1. No category

VISA INTERCHANGE APRIL 2015
CPS Retail Credit
CPS Retail Debit
U.S. Regulated
CPS/Retail Prepaid
CPS Small Ticket Credit
CPS Small Ticket Debit
CPS/Small Ticket Prepaid
CPS/Small Ticket Regulated
CPS Rewards 1
CPS Rewards 2
CPS Retail Key Entry Credit
CPS Retail Key Entry Debit
CPS/Retail Key Entry Prepaid
CPS Retail 2/Emg Market Credit
CPS Retail 2/Emg Market Debit
CPS/Retail 2 Debit Cap
CPS/Retail 2 Prepaid
CPS/Retail 2 Prepaid Cap
EIRF Credit
EIRF Debit
Electronic Debit Cap
Electronic Prepaid
CPS Card Not Present Credit
CPS Card Not Present Debit
CPS/ Card Not Present Prepaid
CPS E-Commerce Basic Credit
CPS E-Commerce Basic Debit
CPS/E-Commerce - Basic Prepaid
CPS E-Commerce Preferred Credit
CPS E-Commerce Preferred Debit
CPS/E-Commerce - Preferred Prepaid
Domestic Sales Credit
Domestic Sales Debit
Standard Prepaid
CPS Charity CR
CPS Restaurant Credit
CPS Restaurant Debit
CPS/Restaurant Prepaid
Interregional Regulated Debit
SIP Credit Supermarket
CPS Supermarket Debit
CPS Supermarket Debit Cap
1.51%
0.80%
0.05%
1.15%
1.65%
1.55%
1.60%
0.05%
1.65%
1.95%
1.80%
1.65%
1.75%
1.43%
0.65%
0.00%
0.65%
0.00%
2.30%
1.75%
0.00%
1.80%
1.80%
1.65%
1.75%
1.80%
1.65%
1.75%
1.80%
1.60%
1.75%
2.70%
1.90%
1.90%
1.35%
1.54%
1.19%
1.15%
0.05%
1.22%
0.00%
0.00%
$0.10
$0.15
$0.22
$0.15
$0.04
$0.04
$0.05
$0.22
$0.10
$0.10
$0.10
$0.15
$0.20
$0.05
$0.15
$2.00
$0.15
$2.00
$0.10
$0.20
$0.95
$0.20
$0.10
$0.15
$0.20
$0.10
$0.15
$0.20
$0.10
$0.15
$0.20
$0.10
$0.25
$0.25
$0.05
$0.10
$0.10
$0.15
$0.22
$0.05
$0.30
$0.30
Chip Full Data
Chip Full Data-Visa Electron
Chip Full Data with PIN
Chip Full Data with PIN-Visa Electron
CPS/Passenger Transport Card Present-Credit
CPS Pass Transport 1 Credit
CPS/Passenger Transport Card Present-Debit
CPS Pass Transport 1 Debit
CPS/Passenger Transport Card Present-Prepaid
CPS/Passenger Transport Card Not Present-Credit
CPS/Passenger Transport Card Not Present-Debit
CPS/Passenger Transport Card Not Present-Prepaid
CPS Pass Trans E-com Credit
CPS Pass Trans E-Commerce Debit
CPS/E-Comm Preferred Passenger Transport Prepaid
CPS Service Station Credit
CPS/Retail Service Station Credit Cap
CPS Service Station Debit
CPS/Retail Service Station Debit Cap
CPS/Retail Service Station Prepaid
CPS/Retail Service Station Prepaid Cap
CPS Auto Fuel Dispenser Credit
CPS/Automated Fuel Dispenser Credit Cap
CPS Auto Fuel Dispenser Debit
CPS/AFD Debit Cap
CPS/Automated Fuel Dispenser Prepaid
CPS/Automated Fuel Dispenser Prepaid Cap
Electronic Credit
Electronic Prepaid Fuel
Electronic Prepaid Fuel Cap
US VSP Fuel
Visa Signature Preferred Fuel
Utility Credit
Utility Debit
Utility - Business Card
Visa Utility Business Debit and Prepaid
CPS Hotel CP Credit
CPS Hotel CP Debit
CPS Car Rental CP Credit
CPS Car Rental CP Debit
CPS/Hotel Card Present Prepaid
CPS/Car Rental Card Present Prepaid
1
1.10%
1.10%
1.10%
1.10%
1.70%
1.70%
1.19%
1.70%
1.15%
1.70%
1.70%
1.75%
1.70%
1.60%
1.75%
1.15%
0.00%
0.80%
0.00%
1.15%
0.00%
1.15%
0.00%
0.80%
0.00%
1.15%
0.00%
0.00%
1.80%
0.00%
1.15%
0.00%
0.00%
0.005
0.005
0.00%
1.54%
1.19%
1.54%
1.19%
1.15%
1.15%
$0.10
$0.10
$0.10
$0.15
$0.15
$0.10
$0.15
$0.20
$0.10
$0.15
$0.20
$0.25
$1.10
$0.15
$0.95
$0.15
$0.95
$0.25
$1.10
$0.15
$0.95
$0.15
$0.95
$1.10
$0.20
$0.95
$0.25
$1.10
$0.75
$0.65
$1.50
$1.50
$0.10
$0.10
$0.10
$0.10
$0.15
$0.15
VISA INTERCHANGE APRIL 2015
CPS/ Supermarket Prepaid
CPS/ Supermarket Prepaid Cap
CPS/E-Commerce Preferred - Hotel Prepaid
CPS Car E-Commerce CP Debit
CPS/E-Commerce Preferred -Car Rental Prepaid
CPS Hotel CNP Credit
CPS Car Rental CNP Credit
CPS Hotel E-Commerce - Credit
CPS Hotel E-Commerce CP Debit
CPS Car Rental E-com - Credit
CPS Hotel CNP Debit
CPS Car Rental CNP Debit
Credit - Pass Transport Credit
Credit - Con Non PT Credit
Credit - Commercial Non PT
Credit - Con MOTO/eCom
Credit Voucher - Debit Card
Credit - Pass Transport Debit
Credit - Con Non PT Debit
Business Retail
US Corporate Card Present
US Purchasing Card Present
Business card-Card Present Debit
Business CNP
Corporate CNP
Purchasing CNP
Business card-Card Not Present Debit
Business B2B
Corporate B2B
Purchasing B2B
Business Level II
Corporate Level II
Purchasing Level II
