1. Healthcare

2015 PLAN YEAR BENEFITS | FOR YOU AND YOUR FAMILY
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Dear Fellow Employee,
CPSI is dedicated to providing a comprehensive and competitive benefits package for you
and your family. Having the resources and programs available to help you maintain a
work/life balance is important to our organization.
Our benefit plans have been intentionally designed to provide you a full range of coverage
and protection for your short and long-term needs. We offer our employees medical, dental,
pharmacy, and vision programs focused on prevention. Our insurance and wellness plans
are uniquely designed to cover a full range of services including free preventive care, toprated provider networks and savings accounts to help pay for out-of-pocket expenses.
Our insurance programs provide a full range of services to help you get back on track in the
event of an illness or injury and help preserve your income. You will have an opportunity to
purchase life insurance, accident insurance, critical illness insurance, and a new Hospital
Indemnity Plan as your individual circumstances dictate.
We are pleased to offer all eligible members one-on-one personal and confidential
enrollment meetings with licensed and knowledgeable Benefits Educators from Enrollment
Advisors. Please schedule a time to make an appointment with a Benefits Educator at
www.enrollappointments.com/CPSI to review your benefit options, ask any questions you may
have, and complete your enrollment on the spot. Please take a few minutes to review the
guide and the benefit options we proudly offer to you.
Sincerely,
BOYD DOUGLAS
President and Chief Executive Officer
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BENEFITS FOR YOU AND YOUR FAMILY
CPSI is pleased to announce our 2015 benefits
program, which is designed to help you stay
healthy, feel secure, and maintain a work/life
balance. Offering a rich benefits package is just
one way we strive to provide our employees with a
rewarding workplace. Please read the information
provided in this guide carefully. For full details
about our plans, please refer to the summary plan
descriptions.
BENEFITS AVAILABLE DURING OPEN
ENROLLMENT
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Medical Insurance
Flexible Spending Account Plan
Dental Insurance
Hospital Indemnity Plan
Vision Insurance
Accident Insurance
Short-Term Disability
Long-Term Disability
Life Insurance
Optional Critical Illness
has permanent legal custody.
WHEN AND HOW DO I ENROLL?
We have Benefits Educators with Enrollment
Advisors available on site and through the
Enrollment Call Center to meet one-on-one with
each eligible employee. These knowledgeable,
trained Benefits Educators will answer questions
about the benefits program, help you choose your
benefit options, and assist you with completing the
enrollment process.
You may schedule your enrollment appointment
online or by telephone. To schedule your
enrollment appointment online, go to www.
enrollappointments.com/CPSI. If you do not have
internet access, please contact the Enrollment
Advisors Enrollment Center at (877) 759-7667 to
schedule your appointment. All eligible employees
are required to complete the enrollment process
even if you do not wish to make any changes to
your benefits.
OTHER CPSI BENEFITS INCLUDED IN
WHEN IS MY COVERAGE EFFECTIVE?
THIS GUIDE
Your coverage is effective the first of the month
after 30 days of employment.
• Symbol Onsite Clinic
• Virgin Pulse
WHO IS ELIGIBLE?
All regular employees scheduled to work at least
20 hours per week (30 hours per week for BCBS)
are eligible to participate in the CPSI benefits
program. Eligible employees may also enroll their
legal spouse (as recognized by Alabama statute)
and dependent children (married or unmarried).
A dependent child may be the natural child,
stepchild, legally adopted child, child placed for
adoption, or other child for whom the employee
CHANGING COVERAGE DURING THE
YEAR
You can change your coverage during the year
when you experience a qualified change in
status, such as marriage, divorce, birth, adoption,
placement for adoption, or loss of coverage. The
change must be consistent with the event. For
example, if your dependent child no longer meets
eligibility requirements, you can drop coverage
only for that dependent.
