard Chris Paul,
things may be worse than they seem
for the Los Angeles Clippers.
After their 107-97 loss to the underperforming Houston Rockets -- the team that
knocked them out of the Western Conference semifinals last season -- Paul expressed his
disappointment with his team’s performance
this season.
“We’re not a team that anybody needs to
be worried about, I’ll tell you that. Not right
now,” Paul said via the Orange County Register. “We still have a lot of work to do. Being
how our team was last year, we’re behind as
far as figuring out that trust.”
After being defeated by the Oklahoma
City Thunder a week ago the Clippers once
again showed why they have failed to live up
to the high preseason expectations, oftentimes
looking lethargic and uninterested with the
task at hand.
“We have to be better than this,” forward
Blake Griﬃn said according to the Register. “We are better than this, and we’re not
showing it.”
Looking at the numbers, it’s clear that
their high-powered oﬀensive approach that
has been successful in years past hasn’t been
firing on all cylinders.
2014-15 statistics - Points: 106.7, opponent
points: 100.1, point diﬀerential: +6.6, oﬀensive eﬃciency: 109.8, defensive eﬃciency:
103.0, field goal percentage: 47.3%, three-point
percentage: 37.6%, assists: 24.8, steals: 7.8, rebounds: 42.6
2015-16 statistics - Points: 102.4, opponent
points: 101.2, point diﬀerential: +1.2, oﬀensive eﬃciency: 103.9, defensive eﬃciency:
101.7, field goal percentage: 45.6%, three-point
percentage: 34.1%, assists: 22.8, steals: 7.2, rebounds: 42.6
In addition to their struggles as a team,
much of the Clippers’ misfortune can be attributed to the individual play of the newly
acquired Paul Pierce, Lance Stephenson and
Josh Smith.
With over a quarter of the season in the
books, and with the Warriors way out in front
in the West and teams like the San Antonio
Spurs and Oklahoma City Thunder not too
far behind, the clock is quickly ticking in Los
Angeles.
Cincinnati Bengals vs Denver Broncos: Different Paths to Playoffs About To Snap
T
he Cincinnati Bengals (11-3) can
clinch the AFC North title and earn
a first-round bye in the playoﬀs with
a victory against the Denver Broncos (10-4)
in the Monday night matchup. The Bengals
have lost eight in a row on the road versus
the Broncos, but they are 6-1 straight up
and 7-0 against the spread in their last seven away from home overall. The Broncos
are just 1-4 ATS in their past five as favorites
and can also clinch a playoﬀ berth with a
win over Cincinnati.
Why the Bengals can cover the spread
The Bengals not only have performed
extremely well away from home, but they
also upset Denver 37-28 as 3.5-point home
underdogs in Week 15 last year. In that
game, Broncos quarterback Peyton Manning threw a season-high four interceptions, including one that was returned for a
touchdown in the final minutes to seal the
Osweiler or Manning? How About Both?
By Mike Florio
A
s the Broncos “start from scratch” in
their eﬀort to identify a starting quarterback for tonight’s game against the
Bengals, the overriding question is whether it
will be Brock Osweiler or Peyton Manning.
Here’s a thought: Why not both?
The Cardinals did it back in 2007, and rotating Matt Leinart and Kurt Warner worked
for the Cardinals until Leinart, who wasn’t
thrilled with the arrangement, suﬀered a
season-ending broken collarbone.
It’s unclear whether rotating Osweiler and
Manning would make the Denver oﬀense
better. Based on their individual performances this year, it can’t get a whole lot worse.
Until he exited the lineup with a foot
injury, the Broncos thrived under Manning
not because of him but in spite of him. With
victory.
Defensively, Cincinnati should be able
to put pressure on Manning’s replacement
Brock Osweiler, who has struggled in
the last two games after winning his first
three starts. Osweiler is also dealing with
a shoulder injury and could be a hit or two
away from leaving the game, which could
be trouble since Manning is still not ready
to return.