Business Electronic - non T&E
Corporate Electronic - non T&E
Purchasing Electronic - non T&E
Business Electronic - T&E
Corporate Electronic - T&E
Purchasing Electronic - T&E
US Purchasing Standrd w/Data
US Corporate Card Standard with Data
Corporate Card Non-Travel Level III
Purchasing Card Level III
1.15%
0.00%
1.75%
1.70%
1.75%
1.54%
1.54%
1.54%
1.70%
1.54%
1.70%
1.70%
2.33%
1.76%
2.35%
2.05%
0.00%
2.07%
1.31%
2.20%
2.50%
2.50%
1.70%
2.25%
2.65%
2.65%
2.45%
2.55%
2.10%
2.55%
2.05%
2.05%
2.05%
2.40%
2.95%
2.95%
2.40%
2.75%
2.75%
2.95%
2.95%
1.85%
1.85%
$0.15
$0.35
$0.20
$0.15
$0.20
$0.10
$0.10
$0.10
$0.15
$0.10
$0.15
$0.15
$0.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
CPS/Hotel Card Not Present Prepaid
CPS/Car Rental Card Not Present Prepaid
Business Standard T&E
Corporate Standard - T&E
Purchasing Standard - T&E
Signature Preferred - Retail
Signature Preferred - Card Not Pres
Signature Preferred - B2B
Signature Preferred - Electronic T&E
Signature Preferred - Stnd non T&E
Signature Preferred - Standard T&E
Visa Signature Preferred Standard Cap
Intl Signature Preferred
Visa Infinite Retail
Visa Infinite CNP
Visa Infinite B2B
Visa Infinite Fuel
Visa Infinite Fuel Cap
Visa Infinite Electronic
Visa Infinite Standard
Visa Infinite Standard Fuel CAP
Signature Business card-Retail
Signature Business card-Level 2
Signature Business card Card Not Present
Signature Business card-Business to Business
Signature Business card-Electronic-Other
Signature Business card-Electronic Travel
Signature Business card-Standard Other
Signature Business card-Standard Travel
Business Enhanced card-Retail
Business Enhanced card- Business to Business
Business Enhancement card-Non-Travel Service Lvl 2
Business Enhanced card- Card Not Present
Business Enhanced card-Electronic Other
Business Enhanced card- Electronic Travel
Business Enhanced card-Standard Other
Business Enhanced card-Standard Travel
Purchasing card-Large Purchase Advantage 1
Purchasing card-Large Purchase Advantage 2
Purchasing card-Large Purchase Advantage 3
Purchasing card-Large Purchase Advantage 4
Purchasing Large Ticket Prepaid
GSA Large Ticket
2
1.75%
1.75%
2.95%
2.95%
2.95%
2.10%
2.40%
2.10%
2.40%
2.95%
2.95%
0.00%
1.97%
2.10%
2.40%
2.10%
1.15%
0.00%
2.40%
2.95%
0.00%
2.40%
2.05%
2.60%
2.40%
2.85%
2.85%
2.95%
2.95%
2.30%
2.25%
2.05%
2.45%
2.75%
2.75%
2.95%
2.95%
0.70%
0.60%
0.50%
0.40%
1.45%
1.20%
$0.20
$0.20
$0.20
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$1.10
$0.10
$0.10
$0.10
$0.25
$1.10
$0.10
$0.10
$1.10
$0.10
$0.10
$0.20
$0.10
$0.20
$0.20
$0.20
$0.20
$0.10
$0.10
$0.10
$0.15
$0.15
$0.15
$0.20
$0.20
$49.50
$52.50
$55.50
$58.50
$35.00
$39.00
VISA INTERCHANGE APRIL 2015
Purch Emerging Large Ticket
Corporate Card –Travel Service
Purchasing Card – Travel Service
Commercial Retail Prepaid
Commercial Card Not Present Prepaid
Commercial Standard Prepaid
GSA Government to Government
CPS/Debit Tax Payment 1
Business card-Card Standard Debit
Business Standard non T&E
Corporate Standard - non T&E
Purchasing Standard - non T&E
CPS/Debt Repayment Cap
CPS/Debit Tax Payment 2 CAP
Credit Voucher GSA Purchasing NPT 1
Credit Voucher GSA Purchasing NPT 2
Credit Voucher GSA Purchasing NPT 3
Credit Voucher GSA Purchasing NPT 4
Credit Voucher GSA Purchasing NPT 5
Credit Voucher Non-GSA Purchasing NPT1
Credit Voucher Non-GSA Purchasing NPT2
Credit Voucher Non-GSA Purchasing NPT3
Credit Voucher Non-GSA Purchasing NPT4
Credit Voucher Non-GSA Purchasing NPT5
Intl Electronic-Electon
Intl Standard - Electron
Intl Ecommerce - Electron
Intl Secure Ecommerce-Electron
Recurring Payment
CPS Acct Fund Debit
CPS/Account Funding Prepaid
1.45%
2.55%
2.55%
2.15%
2.65%
2.95%
1.65%
0.65%
2.95%
2.95%
2.95%
2.95%
0.00%
0.00%
2.35%
2.15%
2.00%
1.80%
1.80%
2.40%
2.30%
2.20%
2.00%
1.80%
1.10%
1.60%
1.44%
1.44%
1.43%
1.75%
1.80%
$35.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.15
$0.10
$0.20
$0.10
$0.10
$2.00
$2.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.05
$0.20
$0.20
Premium Card
Super Premium Card
Intl Signature
CPS/Debit Tax Payment 2
CPS/Debit Tax Payment 1 CAP
CPS/Debit Tax Payment 2 CAP
Debt Repayment Program
Intl Business
Intl Corporate