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HEALTH REIMBURSEMENT ACCOUNT (HRA)
One of your medical plan options is a Health Reimbursement Account (HRA). An HRA has an employer
contribution that may be used for deductibles, coinsurance, and copays. In this plan, CPSI will add $250
to your HRA account each year; $500 will be added each year if you have any dependents (spouse and/
or child{ren}) covered. Your HRA gives you the opportunity to manage your health care expenses in
partnership with CPSI. If employment ends, you cannot take the balance of your account with you.
Your HRA is designed to pay your physician or hospital directly on your behalf.
FLEXIBLE SPENDING ACCOUNT (FSA)
The Flexible Spending Account (FSA) plan allows you to set aside pre-tax dollars to cover qualified expenses
you would normally pay out of your pocket with post-tax dollars. The plan is comprised of a health care
spending account and a dependent care account. You pay no federal or state income taxes on the
money you place in an FSA.
Health Care Flexible Spending Account
The health care flexible spending account is available for any team member, spouse or dependent child
and may be used for any health, dental, and vision expenses not reimbursed by any other benefit plans.
These expenses include deductibles, copays, coinsurance, dental services, eyeglasses, contact lenses,
Lasik eye surgery, orthodontics for adults and children, hearing aids, chiropractor, some diabetic supplies,
medical equipment, and other out-of-pocket costs.
Dependent Care Flexible Spending Account
The dependent care flexible spending account allows
you to set aside pre-tax dollars for dependent care
expenses, such as day care, preschool, after-school
care, or elder care for qualified dependents. If you are
married, both you and your spouse must be employed
full-time in order to participate in this tax savings plan.
HOW AN FSA WORKS:
• Choose a specific amount of money to contribute
each pay period, pre-tax, to one or both
accounts during the year. Budget according
to your and your family’s typical health care and
dependent care spending.
• The amount is automatically deducted from your
pre-tax pay at the same level each pay period.
IMPORTANT RULES TO KEEP IN MIND:
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The IRS has a strict “use it or lose it” rule. If you do not use the full amount in your FSA, you will
lose any remaining funds.
You have until March 15, 2016, to use your FSA funds for services rendered in 2015.
Once you enroll in the FSA, you cannot change your contribution amount during the year unless you experience a qualifying life event.
You cannot transfer funds from one FSA to another.
MAXIMUM ANNUAL ELECTION
Health Care FSA: $2,550
Dependent Care FSA: $5,000 married filing jointly / $2,500 single or married filing separately
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MEDICAL INSURANCE
CPSI offers employees two plan options: The Traditional Plan and Health Reimbursement Account (HRA)
Plan. The following chart is a brief outline of the plan. Employees have two levels of benefits with the plan:
BCBS In-Network: You receive this level of benefit when the service provider is contracted with BCBS.
BCBS Out-of-Network (Non-PPO) Facility or Physician: You receive this level of benefit when using a facility
or physician not contracted with Blue Cross.
Please refer to the summary plan description for complete plan details.
MEDICAL BENEFITS OVERVIEW
Benefits
Traditional (Blue Cross Blue Shield)
HRA (Blue Cross Blue Shield)
Lifetime Maximum
Unlimited
Unlimited
Plan Year Deductible
$500 ($1,500 per family)
In-Network: $500 ($1,000 per family)
Out-of-Network: $1,000 ($2,000 per family)
Out-of-Pocket Maximum (Includes all copays,
$900 ($2,700 per family)
Certain benefits pay at 100% of the allowed
amount thereafter.