Why the Broncos can cover the spread
Regardless of his recent play, Osweiler
has four more starts under his belt than
Bengals quarterback A.J. McCarron, who
has looked shaky at best since taking over
under center for the injured Andy Dalton.
While McCarron was fairly eﬃcient in a 2414 road win against the San Francisco 49ers,
he only threw for 192 yards and got the ball
to All-Pro wide receiver A.J. Green only one
time.
Green was held without a catch in last
year’s meeting, and it is hard to imagine
Cincinnati staying competitive here if that
somehow happens again. Denver will also
be a much more hostile environment than
Santa Clara was for McCarron, as he could
see a repeat of his two-interception performance against the Pittsburgh Steelers from
three weeks ago when he relieved Dalton
after he got hurt in that game.
Smart pick
This is a huge game for both teams and
will probably come down to quarterback
play and how each of them deal with the
opposing defense. Osweiler has more experience in this spot and will have the added
benefit of playing on his home field, something that obviously was not the case at
Pittsburgh. He still had a solid game despite
losing to the Steelers and will bounce back
as the Broncos win and cover the spread.
Osweiler, a promising start has devolved
into an oﬀense that can’t score points in the
second half. So with no real rhythm under
either guy, why not swap them back and forth?
It would be unconventional, to say the
least. But the disparity in the styles of the two
quarterbacks would impose maximum pressure on an opposing defense forced to prepare not for either of them but for both of them.
And it would be strangely coincidental,
to say the least, to see Peyton Manning’s
NFL career (or at least his career in Denver)
end with the same up-down approach that
highlighted the last year of his chief rival
Tom Brady’s college career.
Surely, neither Osweiler nor Manning
would like the approach — and we won’t
need sources close to either guy to confirm
that as part of a “Sunday splash” report that
morphs into an unintended belly smacker.
But the alternative for one of the two guys
will be to not play at all.
And the tactic could end up giving the
oﬀense the kind of spark it needs, with coach
Gary Kubiak displaying the kind of flexibility and creativity that could cement Denver’s
postseason berth, and that also could propel
the Broncos deeper into the postseason than
they’d get by using either guy exclusively.
The San Juan Daily Star
Games
29
Monday, December 28, 2015
Sudoku
How to Play:
Fill in the empty fields with the numbers from 1
through 9.
Sudoku Rules:
Every row must contain the numbers from 1
through 9
Every column must contain the numbers from 1
through 9
Every 3x3 square must contain the numbers from
1 through 9
Crossword
Wordsearch
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S
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I
F
A
R
T
H
E
R
D
E
D
C
Abbey
Convenes
Griefs
Toddlers
Adept
Crumbs
Herded
Trying
Advising
Crust
Lutes
Twang
Airiest
Curious
Papas
Typhoid
Along
Dense
Pedantic
Vises
Arrivals
Elbows
Pieces
Wagers
Arrow
Endive
Rends
Yokel
Atoms
Fading
Resign
Bingo
Farther
Scrawls
Birches
Forty
Snaring
Cables
Freezing
Suffixes
Canny
Genus
Swing
Answers on page 30
30
The San Juan Daily Star
Monday, December 28, 2015
HOROSCOPE
Aries
(Mar 21-April 20)
Anger management is critical. Someone who has been
wearing on your nerves will say something that throws
you into a rage. Lashing out will make you look unreasonable. It could also get you in trouble with the authorities. You have to find a healthier outlet for your emotions.
Brisk exercise can have a calming influence. Go to the gym
or join a sports team.
Libra
(Sep 24-Oct 23)
Giving up at the first sign of trouble will cause people
to lose faith in you. If you’re going to be successful,
you have to be willing to make sacrifices. There’s a
chance you’ll fail a few times before achieving prominence. That’s better than never trying at all. Bitter
people are those who took the easy way out. Instead
of joining their ranks, keep pressing forward.