Intl Purchasing
Intl Electronic
Intl Standard
Infinite Card
Intl Full Chip / Intl Issuer Chip
Intl Issuer Chip
Intl Ecommerce
Intl Secure Ecommerce
Intl Full Chip Electron
Intl Issuer Chip Electron
CPS Acct Fund Credit
VS International Acquiring Fee
VS International Acquiring Fee-High Risk
ISA - Purchase
ISA - Cash
US IASF Multicurrency Cash
US IASF Multicurrency Purchase
VS US Straight Pass Through Tier1
VS US Straight Pass Through Tier2
VS US Straight Pass Through Tier3
VS US Straight Pass Through Tier4
VS US Straight Pass Through Tier5
VS US Purchasing Card Fleet
1.80%
1.97%
1.80%
0.65%
0.00%
0.00%
0.65%
2.00%
2.00%
2.00%
1.10%
1.60%
1.97%
1.20%
1.20%
1.44%
1.44%
1.20%
1.20%
2.14%
0.45%
0.90%
0.80%
0.40%
0.40%
1.20%
2.00%
1.30%
1.10%
0.95%
0.80%
2.50%
Additional Visa Association Charges:
Visa Card Assessment Fee
Fixed Acquirer Processing Fee
Var FANF fee
Transaction Integrity Fee
Variable Network Acquirer Processing Fee
Visa Acq Processing Fee Credit
Visa Acq Processing Fee Debit
$0.10
Per authorization
$0.0195
$0.0155
Credit .0013 gross volume Debit .0012 gross volume
Location Fee: based on number of locations and Merchant Category Code
Volume Fees: determined by card not present/fast food restaurant $ volumes
Visa Debit and Prepaid cards that do not meet CPS criteria
3
$0.15
$2.00
$2.00
$0.15
$0.10
$0.10
$35.00
$35.00
$35.00
$35.00
$0.10
MASTERCARD INTERCHANGE APRIL 2015
Merit 3 Credit
Merit 3 Debit
Small Ticket Debit
Enhanced Merit III Base
World Merit 3 Base
World Elite Merit 3
High Value Merit III Base 1
U.S. Regulated POS Debit
U.S. Regulated POS Debit w/ Fraud Adj
Regulated POS Debit Small Ticket
Regulated POS Debit Small Tkt w/Fraud Adj
Restaurant Debit
World Restaurant
World Elite Restaurant
High Value Restaurant
Key Entered Credit
Key Entered Debit
Key Entered prepaid
Enhanced Key Entered
World Key-Entered
World Elite Key Entered
High Value Key-Entered
Merit 1 Credit
Merit 1 Debit
Enhanced Merit I
High Value Merit 1
Merit 1 Prepaid
World Merit 1
World Elite Merit 1
Consumer Credit Core Value Standard
Cons Super Premium Standard
Domestic Sales Debit
Enhanced Standard
World Standard
World Elite Standard
High Value Standard
Consumer Charities Credit
Consumer Charities Credit - Override
Consumer Charities Debit
Consumer Charities Debit - Overide
Consumer Reg Charities - Override
1.58%
1.05%
1.55%
1.73%
1.77%
2.20%
2.20%
0.05%
0.05%
0.05%
0.05%
1.19%
1.73%
2.20%
2.20%
1.89%
1.60%
1.76%
2.04%
2.05%
2.50%
2.50%
1.89%
1.60%
2.04%
2.50%
1.76%
2.05%
2.50%
2.95%
1.98%
1.90%
2.95%
2.95%
3.25%
3.25%
2.00%
0.00%
1.45%
0.00%
0.00%
$0.10
$0.15
$0.04
$0.10
$0.10
$0.10
$0.10
$0.21
$0.22
$0.21
$0.22
$0.10
$0.10
$0.10
$0.10
$0.10
$0.15
$0.20
$0.10
$0.10
$0.10
$0.10
$0.10
$0.15
$0.10
$0.10
$0.20
$0.10
$0.10
$0.10
$0.25
$0.10
$0.10
$0.10
$0.10
$0.10
$0.00
$0.15
$0.00
$0.00
Payment Debit
Consumer P/T Debit
Prepaid Online Bill Pay
Convenience Purchases Credit
Convenience Purchases Tier 1
Enhanced Convenience Purchases Tier 1
World Convenience Purchases Tier 1
World High Value Convenience Purchases Tier 1
World Elite Convenience Purchases Tier 1
Enhanced Convenience Purchases
World Convenience
World Elite Convenience
High Value Convenience Purchases
Cons Super Premium Electronic
Consumer P/T Credit
Supermarket Credit
Supermarket Debit
Supermarket Debit Cap
Enhanced Supermarket Base
World Supermarket Base
World Elite Supermarket
High Value Supermarket Base
Business Supermarket
Business Enhanced Value Supermarket
Corporate Supermarket
Purchasing Supermarket
Fleet Supermarket
Comm Supermarket Business World
Comm Supermarket Business World Elite
Business Level 1 Supermarket
Business Level 3 Supermarket
Business Level 4 Supermarket
Warehouse Club Credit
Warehouse Club Debit
Warehouse Club Debit Cap
Enhanced Warehouse Base
World Warehouse Club Base
World Elite Warehouse
High Value Warehouse Base
Warehouse Base – World Elite Bus
Warehouse Base - World Corporate
4
0.19%
1.60%
0.00%
1.90%
1.35%
1.35%
1.45%
1.60%
1.60%
1.90%
2.00%
2.00%
2.00%
1.98%
1.75%
1.48%
1.05%
0.00%
1.48%
1.58%
1.90%
1.90%
2.20%
2.16%
2.50%
2.50%
2.50%
2.16%
2.21%
2.00%
2.21%
2.31%
1.48%
1.05%
0.00%
1.48%
1.58%
1.90%
1.90%
1.48%
1.48%
$0.53
$0.15