In-Network: $1,000 ($2,000 per family)
Out-of-Network: No out-of-pocket maximum
In-Network: 100% of the allowed amount, subject
to a $25 facility copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
In-Network: 100% of the allowed amount, subject
to a $25 facility copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 90% of the allowed amount,
subject to the calendar year deductible
100% of the allowed amount, no
deductible, subject to a $25 facility copayment
for mental health and substance abuse
90% of the allowed amount, subject to the innetwork calendar year deductible for mental
health and substance abuse
Emergency Room – Accident
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 100% of allowed amount, no
deductible within 72 hours of accident; 80% after
72 hours
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 90% of the allowed amount,
subject to the calendar year deductible when
services are rendered within 72 hours of the
accident; after 72 hours 70% of the allowed
amount, subject to the calendar year deductible
Outpatient diagnostic lab, X-ray, and
pathology
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Outpatient dialysis, IV therapy,
chemotherapy, and radiation therapy
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
deductibles, and coinsurance with the exception
of prescriptions)
Outpatient Surgery (Including ambulatory
surgical centers)
Emergency Room – Medical Emergency
Services billed by the facility for an
emergency room visit when the patient’s
condition does not meet the definition of
a medical emergency (including any lab
and X-ray exams and other diagnostic
tests associated with the emergency
room fee)
In-Network: 80% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Outpatient hospital services or supplies
not listed above
In-Network: 80% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Office visits, consultations, and
psychotherapy
In-Network: 100% of the allowed amount, no
deductible, subject to a $15 copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 100% of the allowed amount, no
deductible, subject to a $30 copayment
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
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Benefits
Traditional (Blue Cross Blue Shield)
HRA (Blue Cross Blue Shield)
Emergency Room Physician
In-Network: 100% of the allowed amount, no
deductible, subject to a $15 copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
100% of the allowed amount, subject to a $15
copayment for mental health and substance
abuse
In-Network: 100% of the allowed amount, subject
to a $30 copayment
90% of the allowed amount, subject to the innetwork calendar year deductible for mental
health and substance abuse
Out-of-Network: 100% of the allowed amount,
subject to the calendar year deductible, and a
$30 copayment
90% of the allowed amount, subject to the innetwork calendar year deductible for mental
health and substance abuse
Surgery, second surgical opinion, and
anesthesia for a covered service
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Maternity care
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Inpatient visits
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible;
80% of the allowed amount, no deductible or
copayment for mental health and substance
abuse
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Inpatient consultations by a specialty provider
(limited to one consult per specialist per stay)
In-Network:100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible;
80% of the allowed amount, no deductible or
copayment for mental health and substance
abuse
In-Network: 90% of the allowed amount, subject
to the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Diagnostic lab, X-rays, and pathology
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject to
the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Chemotherapy and radiation therapy
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject to
the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Psychological testing
In-Network: 100% of the allowed amount, no
deductible or copayment
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject to
the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
Allergy testing and treatment
In-Network: 80% of the allowed amount, subject to
the calendar year deductible
Out-of-Network: 80% of the allowed amount,
subject to the calendar year deductible
In-Network: 90% of the allowed amount, subject to
the calendar year deductible
Out-of-Network: 70% of the allowed amount,
subject to the calendar year deductible
2015 BI-WEEKLY RATES-TRADITIONAL
Tier
Amount
Employee
$60.00
Family
$125.00
2015 BI-WEEKLY RATES-HRA PLAN
Tier
Amount
Employee
$27.50
Family
$70.00
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Prescription drugs can be
dispensed up to a maximum
90-day supply. Refills of
prescriptions are allowed
after 75% of the allowed
amount of the previous
prescription has been used
(for example, 23 days into a
30-day supply).
PRESCRIPTION DRUG PLAN OVERVIEW
You automatically receive prescription drug coverage through Medco when
you enroll for medical insurance. The chart below is a brief outline of the
plan.
Please refer to the summary plan description for complete plan details.
Traditional (Blue Cross Blue Shield)
Service or Supply
Prescription Generic Drugs
Brand Name Drugs
In-Network
Out-of-Network
Plan pays 80% of the allowed
amount
80% of the allowed amount,
subject to the calendar year
deductible
Plan pays 80% of the allowed
amount, subject to calendar year
deductible
80% of the allowed amount,
subject to the calendar year
deductible
HRA
Service or Supply
Prescription Generic Drugs
Brand Name Drugs
In-Network
Out-of-Network
$5 Copay
Not covered
$30 Copay
($60 Copay for non-preferred
brand)
Not covered
HOSPITAL INDEMNITY PLAN
Unum’s Group Hospital Indemnity Insurance can complement your health insurance to help you pay for the
costs associated with a hospital stay. It can also provide funds for the out-of-pocket expenses your medical
plan may not cover, such as co-insurance, co-pays and deductibles. You may also purchase coverage for
your spouse and dependent children.
