1. Healthcare

Inside this issue...
Articles
Cyber threats pose real dangers to
both government and business 1
The Year of Mandates 1
Hi Morris County, we’re Oscar
2
The Cutting Edge...
Looks like a good year ahead
6
In the Trenches
Spring Street Development Center
makes a difference
7
February 2015 • Issue 2 / Volume 7
About Membership… To learn more about Membership at the Morris County Chamber of Commerce, please contact Angela Kubisky at 732-303-9377, ext. 225, or [email protected] or visit www.morrischamber.org.
Cyber threats pose real dangers to both government and business
By Christopher Reardon
The United States is not yet properly prepared to combat cyber threats from foreign entities
but is getting better and one solution is a partnership between the government and private
sector, according to John Bolton, former U.S. ambassador to the United Nations.
Bolton was the keynote speaker at the 94th Annual Meeting Luncheon of the Morris
County Chamber of Commerce held earlier this month at the Hanover Marriott Hotel in
Whippany. He spoke about strategic threats to America from cyberspace.
“This is a particularly important time,” he told the audience of more than 600. “It’s
important in understanding the risks we face in cybersecurity. For a lot of people it’s hard
to imagine the Internet as a threat like war…But its potential consequences are enormous.
John Bolton, former
U.S. ambassador to
the United Nations,
served as the keynote
speaker at the Annual
Meeting Luncheon
of the Morris
County Chamber
of Commerce.
Photo: MC Ward Images
“We need to dispel the myth that cyberspace is a benign environment, that it simply
unleashes potential and doesn’t really have any downsides. It has downsides,” he added.
While cyber technology can be a force of good, Bolton said, citing the Arab Spring in
which demonstrations were driven by social media, “it works in the other direction, too.”
Bolton said the Nazis were the first to use technology to spread fear and intimidation
and pointed to the Chinese Jasmine Revolution, pro-Democracy protests, which led to
government crack downs on technology.
“It’s as if people have forgotten ‘1984,”’ he said, referring to George Orwell’s dystopian
novel in which authoritarians used technology to control people.
Bolton cited the 2011 downloads or more than 250,000 cables from U.S. embassies by
WikiLeaks as a recent cyber attack against the United States.
“This was about harming our intelligence community and it had devastating effects,” he
said.
He also spoke of Edward Snowdon, the former National Security Agency contract
analyst who leaked classified information from the NSA in 2013, revelations that resulted
in damage to not only U.S. intelligence but to the nation, as well, leading Americans to no
longer trust the military intelligence community, Bolton said.
Yet cyber attacks from outside the United States threaten not just the government but
also private businesses, Bolton warned. He spoke of “massive Chinese efforts” to penetrate
the nation’s telecommunications sector to either steal intellectual property or perform
cyber sabotage.
“This is where we’re most vulnerable and least prepared,” he said. “I don’t think we’ve
thought enough about what our offensive strategies are. I don’t think we’ve considered our
defensive strategies.”
He cited the hacking of Sony by North Korea.
(Continued on page 5)
The Year of Mandates
By Michael Daigle
For businesses both large and small, 2015 is the year of Affordable Care Act mandates.
There will be requirements to report the number of eligible workers, to determine
eligibility of new employee programs to meet ACA guidelines and to file paperwork.
Bolton said to combat the threat of cyber attacks the United States needs an Escalation
There are high stakes involved – failure to comply could lead to higher benefits costs and
Ladder similar to that used in assessing nuclear threats. He outlined the four existing levels ACA-related penalties. Therefore, AxisPointe, a health benefits manager, is urging all its
of cyber threats faced by the government and the business community.
clients to be proactive in addressing these changes to avoid additional costs, according to
Cyber vandalism is someone hacking into a government account or private business and Aida Visakay, director of employee benefits for the company.
doing a little harm, tantamount to a college kid spray painting a wall, according to Bolton.
And while businesses must deal with the administrative changes that begin this year,
Cyber crime is the theft or destruction of intellectual property or processes.
even larger changes are looming in Congress and the U.S. Supreme Court, Visakay said.
Cyber espionage is a foreign government gathering intelligence or causing damage.
Cyber terrorism is the highest threat, according to Bolton.
First, Congress is debating a bill that would define full-time employment for the
purposes of benefits under the ACA as 40 hours per week, up from the current 30 hours per
week.
But the biggest change could come mid-year, Visakay added, when the court could rule
on whether federal subsidies may be issued through both federal health exchanges and
state exchanges versus state exchanges only, a ruling that could decide the future of the
Affordable Care Act.