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.10
$0.10
$0.10
$0.15
$0.35
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.15
$0.35
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
MASTERCARD INTERCHANGE APRIL 2015
Consumer Reg w/Fraud Charities - Override
Commercial Charities
Commercial Charities - Override
Emerging Markets Debit
Merit 1 - Insurance Credit
Merit 1 - Real Estate Debit
Merit 1 - Insurance Enhanced
Merit 1 - Insurance World
Merit 1 - Insurance World Elite
Merit 1 - Real Estate Credit
Merit 1 - Real Estate Enhanced
Merit 1 - Real Estate World
Merit 1 - Real Estate World Elite
High Value Merit 1 Real Estate
High Value Merit 1 Insurance
World T&E
World Elite T&E
High Value T&E
High Value T&E Large Ticket
Lodging and Auto Rental
Lodging and Auto Rental Debit
Enhanced Passenger Transport
Enhanced Lodging and Auto Rental
World Elite Airlines
Public Sector Credit
Enhanced Public Sector
World Public Sector
World Elite Public Sector
High Value Public Sector
Service Industries Credit
Service Industries Debit
Enhanced Service Industries
World Service Industries
World Elite Service Industries
High Value Service Industries
Utilities Credit
Utilities Debit
Enhanced Utilities
World Utilities
World Elite Utilities
High Value Utilities
Utilities prepaid
Utility Business World Elite
0.00%
2.00%
0.00%
0.80%
1.43%
1.10%
1.43%
1.43%
2.20%
1.10%
1.10%
1.10%
2.20%
2.20%
2.20%
2.30%
2.75%
2.75%
2.00%
1.58%
1.15%
1.90%
1.80%
2.30%
1.55%
1.55%
1.55%
1.55%
1.55%
1.15%
1.15%
1.15%
1.15%
1.15%
1.15%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
$0.00
$0.10
$0.00
$0.25
$0.05
$0.05
$0.05
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.15
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.05
$0.05
$0.05
$0.05
$0.05
$0.05
$0.65
$0.45
$0.65
$0.65
$0.75
$0.75
$0.65
$1.50
Warehouse Base - World Elite Corp
Warehouse Base - World Business
Business Level 3 Warehouse Base
Business Level 4 Warehouse Base
World Petroleum Base
Petroleum Base
World Elite Petroleum Base
World Elite T&E Large Ticket
World Petroleum Base Cap
Petroleum Base Cap
World Elite Petroleum Base Cap
Enhanced Petroleum Base Cap
Petroleum-CAT/AFD Debit Cap
Petroleum-Service Station Debit Cap
High Value Petro Cap
High Value Petroleum Base
Petroleum CAT/AFD Debit
Petroleum Service Stations Debit
Intl Electronic
Intl Standard
Intl Acquirer UCAF
Intl Full UCAF
Intl Corporate
Intl Purchase
Intl Payment
Intl Corporate Payment
Intl Purchase Large Ticket
Intl Data Rate II
IR Cons Super Premium Acquirer Chip
IR Cons Super Premium Issuer Chip
IR Consumer Premium Electronic
IR Consumer Premium Full UCAF
IR Consumer Premium Standard
IR Consumer Premium Merchant UCAF
IR Commercial Premium Standard
Inter-regional Regulated POS Debit
Inter-regional Regulated POS Debit with Fraud Adj
Interregional Regulated POS Debit Small Ticket Base
Interregional Regulated POS Debit Small Ticket Tier 1
Electronic Consumer Intl
Electronic Corporate Intl
Cons Super Premium Full UCAF
Cons Super Premium Merchant UCAF
5
1.48%
1.48%
1.48%
1.48%
2.00%
1.90%
2.00%
2.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
2.00%
0.70%
0.70%
1.10%
1.60%
1.44%
1.54%
2.00%
2.00%
0.19%
0.19%
0.90%
1.70%
1.98%
1.98%
1.85%
1.85%
1.85%
1.85%
2.00%
0.05%
0.05%
0.05%
0.05%
1.10%
1.85%
1.98%
1.98%
$0.10
$0.10
$0.10
$0.10
$0.95
$0.95
$0.95
$0.95
$0.95
$0.95
$0.95
$0.17
$0.17
$0.53
$0.53
$30.00
$0.21
$0.22
$0.21
$0.22
MASTERCARD INTERCHANGE APRIL 2015
Utility Business
Utility Business World
Business Level 1 Utilities
Business Level 3 Utilities
Business Level 4 Utilities
Enhanced Petroleum Base
World Full UCAF
World Elite Full UCAF
Enhanced Merchant UCAF
Enhanced Full UCAF
High Value Merchant UCAF
High Value Full UCAF
Commercial Large Ticket 2
Commercial Large Ticket 3
Commercial Payment-World Business
Comm Face to Face - World Business
Comm Large Ticket 1-World Business
Commercial Standard-World Business
Comm Data Rate 3-World Business
Comm Data Rate 2-World Business
Comm Data Rate 1-World Business
Commercial T&E 2-World Business
Commercial T&E 1-World Business
Commercial T&E 3-World Business
Comm Large Ticket 2-World Business
Comm Large Ticket 3-World Business