Employees must be a U.S. citizen or legally authorized to work in the U.S. to receive coverage. Spouses and
dependents must live in the U.S. to receive coverage.
This information is not intended to be a complete description of the insurance coverage available. The
policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations
which may affect any benefits payable. For complete details of coverage and availability, please refer to
Policy form GHI-1, or contact your Unum representative.
THIS IS A LIMITED POLICY
This coverage is a supplement to health insurance. It is not a substitute for comprehensive health insurance and does not qualify as minimum essential health coverage.
Underwritten by: Unum Life Insurance Company of America, Portland, Maine
Unum complies with state civil union and domestic partner laws when applicable.
unum.com
©2014 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.
CU-9732 (10-14)
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VISION INSURANCE
CPSI offers vision insurance through Humana VisionCare. The plan deducts from your pay before any
federal income or FICA taxes are withdrawn, which makes your taxable wage base lower so you would pay
less tax.
Service
In-Network Benefits
Out-of-Network
Lenses - one pair per year
-Single
-Bifocal
-Trifocal
-Lenticular
Fully covered after $20 Materials
Copayment
Allowances per 12 months ($25
Single; $40 Bifocal; $60 Trifocal; $100
Lenticular)
Frames - one every two
years
Fully covered after $20 Materials
Copayment
$45 allowance every 12 months
$150 retail allowance if elective;
Covered in full if medically necessary
after $20 Materials Copay
$150 retail allowance if elective; $210
if medically necessary
Discounted services available
None
Contact Lenses
LASIK Surgery
Coverage Tier
Monthly Rate
Employee Only
$9.40
Employee Only - Exam Only*
No Charge
Employee + Family
$25.10
*This coverage includes one exam every 12 months,
but does not include any discounts on frames or lenses
ADDITIONAL DISCOUNTS:
You also receive a 20% discount on a second pair
of glasses and a 15% discount on professional
service fees for elective contact lenses when ordering
from one of the Humana network eye doctors.
DENTAL INSURANCE
CPSI offers a dental plan through Blue Cross Blue Shield of Alabama. The chart below is a brief outline of
the plan.
DENTAL BENEFITS OVERVIEW
Plan Feature
Dental Benefit
Deductible
$25 per member per year (maximum of 3 deductibles
per family each year)
Calendar Year Maximum (1/1-12/31)
$1,000
Diagnostic & Preventive
Routine oral exams
X-rays
Cleanings
Covered at 100%, with no deductible
Basic Services
Fillings
Extractions
Oral surgery
Periodontal treatment
Root canal therapy
Covered at 100%, subject to the deductible
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Major Services
Crowns, inlays & onlays
Gold fillings
Replacement or installation of dentures, partials, or bridgework
Covered at 50%, subject to the deductible
Periodontic (Gum Disease)
Covered at 80%, subject to the deductible
Orthodontics
Braces
Covered at 50%, subject to a per member lifetime
deductible of $25. Lifetime maximum of $1,500. Age
19 and under.
GROUP LIFE INSURANCE
This life insurance plan provides financial protection for you and your beneficiaries
by paying a benefit in the event of your death. The amount your beneficiaries
receive is based on the amount of coverage in effect just prior to the date of
your death according to the terms and provisions of the plan. You also have the
opportunity to elect coverage for your dependents.
Other features
of the
Life Insurance Plan:
• Accelerated Benefit
• Conversion
• Portability
Employee Maximum Benefits
Spouse Maximum Benefits
Children Maximum Benefits
The lesser of 5x annual earnings or
$500,000
The lesser of 100% of your amount
of insurance or $100,000*
The lesser of 100% of your amount
of insurance or $10,000
* Note: The amount of your spouse’s life insurance will reduce by the same percentage and at the same
time your life insurance reduces.