Of more immediate concern, however, is the need for companies to file new forms with
(Continued on page 3)
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Hi Morris County, we’re Oscar, a better kind of health insurance company
By Mario Schlosser,
CEO Oscar Health Insurance
If you’re self-employed, you’ve got plenty
on your plate without trying to navigate the
intricate world of health coverage. Oscar
is a new kind of insurance company for
people buying Obamacare plans and we
think insurance should be simple, human
and smart.
the same big network of doctors, hospitals
and other providers as part of the QualCare
EPO/HMO network and we’ve arranged
lower prices with all of them to save you
money. Not only that, but you’ll also never
need a referral before a visit.
This year, Open Enrollment runs through
February 15, the cutoff date for switching
plans or enrolling for the first time. For
those of you still shopping, we’ve put
To make this happen, we use technology
together a quick guide for figuring out what
to guide you to better care and help you
keep track of your health. We’re also staffed kind of plan might be best for you. For
even more tailored support, you can always
with a trusted team of nurses and health
talk to your local broker or call Oscar at
care experts work hard to answer your
1-844-OSCAR-66 and we’ll help you
questions and save you money. (It’s even
free to talk with a physician over the phone through the process.
anytime.) Our goal is to be your partner in
wellness, like a doctor in the family.
What to Know about Plans
After a warm welcome in New York,
we decided it was time to say hi to our
neighbors across the Hudson and Morris is
one of nine upstate counties where we’ve
launched. All our plans in New Jersey have
Marketplace plans are tiered according
to “metal levels” (bronze, silver, gold,
platinum or catastrophic). These levels are
based on the percentage of your average
overall health costs that the insurer pays.
All plans have a deductible, the amount you
need to pay before your insurance kicks
in and starts sharing the cost. They also
have an out-of-pocket max, after which
your insurance pays for your care in full.
Between your deductible and out-of-pocket
max, your insurance will provide coverage
through co-pays (fixed dollar amounts) and
coinsurance (a percentage of the bill).
Additional Factors to Consider
Look at preventive services. These can
be critical to helping you avoid expensive
treatments. Features like telemedicine (a
network of doctors to assist you over the
phone), extra support for certain conditions
and even reimbursements for exercise or
gym memberships can help drive down
costs now and well into the future.
Making the Decision
Review your health history, including
medications and doctors’ visits (for extra
help, feel free to call us; we can walk
you through the key things to consider).
Compare this to the deductibles, copays and coinsurance in the plans you’re
considering. Next, factor in specific
medications and treatments. For instance, if you’re a diabetic, check to see
which plans cover the kinds of drugs and
services you typically use. Finally, factor
in preventive services and also what
reputable publications have to say about the
companies you’re looking at. Both these
things can help seal the deal on a wellness
partnership whose results can last a lifetime.
Ready to take the next step? All our Simple,
Standard and Edge plans connect you to
the large, high-quality network of doctors,
hospitals and other providers. They also
offer free benefits, including 24-hour doctor
calls, preventive care (including flu shots
and some birth control), a $400 fitness
reward, two primary care visits and generic
drugs. To get started, call 1-844-OSCAR-66
or visit HiOscar.com.
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The Year of Mandates
the Internal Revenue Service to establish a
list of eligible employees and benefit levels,
according to Visakay. The paperwork is
extensive and could require employers to
hire new staff or to retain outside support to
help them be in compliance.
Arris Veronie, chief executive officer of
Care Finders Total Care, LLC, a homecare
provider with more than 600 employees,
said the company is sensitive to the
reporting requirements of the 30-hours-perweek as full-time standards because of the
variables of their business.
A home health aide assists one client at
a time and, depending on the needs, the
number of hours required to provide service
can vary, Veronie said. Further, if the care
of that one client ends, sometimes finding
a new assignment takes time. That means
over a year, one aide could work both under
30 hours a week and over that mark.
These variables must be communicated to
the IRS, he said.
If the rule is changed to define fulltime as 40 hours per week, some of these
reporting issues change but the weekly
assessment of an aide’s hours would
continue, he added.
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(Continued from page 1)
What could change is how employees
secure health insurance. If they fall below
the 40-hour-week standard they would be
eligible to get health insurance through the
market exchange, Veronie said. He added
his company is monitoring these changes
carefully because offering benefits is
important for employee retention.
Lou Vetere (left), president and
CEO of Garden Savings Federal
Credit Union and chairman of
the board of the Morris County
Chamber of Commerce, poses
with John Bolton, former U.S.
ambassador to the United
Nations who served as keynote
speaker at the chamber’s
Annual Meeting Luncheon.
“We don’t want to put these employees in
no-man’s land,” he said.
On a different front, 2015 also is
expected to see the continued consolidation
of independent medical practices into
hospital systems and the creation of large
non-hospital medical groups, according to
Dennis Alessi, an attorney at Mandlebaum,
Salsburg, P.A. The concern is that primary
care as many patients know it – done
through a local doctor’s office – could
change dramatically, he added.