Comm Payment-World Elite Business
Comm Face to Face - World Elite Bus
Comm Large Ticket 1-World Elite Bus
Comm Standard-World Elite Business
Comm Data Rate 3-World Elite Bus
Comm Data Rate 2-World Elite Bus
Comm Data Rate 1-World Elite Bus
Comm T&E 2-World Elite Business
Comm T&E 1-World Elite Business
Comm T&E 3-World Elite Business
Comm Large Ticket 2-World Elite Bus
Comm Large Ticket 3-World Elite Bus
Comm Payment-World Corporate
Comm Face to Face-World Corporate
Comm Large Ticket 1-World Corporate
0.00%
0.00%
0.00%
0.00%
0.00%
1.90%
1.97%
2.40%
1.83%
1.93%
2.30%
2.40%
1.25%
1.25%
0.19%
2.16%
1.36%
3.11%
1.91%
2.16%
2.81%
2.51%
2.66%
2.46%
1.36%
1.36%
0.19%
2.21%
1.41%
3.16%
1.96%
2.21%
2.86%
2.56%
2.71%
2.51%
1.41%
1.41%
0.19%
2.50%
1.25%
$1.50
$1.50
$1.50
$1.50
$1.50
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$0.53
$0.10
$40.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$0.53
$0.10
$40.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$0.53
$0.10
$40.00
Merchant UCAF
Merchant UCAF Debit
World Merchant UCAF
World Elite Merchant UCAF
Full UCAF
Full UCAF Debit
Comm Face to Face-World Elite Corp
Comm Large Ticket 1-World Elite Corp
Comm Standard-World Elite Corporate
Comm Data Rate 3-World Elite Corp
Comm Data Rate 2-World Elite Corp
Comm Data Rate 1-World Elite Corp
Comm T&E 2-World Elite Corporate
Comm T&E 1-World Elite Corporate
Comm T&E 3-World Elite Corporate
Comm Large Ticket 2-World Elite Corp
Comm Large Ticket 3-World Elite Corp
Comm Data Rate 2 Petro - World Bus
Commercial Data Rate 2 - MCB
Commercial Data Rate 2 - MCO
Commercial Data Rate 2 - MCF
Commercial Data Rate 2 - MCP
Comm Face to Face Petro-World Bus
Commercial Face to Face - MCB
Commercial Face to Face - MCO
Commercial Face to Face - MCF
Commercial Face to Face - MCP
Commercial T/E 1-MCO
Commercial T/E 2-MCO
Commercial T/E 3-MCO
Commercial T/E 1-MCP
Commercial T/E 2-MCP
Commercial T/E 3-MCP
Commercial T/E 1-MCF
Commercial T/E 2-MCF
Commercial T/E 3-MCF
BE Value Data Rate I
BE Value Data Rate II
BE Value Data Rate III
BE Value Face to Face
BE Value Large Ticket I
6
1.68%
1.15%
1.87%
2.30%
1.78%
1.25%
2.50%
1.25%
2.95%
1.80%
2.50%
2.65%
2.55%
2.70%
2.30%
1.20%
1.15%
2.16%
2.20%
2.50%
2.50%
2.50%
2.16%
2.20%
2.50%
2.50%
2.50%
2.50%
2.35%
2.30%
2.70%
2.55%
2.50%
2.70%
2.55%
2.50%
2.81%
2.16%
1.91%
2.16%
1.36%
$0.10
$0.15
$0.10
$0.10
$0.10
$0.15
$0.10
$40.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
MASTERCARD INTERCHANGE APRIL 2015
Comm Standard-World Corporate
Comm Data Rate 3-World Corporate
Comm Data Rate 2-World Corporate
Comm Data Rate 1-World Corporate
Comm T&E 2-World Corporate
Comm T&E 1-World Corporate
Comm T&E 3-World Corporate
Comm Large Ticket 2-World Corporate
Comm Large Ticket 3-World Corporate
Comm Payment-World Elite Corporate
Commercial Data Rate 2 Petro
Commercial Face to Face Petro
Commercial Data Rate 3 CORP
Commercial Data Rate 3 PURC
Commercial Large Ticket I CORP
Commercial Large Ticket I PURC
Commercial Large Ticket II CORP
Commercial Large Ticket II PURC
Commercial Large Ticket III CORP
Commercial Large Ticket III PURC
Business Level 3 Data Rate I
Business Level 3 Data Rate II
Business Level 3 Data Rate III
Business Level 4 Data Rate I
Business Level 4 Data Rate II
Business Level 4 Data Rate III
Business Level 3 Face to Face
Business Level 4 Face to Face
Business Level 3 Large Ticket I
Business Level 3 Large Ticket II
Business Level 3 Large Ticket III
Business Level 4 Large Ticket I
Business Level 4 Large Ticket II
Business Level 4 Large Ticket III
Business Level 3 Standard
Business Level 3 T&E Rate I
Business Level 3 T&E Rate II
Business Level 3 T&E Rate III
Business Level 4 T&E Rate II
Business Level 4 T&E Rate III
Business Level 1 Data Rate I
2.95%
1.80%
2.50%
2.65%
2.55%
2.70%
2.50%
1.35%
1.35%
0.19%
2.21%
2.21%
1.80%
1.80%
1.25%
1.25%
1.20%
1.20%
1.15%
1.15%
2.86%
2.21%
1.96%
2.96%
2.31%
2.06%
2.21%
2.31%
1.41%
1.41%
1.41%
1.51%
1.51%
1.51%
3.16%
2.71%
2.56%
2.51%
2.66%
2.61%
2.65%
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$0.53
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$60.00
$60.00
$80.00
$80.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$40.00
$40.00