ACCIDENT INSURANCE
Unum’s Accident Insurance can pay benefits based on the injury you receive and the treatment you
need, including emergency-room care and related surgery. The benefit can help offset the out-of-pocket
expenses that medical insurance does not pay, including deductibles and co-pays. Family coverage is
available.
Employees must be a U.S. citizen or legally authorized to work in the U.S. to receive coverage. Spouses and
dependents must live in the U.S. to receive coverage.
This information is not intended to be a complete description of the insurance coverage available. The
policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations
which may affect any benefits payable. For complete details of coverage and availability, please refer to
policy form GA-1 or contact your Unum representative.
See schedule of benefits for a full list of covered injuries and treatments.
THIS IS A LIMITED POLICY
Underwritten by: Unum Life Insurance Company of America, Portland, Maine
Unum complies with state civil union and domestic partner laws when applicable.
unum.com
©2014 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.
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GROUP CRITICAL ILLNESS INSURANCE
Unum’s Group Critical Illness Insurance can help protect your finances from the expense of a serious health
problem, such as a stroke or heart attack. Cancer coverage is also available. You choose a lump-sum
benefit up to $50,000 that’s paid directly to you at the first diagnosis of a covered condition. You can use
the benefit any way you choose. You can use this coverage more than once. If you receive a full benefit
payout for a covered illness, your coverage can be continued for the remaining covered conditions.
The diagnosis of a new covered illness must occur at least 90 days after the most recent diagnosis. Each
condition is payable once per lifetime.
Employees must be a U.S. citizen or legally authorized to work in the U.S. to receive coverage. Spouses and
dependents must live in the U.S. to receive coverage.
This information is not intended to be a complete description of the insurance coverage available. The
policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations
which may affect any benefits payable. For complete details of coverage and availability, please refer to
policy form CI-1, or contact your Unum representative.
THIS IS A LIMITED POLICY
Underwritten by: Unum Life Insurance Company of America, Portland, Maine
Unum complies with state civil union and domestic partner laws when applicable.
unum.com
©2014 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.
CU-9732 (10-14)
SHORT-TERM DISABILITY INSURANCE
Unum’s Short Term Disability Insurance can pay you a percentage of your gross weekly earnings (up to the
maximum allowed by your plan) if you are unable to work for a few weeks or months due to an illness or
injury —or childbirth. It can help you cover your expenses and protect your finances at a time when you’re
not getting a paycheck and have extra medical bills. The amount of benefit you receive from the plan may
be reduced or offset by income from other sources. You can take advantage of affordable group rates and
your cost is conveniently deducted from your paycheck.
Employees must be a U.S. citizen or legally authorized to work in the U.S. to receive coverage. Spouses and
dependents must live in the U.S. to receive coverage.
This information is not intended to be a complete description of the insurance coverage available. The
policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations
which may affect any benefits payable. For complete details of coverage and availability, please refer
to policy form C.FP-1 et al., or contact your Unum representative for specific provisions and details of
availability.
Underwritten by: Unum Life Insurance Company of America, Portland, Maine
Unum complies with state civil union and domestic partner laws when applicable.
unum.com
©2014 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.
CU-9732 (10-14)
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ID
YER-PA
EMPLO
T
BENEFI
LONG-TERM DISABILITY INSURANCE
CPSI provides Long-Term Disability Insurance to all eligible employees. Unum’s Long Term Disability Insurance
can pay you a percentage of your gross monthly earnings (up to the maximum allowed by your plan) if you
become ill or injured and can’t work for an extended period. It can help you pay your bills and protect your
finances at a time when you have extra medical costs but don’t get a paycheck. The amount of benefit
you receive from the plan may be reduced or offset by income from other sources — such as Social Security
Disability Insurance. The length of time you can receive benefits is based on your age when you become
disabled.
