Growing Our Future Your Winter 2015 Credit Union Newsletter What will you do with YOUR 1% cash back? All this year, you can receive 1% cash back instantly (up to $500) when you let Classic FCU refinance your auto loan from another financial institution. Bring us your existing auto loan or fill out our short online form to find out how much we can save you - and how much you will get back in CASH! We’ll kick you back 1% of your refinanced loan on-the-spot, up to $500! It’s like getting money back for doing nothing more than taking advantage of this offer! Call or scan the code below today to see how much you can get back! take my son to opening day! Members Jim & Susie refinanced $41,000 in loans with Classic to give them $410 cash back instantly: CAR #1 -> $15,000 LOAN = $150 CASH BACK + CREDIT CARD -> $25,000 LOAN = $250 CASH BACK + PERSONAL LOAN -> $1000 LOAN = $10 CASH BACK $410 cash back to jumpstart their 2015 savings plan! $300 to join a gym Life is better at donate to my favorite charity *The cash back is paid based on 1% of the total loan amount ($5000 minimum), not including any additional loan dollars toward ancillary products (Guaranteed Asset Protection [GAP], Mechanical Breakdown Protection [MBP]). The cash back will be deposited into your Classic FCU savings account within three business days of the loan funding. Maximum cash back amount is $500 per household. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. Promotion to include only loans refinanced from other financial institutions. Promotion excludes real estate loans and student loans. Offer ends December 31, 2015. Christmas Card WINNER Mom was right! Research shows that covering your nose with a scarf while in chilly temps could help protect against colds! WINTER WEATHER We would like to congratulate Kelsey Thoroughman, Age 6. Kelsey was the winner of our “Design Our Christmas Card” Contest. We were so proud to be able to use Kelsey’s artwork as our official Classic FCU Christmas Card for the 2014 Holiday season. Keep an eye on our website, Facebook page and youth newsletters to find out how your little artist can enter for the 2015 contest! Black Friday Toy Collection Once again, we are humbled by the donations that our members made during our Black Friday Toy Collection! We truly are “people helping people.” Thanks to your generosity, we were able to help provide a magical Christmas to several local families. Rates at a Glance Savings Rates: Yield Rate Regular Savings 0.03% 0.03% 12 mo Certificate** 0.35% 0.35% CLOSINGS In the event of a Level 3 snow emergency or other hazardous weather conditions, the Credit Union office will be closed. For any other serious weather conditions, please like us on Facebook or watch our website for hours updates or closing information. In all instances, we will make every attempt to make sure all up to date financial information is available through the ATM network. Auto Loans as low as 1.99%APR* Home Equity Line of Credit as low as 3.99%APR* *APR – Annual Percentage Rate. Rates and terms subject to change without notice. Contact credit union for complete details. **Minimum amount $250 to open Certificate. Certificate will follow published 12 month term Share Certificate Rate. Financial Condition Assets: $37,14 7,113 Members: 559 0 As of 12 /31/14 UGLY SWEATER CONTEST WAS Beautiful Thank you to all of our members who voted in our offices and on our Facebook page in our Ugly Christmas Sweater Contest! It was a fun day for all! It takes only seconds to become the victim of financial fraud. Take a minute to visit our website and view a special message from NCUA on how to protect yourself against fraud, scams and cyber threats. CREDIT UNION SCHOLARSHIPS The Credit Union is once again offering scholarships to Credit Union members. One is available through the Cincinnati Chapter of the Ohio Credit Union League. The other is available locally through Classic FCU. Pick up an application at any Classic FCU branch or download and print one at www.classicfcu.org. Deadlines are early, so inquire soon! TAX REFUND INFORMATION If you wish to receive your tax refund more quickly, consider direct deposit of your refund into your Classic Federal Credit Union account! Use the following routing and transit number for deposit: 242276388. Get smart by transferring multiple credit card balances to a Classic FCU Visa Card. You’ll pay off sooner with one manageable monthly payment! Life is better at Telephone: (513) 753-4141 Fax: (513) 753-7808 Toll Free: (800) 753-3688 E-Mail: [email protected] www.classicfcu.org Amelia Office 39 Oak Street P.O. Box 488 Amelia, Ohio 45102 Mt. Orab Branch 623 West Main Street P.O. Box 550 Mt. Orab, Ohio 45154 ANNUAL MEETING and Board of Directors Election Please plan to join us for the Classic FCU Annual Meeting & dinner! When: Wednesday, January 28, 2015 Where: St. Bernadette School Cafeteria, 1453 Locust Lake Road, Amelia, Ohio 45102 Time: 5:30 p.m. PRESRT STD U.S. Postage Do You “Like” Us? PAID YLS Scan with your Smartphone to go to our facebook page. Federally Insured By NCUA Memorial Day Monday, May 25th Call our Loan Specialists at (513) 753-7808 TODAY! Expecting a tax refund? Bring it to us and we can help you maximize your tax refund by turning it into a car! We'll help you find the best deal! We are all about solutions and are looking forward to helping put you behind the wheel of a new or used vehicle. Monday, February 16th Presidents Day Martin Luther King Jr. Day Monday, January 19th Bring us your tax refund and get the car you need NOW! HOURS HOLIDAY T! IVER’S SEA R D E H T IN PUT YOU IC S S A L C LET