$40.00
$40.00
$40.00
$40.00
$0.10
$0.00
$0.10
$0.10
$0.10
$0.10
$0.10
Business Level 1 T&E Rate III
US Corporate T&E 1
Commercial Standard
Business Level 1 Face to Face
Business Level 1 Large Ticket I
Business Level 1 Large Ticket II
Business Level 1 Large Ticket III
Business Level 1 Standard
Business Level 1 T&E Rate I
Business Level 1 T&E Rate II
BE Value Large Ticket II
BE Value Large Ticket III
BE Value Standard
BE Value T&E Rate I
BE Value T&E Rate II
BE Value T&E Rate III
BE Value Warehouse Base
BE Value Utilities
BE Value Data rate 2 Petro
BE Value Face to Face Petro
Commercial Large Ticket 1
Commercial Data Rate 1
Commercial Data Rate 2 - Petro
US Corporate Data Rate 3
Commercial Face to Face - Petro
US Corporate T&E 2
Payment
Corporate Payment
US Corporate T&E 3
Consumer Debit Refund Group1
Consumer Debit Refund Group2
Consumer Debit Refund Group3
Consumer Credit Refund Group1
Consumer Credit Refund Group2
Consumer Credit Refund Group3
Consumer Credit Refund Group4
Consumer Credit Refund Group5
Corporate Credit Refund Group1
Corporate Credit Refund Group2
Corporate Credit Refund Group3
Corporate Credit Refund Group4
7
2.50%
2.50%
2.95%
2.00%
1.20%
1.20%
1.20%
2.95%
2.70%
2.55%
1.36%
1.36%
3.11%
2.66%
2.51%
2.46%
1.48%
0.00%
2.17%
2.17%
1.25%
2.65%
2.05%
1.80%
2.05%
2.35%
0.19%
0.19%
2.30%
1.72%
1.68%
1.40%
2.42%
2.09%
1.95%
1.82%
1.73%
2.37%
2.30%
2.21%
2.16%
$0.10
$0.10
$0.10
$40.00
$40.00
$40.00
$0.10
$0.00
$0.10
$40.00
$40.00
$0.10
$0.10
$0.10
$0.10
$1.50
$0.10
$0.10
$40.00
$0.10
$0.10
$0.10
$0.10
$0.10
$0.53
$0.53
$0.10
MASTERCARD INTERCHANGE APRIL 2015
Business Level 1 Data Rate II
Business Level 1 Data Rate III
Commercial Payments Account Tier 1
Commercial Payments Account Tier 2
Commercial Payments Account Tier 3
Commercial Payments Account Tier 4
Commercial Payments Account Tier 5
MC Large Ticket II Fleet
MC Large Ticket III Fleet
MC T&E RT 3 Airline LG MKT
Cross-Border Assessment –Foreing
Intrachange
2.00%
1.75%
1.20%
1.00%
0.90%
0.80%
0.70%
1.20%
1.15%
2.43%
1.00%
1.50%
$0.10
$0.10
$0.00
$0.00
$0.00
$0.00
$0.00
$60.00
$80.00
$0.10
MC Acquirer Program Support Fee
Cross-border Assessment - Domestic
MC Merit 1 Consumer Loan MCC DB
MC Merit 1 Consumer Loan MCC DB MX
MC Large Ticket 1 Hotel BUS LVL1
MC Large Ticket 1 Hotel Commercial
MC Large Ticket 2 Hotel BUS LVL1
MC Large Ticket 2 Hotel Commercial
MC Large Ticket 3 Hotel BUS LVL 1
MC Large Ticket 3 Commercial
MC Emerging Markets Edu & Govt Debt
MC Emerging Markets Edu & Govt Debit CAP
Additional MasterCard Association Charges
Acq Brand Vol Fee assessment.0012 gross volume trans under $1,000
.0013 gross volume trans over $1,000
Network Access/Brand Usage
$.0195
8
0.55%
0.60%
0.80%
0.00%
2.30%
2.30%
2.30%
2.30%
2.30%
2.30%
0.65%
$0.25
$2.95
$0.10
$0.10
$0.10
$0.10
$0.10
$0.10
$0.15
$2.00
DISCOVER INTERCHANGE APRIL 2015
Retail
1.56%
$0.10
Restaurants-Premium
2.20%
$0.10
PSL - Retail (Reg)
PSL - Retail (Reg w/Fraud)
Retail-Debit
Retail-Rewards
Retail-Premium
Retail(Premium Plus)
PSL - Retail (Prepaid)
PSL - Retail (Prepaid Reg)
PSL - Retail (Prepaid Reg w/Fraud)
0.05%
0.05%
1.10%
1.71%
1.71%
2.10%
1.10%
0.05%
0.05%
$0.21
$0.22
$0.16
$0.10
$0.10
$0.10
$0.16
$0.21
$0.22
Restaurants(Premium Plus)
PSL - Restaurants (Prepaid)
PSL - Restaurant (Prepaid Reg)
PSL - Restaurant (Prepaid Reg w/Fraud)
Key Entry-Core
Key Entry-Debit
Key Entry (Reg)
Key Entry-Rewards
Key Entry-Premium
2.30%
1.10%
0.05%
0.05%
1.87%
1.75%
0.05%
1.97%
2.00%
$0.10
$0.16
$0.21
$0.22
$0.10
$0.20
$0.21
$0.10
$0.10
Restaurant-Core
Restaurants-Debit
PSL - Restaurant (Reg)
PSL - Restaurant (Reg w/Fraud)
1.56%
1.10%
0.05%
0.05%
$0.10
$0.16
$0.21
$0.22
Key Entry(Premium Plus
Key Entry (Prepaid)
Key Entry (Prepaid Reg)
Key Entry (Prepaid Reg w/Fraud)
2.15%
1.75%
0.05%
0.05%
$0.10
$0.20
$0.21
$0.22
Restaurants-Rewards
Card Not Present/Ecom-Debit
PSL - CNP/Ecomm (Reg)
PSL - CNP/Ecomm (Reg w/Fraud)
PSL - CNP/Ecomm (Prepaid Reg)
PSL - CNP/Ecomm (Prepaid Reg w/Fraud)
Card Not Present/Ecom-Rewards
1.90%
1.75%
0.05%
0.05%
0.05%
0.05%
1.97%
$0.10
$0.20
$0.21
$0.22
$0.21
$0.22
$0.10
Card Not Present/Ecom-Core
Hotels/Cars Rentals(Premium Plus)
PSL - Hotels/Car Rentals (Prepaid)