Employees must be a U.S. citizen or legally authorized to work in the U.S. to receive coverage. Spouses and
dependents must live in the U.S. to receive coverage.
This information is not intended to be a complete description of the insurance coverage available. The
policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations
which may affect any benefits payable. For complete details of coverage and availability, please refer
to policy form C.FP-1 et al., or contact your Unum representative for specific provisions and details of
availability.
Underwritten by: Unum Life Insurance Company of America, Portland, Maine
Unum complies with state civil union and domestic partner laws when applicable.
unum.com
©2014 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.
CU-9732 (10-14)
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CPSI WELLNESS
CPSI promotes wellness through offering the Symbol Onsite Clinic and participating in Virgin Pulse. Both benefits are
explained in the following two sections.
SYMBOL ONSITE CLINIC
For more
information about
Symbol Onsite Clinic,
visit
www.symbolhealth.
com/symbol-clinic.
CPSI offers healthcare through the Symbol Onsite Clinic, paid for by CPSI and
free for all employees, their spouse, and dependents who are covered under
CPSI’s BCBS plans. Employees can conveniently make appointments with
medical practitioners for a routine checkup or basic care. The onsite clinic
offers employees enhanced convenience while promoting employee wellness.
The onsite clinic also provides assistance for employees who desire to change
and sustain changes in their lifestyle behaviors.
VIRGIN PULSE
Virgin Pulse is an engaging employee program not only for physical wellness but also for financial security,
a healthy family life, and social connections. Virgin Pulse encourages a long-term high quality of life by
engaging and inspiring employees to stay active and healthy.
Virgin Pulse: Programs That People Can Love
Virgin Pulse offers:
o Fun, social programs that touch every part of life
oCompetitions
o Friends and family for support
oChallenges
o Daily engagement
o
Promotions & Contests
o
Connections with Friends
o
Recognition
o
Gadgets
o Real-time analytics so you know what’s going on and
what’s changing
o A place for it all to be centralized and simplified to make use easy
To create a new account, go to www.join.virginpulse.com/cpsi.
NEXT STEPS
Schedule an appointment with a Benefits Educator at enrollappointments.com/CPSI. Please have your
dependent & beneficiary information (SSNs, date of birth) with you at your enrollment session.
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IMPORTANT TELEPHONE NUMBERS & WEBSITES
Benefit
Carrier
Phone Number
Website
Accident Insurance
Unum
800-633-5597
www.unum.com/employees
Critical Illness Insurance
Unum
800-633-5597
www.unum.com/employees
Dental Insurance
Blue Cross and Blue Shield of
Alabama
800-544-0865
www.bcbsal.com
Flexible Spending
Account
Discovery Benefits
866-451-3399
www.discoverybenefits.com
Long-Term Disability
Insurance
Unum
866-779-1054
www.unum.com/employees
Hospital Indemnity Plan
Unum
800-633-7479
www.unum.com/employees
Blue Cross and Blue Shield of
Alabama
800-292-8868
www.bcbsal.com
Medical Insurance
Onsite Clinic
Short-Term Disability
Insurance
Vision Insurance
Wellness Program
Symbol Onsite Clinics
Main Campus:
251-459-6450
Festival Center:
251-300-8907
www.symbolhealth.com
Unum
866-779-1054
www.unum.com/employees
Humana
866-537-0229
www.HumanaVisionCare.com
Virgin Pulse
866-852-6898
www.virginpulse.com
The information in this guide should in no way be construed as a promise or guarantee of employment or benefit coverage. Pricing, underwriting, plan specifics and all other
product features are solely that of the Insurance Company and not Enrollment Advisors, LLC. If there is a conflict between the information in this guide and the actual plan
document or policies, the documents or policies will always govern. Complete details about the benefits can be obtained by reviewing current plan descriptions, contracts,
certificates, policies and plan documents available from the Benefits Department.
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6600 Wall Street
Mobile, AL 36695