Taurus
(April 21-May 21)
Scorpio
Gemini
(May 22-June 21)
Sagittarius
Stirring the pot will create great resentment. Keep
silent when listening to a heated argument. Adding
your two cents will make people even angrier. You’d
love nothing more than heap scathing remarks on an
enemy. If you do this, your own reputation will be
undermined. Remember the spirit of the festive season and promote peace. This will feel counterintuitive, but sometimes it’s best to ignore your instincts.
You feel an overwhelming urge to destroy disappointing work. Resist this temptation. There are many
good things that can be salvaged. Take some time
away from this venture and turn your focus to mundane chores. Once you finish your duties, you’ll have
a radically diﬀerent perspective. When you return to
your project, you’ll see there was a method to your
madness.
Cancer
(June 22-July 23)
(Oct 24-Nov 22)
It’s important to learn from your past mistakes. If you
have lofty goals, think how you can achieve them
practically. This may mean buying less expensive
materials, lengthening the deadline or lowering your
standards. A prominent backer could step forward
after seeing a stripped down prototype. Pattern your
behaviour after someone who has an impressive
track record.
(Nov 23-Dec 21)
Pushing yourself past the breaking point will be cause
for regret. In the past, you were able to snap back from
demanding projects. That’s not the case now, when your
emotional reserves are low. Do the bare minimum. If anyone dares complain, defend yourself with a long list of
accomplishments. Recently, you’ve been doing the work
of three people. Maintaining this momentum will be impossible.
Capricorn
(Dec 22-Jan 20)
You’re very dangerous when crossed. If you discover someone has been disloyal, remain calm. Destroying their property will get you in trouble with the
authorities. It’s better to let their behaviour speak for
itself. Very few people will want to do business with
someone so treacherous. It’s possible you’ll be asked
for an apology. Don’t feel pressured to accept lame
excuses.
Putting up a fight just for the sake of challenging authority is a waste of energy. Sometimes it’s best to go
with the flow, if only to maintain your sanity. An exciting project is coming your way. You’ll want to fully focus on this worthy goal. If that means carrying
out a silly set of instructions, so be it. Coping with
a supervisor who is out of their depth might also be
necessary.
Leo
Aquarius
(July 24-Aug 23)
(Jan 21-Feb 19)
It’s tempting to rub someone’s nose in their mistakes.
You’ve repeatedly warned them about taking shortcuts and now they’re answering for their irresponsible behaviour. Gloating over their failure will make
you look petty and mean. Maintain a tactful silence
instead. If a nasty colleague tries to get you to say
something nasty about your colleague, don’t take the
bait.
If you wait too long to make a decision, you’ll miss
the boat altogether. When in doubt, flip a coin. Once
you choose a path, you’ll feel empowered. Instead of
taking cues from others, you’ll set the agenda. Your
forthright behaviour will be especially eﬀective in romance. Someone who admires your bravery will try
to win your heart. This could be the beginning of a
passionate love aﬀair.
Virgo Aug 24-Sep 23)
Pisces
Failing to assume responsibility for your actions will
damage your relationships. If someone criticises your
behaviour, resist the temptation to say you did your
best. Instead, listen carefully and acknowledge your
mistakes. Vow to do better and back up your words
with actions. Healing can only begin when individuals own up to their shortcomings, ask forgiveness
and strive for improvement.
(Feb 20-Mar 20)
Running at the first sign of trouble will create
setbacks. If you are going to fulfil your potential, it’s
important to challenge a bully. You’re too talented
to be suppressed by someone who feels threatened.
Confronting your tormentor in a public place will
cause them to shrivel up like a salted snail. People
who enjoy intimidating others are terrified of having
their methods exposed.
Answers to the Sudoku and Crossword
on page 29
The San Juan Daily Star
Monday, December 28, 2015
Herman
Speed Bump
Frank & Ernest
BC
Scary Gary
Wizard of Id
For Better or for Worse
Cartoons
31 comics
Ziggy
Monday, December 28, 2015
The San Juan Daily Star
32
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