PSL - Hotels/Car Rentals (Prepaid Reg)
PSL - Hotels/Car Rentals (Prepaid Reg w/Fraud)
Mid Submission Level-Core
Mid Submission Level-Debit
1.87%
2.30%
1.35%
0.05%
0.05%
2.40%
1.80%
$0.10
$0.10
$0.16
$0.21
$0.22
$0.10
$0.20
Card Not Present/Ecom-Premium
PSL - Card Not Present/E-Commerce (Prepaid)
Card Not Present/E Commerce(Premium Plus)
Recurring Payments - Core
Recurring Payments-Debit
PSL - Recurring Pymts (Reg)
PSL - Recurring Pymts (Reg w/Fraud))
Recurring Payments-Premium
Recurring Payments-Rewards
PSL - Recurring Payments (Prepaid)
PSL - Recurring Pymts (Prepaid Reg)
PSL - Recurring Pymts (Prepaid Reg w/Fraud))
2.00%
1.75%
2.35%
1.20%
1.20%
0.05%
0.05%
1.20%
1.20%
1.20%
0.05%
0.05%
$0.10
$0.20
$0.10
$0.05
$0.05
$0.21
$0.22
$0.05
$0.05
$0.05
$0.21
$0.22
Mid Submission Level (Reg)
Mid Submission Level (Reg w/Fraud)
Mid Submission Level-Rewards
Mid Submission Level-Premium
Mid Submission Level(Premium Plus)
Mis Submission Level (Prepaid)
Mid Submission Level (Prepaid Reg)
Mid Submission Level (Prepaid Reg w/Fraud)
Base Submission Level-Core
Base Submission Level-Debit
Base Submission Level (Reg)
Base Submission Level (Reg w/Fraud)
0.05%
0.05%
2.40%
2.40%
2.40%
1.80%
0.05%
0.05%
2.95%
1.89%
0.05%
0.05%
$0.21
$0.22
$0.10
$0.10
$0.10
$0.20
$0.21
$0.22
$0.10
$0.25
$0.21
$0.22
Recurring Payments(Premium Plus)
Emerging Markets-Core
Emerging Markets-Debit
PSL - Emerging Markets (Reg)
PSL - Emerging Markets (Reg w/Fraud)
Emerging Markets-Rewards
Emerging Markets-Premium
Emerging Markets(Premium Plus)
1.80%
1.45%
0.90%
0.05%
0.05%
1.45%
1.45%
2.30%
$0.05
$0.05
$0.20
$0.21
$.022
$0.05
$0.05
$0.10
Base Submission Level-Rewards
Base Submission Level-Premium
Base Submission Level(Premium Plus)
Base Submission Level (Prepaid)
Base Submission Level (Prepaid Reg)
Base Submission Level (Prepaid Reg w/Fraud)
Supermarkets/Warehouse-Core
Supermarkets/Warehouse-Debit
2.95%
2.95%
2.95%
1.89%
0.05%
0.05%
1.40%
1.10%
$0.10
$0.10
$0.10
$0.25
$0.21
$0.22
$0.05
$0.16
9
DISCOVER INTERCHANGE APRIL 2015
PSL - Emerging Markets (Prepaid)
PSL - Emerging Markets (Prepaid Reg)
PSL - Emerging Markets (Prepaid Reg w/Fraud)
Express Services-Core
Express Services-Debit
0.90%
0.05%
0.05%
1.95%
1.80%
$0.20
$0.21
$0.22
Supermarket/Warehouse Clubs Debit Cap
PSL - Smkt/Whse (Reg)
PSL - Smkt/Whse (Reg w/Fraud)
Supermarket/Warehouse (Reg) Cap
Supermarkets/Warehouse-Rewards
0.00%
0.05%
0.05%
0.00%
1.65%
$0.36
$0.21
$0.22
$0.36
$0.05
PSL - Express Services (Reg)
PSL - Express Services (Reg w/Fraud)
Express Services-Rewards
Express Services-Premium
Express Services(Premium Plus)
PSL - Express Services (Prepaid)
PSL - Express Services (Prepaid Reg)
PSL - Express Services (Prepaid Reg w/Fraud)
Hotels/Car Rentals-Core
Hotels/Car Rentals-Debit
PSL - Hotels/Car Rentals (Reg)
PSL - Hotels/Car Rentals (Reg w/Fraud)
0.05%
0.05%
1.95%
1.95%
2.05%
1.80%
0.05%
0.05%
1.58%
1.35%
0.05%
0.05%
$0.21
$0.22
$0.00
$0.21
$0.22
$0.10
$0.16
$0.21
$0.22
Supermarkets/Warehouse-Premium
PSL - Supermarkets/Warehouse Clubs (Prepaid)
PSL - Smkt/Whse (Prepaid Reg)
PSL - Smkt/Whse (Prepaid Reg w/Fraud)
Supermarkets/warehouse Clubs(Premium Plus)
Utilities-Core
Utilities-Debit
PSL - Utilities (Reg)
PSL - Utilities (Reg w/Fraud)
Utilities-Rewards
Utilities-Premium
Utilities(Premium Plus)
1.65%
1.10%
0.05%
0.05%
1.90%
0.00%
0.00%
0.05%
0.05%
0.00%
0.00%
0.00%
$0.05
$0.16
$0.21
$0.22
$0.10
$0.75
$0.75
$0.21
$0.22
$0.75
$0.75
$0.75
Hotels/Car Rentals-Rewards
1.90%
$0.10
PSL - Utilities (Prepaid)
0.00%
$0.75
Hotels/Car Rentals-Premium
PSL - Utilities (Prepaid Reg w/Fraud)
Passenger Transport-Core
Passenger Transport-Debit
PSL - Passenger Transport (Reg)
PSL - Passenger Transport (Reg w/Fraud)
Passenger Transport-Rewards
Passenger Transport-Premium
Passenger Transport(Premium Plus)
2.30%
0.05%
1.75%
1.59%
0.05%
0.05%
1.90%
2.30%
2.30%
$0.10
$0.22
$0.10
$0.16
$0.21
$0.22
$0.10
$0.10
$0.10
PSL - Utilities (Prepaid Reg)
Insurance Premium
Insurance(Premium Plus)
PSL - Insurance (Prepaid)
PSL - Insurance (Prepaid Reg)
PSL - Insurance (Prepaid Reg w/Fraud)
Non-Exempt with Fraud Prevention Adjustment
Non-Exempt
Commercial Electronic
0.05%
1.43%
2.30%
0.80%
0.05%
0.05%
0.05%
0.05%
2.30%
$0.21
$0.05
$0.05
$0.25
$0.21
$0.22
$0.22
$0.21
$0.10
PSL - Passenger Transport (Prepaid)
PSL - Passenger Transport (Prepaid Reg)
PSL - Passenger Transport (Prepaid Reg w/Fraud)
Petroleum-Core
Petroleum-Debit
PSL - Petroleum (Reg)
PSL - Petroleum (Reg w/Fraud)
Petroleum-Rewards
Petroleum-Premium
Petroleum(Premium Plus)
PSL - Petroleum (Prepaid)
1.59%
0.05%
0.05%
1.55%
0.76%
0.05%
0.05%
1.73%
1.73%
1.73%
0.76%
$0.16
$0.21
$0.22
$0.05
$0.16
$0.21
$0.22
$0.05
$0.05
$0.05
$0.16
Commercial Electronic (Debit)
US Commercial Electronic (Prepaid)
Commercial Electronic (Prepaid Reg)
Commercial Electronic (Prepaid Reg w/Fraud)
Commercial Base
Commercial Base Submission (Debit)
US Commercial Base Submission Level (Prepaid)
Commercial Base Submission (Prepaid Reg)
Commercial Base Submission (Prepaid Reg w/Fraud)
Commercial Utilties
Commercial Utilities (Debit)
2.30%
2.30%
0.05%
0.05%
2.95%
2.95%
2.95%
0.05%
0.05%
0.00%
0.00%
$0.10
$0.10
$0.21
$0.22
$0.10
$0.10
$0.10
$0.21
$0.22
$1.50
$1.50
10
DISCOVER INTERCHANGE APRIL 2015
PSL - Petroleum (Prepaid Reg)
PSL - Petroleum (Prepaid Reg w/Fraud)
Public Services-Core
Public Services-Debit
PSL - Public Services (Reg)
0.05%
0.05%
1.55%
0.90%
0.05%
$0.21
$0.22
$0.10
$0.20
$0.21
Commercial Utilities (Reg)
Commercial Utilities (Reg w/Fraud)
US Commercial Utilities (Prepaid)
Commercial Utilities (Prepaid Reg)
Commercial Utilities (Prepaid Reg w/Fraud)
0.05%
0.05%
0.00%
0.05%
0.05%
$0.21
$0.22
$1.50
$0.21
$0.22
PSL - Public Services (Reg w/Fraud)
Public Services-Rewards
Public Services-Premium
Public Services(Premium Plus)
PSL - Public Services (Prepaid)
PSL - Public Services (Prepaid Reg)
PSL - Public Services (Prepaid Reg w/Fraud)
Real Estate Core
Real Estate Debit
PSL - Real Estate (Reg)
PSL - Real Estate (Reg w/Fraud)
Real Estate Premium
0.05%
1.55%
1.55%
1.55%
0.90%
0.05%
0.05%
1.10%
1.10%
0.05%
0.05%
1.10%
$0.22
$0.10
$0.10
$0.10
$0.20
$0.21
$0.22
Commercial Large Ticket
Commercial Large Ticket (Debit)
Commercial Large Ticket (Reg)
Commercial Large Ticket (Reg w/Fraud)
US Commercial Large Ticket (Prepaid)
Commercial Large Ticket (Prepaid Reg)
Commercial Large Ticket (Prepaid Reg w/Fraud)
Voucher Program 1-Core
Consumer Adjustment Voucher Program 1
Voucher Program 1-Rewards
Voucher Program 1-Debit
Voucher Program 1-Premium
0.90%
0.90%
0.05%
0.05%
0.90%
0.05%
0.05%
2.07%
2.07%
2.07%
1.80%
2.07%
$20.00
$20.00
$0.21
$0.22
$20.00
$0.21
$0.22
Real Estate(Premium Plus)
PSL - Real Estate (Prepaid)
PSL - Real Estate (Prepaid Reg)
PSL - Real Estate (Prepaid Reg w/Fraud)
Insurance Core
Insurance Debit
PSL - Insurance (Reg)
PSL - Insurance (Reg w/Fraud)
2.30%
1.10%
0.05%
0.05%
1.43%
0.80%
0.05%
0.05%
$0.10
$0.00
$0.21
$0.22
$0.05
$0.25
$0.21
$0.22
Consumer Adj Voucher Program 1 (Reg)
Consumer Adj Voucher Program 1 (Prepaid Reg)
Voucher Program 2-Core
US Consumer Adj Voucher Program 1 (Prepaid)
Consumer Adjustment Voucher Program 2
Voucher Program 2-Rewards
Voucher Program 2-Debit
Voucher Program 2-Premium
0.00%
0.00%
2.02%
1.80%
2.02%
2.02%
1.69%
2.02%
Insurance Rewards
Consumer Adj Voucher Program 2 (Prepaid Reg)
US Consumer Adj Voucher Program 2 (Prepaid)
Voucher Program 3-Core
Voucher Program 3-Rewards
1.43%
0.00%
1.69%
1.75%
1.75%
$0.05
$0.00
$0.00
Consumer Adjustment Voucher Program 2 (Reg)
Voucher Program - International
Commercial Voucher 1
Commercial Adj Voucher Program 1 (Debit)
Commercial Adj Voucher Program 1 (Reg)
0.00%
0.00%
2.25%
2.25%
0.00%
$0.00
$0.00
Voucher Program 3-Debit
Voucher Program 3-Premium
Consumer Adjustment Voucher Program 3
Consumer Adj Voucher Program 3 (Reg)
Consumer Adj Voucher Program 3 (Prepaid Reg)
US Consumer AdjVoucher Program 3 (Prepaid)
US Intnl Adjustment Voucher Program (Prepaid)
1.35%
1.75%
1.75%
0.00%
0.00%
1.35%
0.00%
US Commercial Adj Voucher Program 1 (Prepaid)
Comm Adj Voucher Program 1 (Prepaid Reg)
2.25%
0.00%
$0.00
$0.00
International Electronic
International Base Submission Level
International Processing Fee
International Service Fee
Intrachange
1.36%
1.70%
0.40%
0.55%
1.50%
$0.21
$0.22
$0.00
$0.00
$0.00
$0.00
Additional Discover Association Charges
Card Assessment Fee - .0011 gross sales
DS Data Usage Charge
0.00%
$.0185
11
$0.10