Rich Eastman (left),
a chamber staff
member who serves
as the liaison
with the military
community, poses
with members of
the military from
Picatinny Arsenal.
The industry consolidation is cost-driven,
he said. The attachment of doctors practices
to larger hospital systems could affect how
patients gain access to advanced testing, he
said.
Photos: MC Ward Images
The key is how these changes challenge
the fee-for-services model that is driving
higher costs, Alessi said.
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The Morris County Chamber of Commerce presents
Trenton Update Breakfast
with
Assembly Republican Leader
Jon. M. Bramnick
Speaking about the Transportation Trust Fund,
pension reform, tax policy and other issues.
Wednesday, Feb. 18, 2015
7:30 a.m. to 9:15 a.m.
The Madison Hotel, Morristown
Members and Non-Members - $55
To register visit www.morrischamber.org
Or email [email protected]
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Cyber threats pose real dangers
(Continued from page 1)
“It should tell us their capabilities are very
real,” he said. “It is a way of demonstrating
power over the United States that holds us
hostage.”
cannot be done through pacts such as those
negotiated in the area of arms control,
according to Bolton.
This underlines another important
consideration, Bolton said – that cyber
threats are not distinct from other concerns.
“We must work with our allies to show
we’ll stand together. That will build
deterrence (and show) we’re prepared to
do what is necessary to prevent them from
doing this to us,” he added.
“It’s new but it’s part of an arsenal
foreign governments can use against us,” he
said.
In the case of North Korea, that is
a country with demonstrated nuclear
capabilities which now has demonstrated
cyber attack capabilities.
“What else are they planning?” he asked.
While President Obama has said the
United States will respond proportionately
to the attack on Sony, Bolton believes we
should respond disproportionately to deter
and dissuade our adversaries from doing the
same.
“The point is to stop the attacks before
they happen,” he said. “The best cyber war
is the one you never fought.”
Combating the threat of cyber attacks
Angela Kubisky, executive
vice president, membership
and marketing, at the
Morris County Chamber of
Commerce, poses with Bill
Graham of Graham Corporate
Communications at the
chamber’s Annual Meeting
Luncheon. Graham will serve
as keynote speaker at the
chamber’s upcoming Not-forProfit Conference.
“It’s not going to work in cyber’” he said.
In addition, the United States must
increase our cyber capabilities and find
technology intellectuals to lead the
discussion, similar to those who pioneered
nuclear development, Bolton said.
The nation also needs a partnership
between the public and private sectors.
“This is just the beginning,” he said.
“This is the time to think through what the
ramifications are so we can plan both in the
government and private sectors.”
At the luncheon the chamber also
awarded the 2014 William Huber Award
for Outstanding Community Leadership
to Joseph Trunfio, CEO of Atlantic
Health System, for displaying outstanding
leadership to benefit the community.
Nearly 700 people attended the meeting.
Photos: MC Ward Images
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The Cutting Edge ...
Looks like a good year ahead
Our Annual Meeting Luncheon on January 23 attracted more than 600
attendees. Ambassador John Bolton, our keynote speaker, outlined the major
threats to the United States from cyberspace.
I am excited about 2015 and our luncheon was a great kick-off for the year.
It’s great to see those service station signs at $1.824 per gallon. Americans are putting billions in
their pockets and a variety of small businesses should be seeing some of that money show up in
their cash registers as consumers spend these additional discretionary dollars.
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Inside Edge...
The Morris County Chamber of Commerce has become a member of the New Jersey
Cybersecurity & Communications Integration Cell (NJCCIC) at New Jersey’s Regional
Operations and Intelligence Center within the state’s Department of Homeland Security.
NJCCIC disseminates relevant cybersecurity communications to members and serves as a
one-stop-shop for all requests for cybersecurity information and cyber incident reporting.
............................................................
Recent national polls suggest that more of us believe the economy is getting better and
the president’s approval rating hit 50 percent in mid-January. I’m hopeful Republicans and
Democrats will find a way to produce something edible from the Washington sausage factory
in the months ahead. New trade agreements and corporate tax reform would be popular menu
items for businesses here and across the country.
President Obama laid out his middle class initiatives in the State of the Union speech but as I
write this column Speaker Boehner is on CNBC saying it’s more big government spending and
not the way for our country to move forward.
In Morris County we have positive momentum as our unemployment rate is the second
lowest in the state at 4.3 percent. Honeywell is moving its headquarters from Morris Township
to Morris Plains this year and the Rockefeller Group will redevelop the current Honeywell
site. Ferring just dedicated their new $130 million headquarters in Parsippany. GAF is moving
700 employees into the former Reology building in Parsippany and investors continue to build
housing and niche retail establishments in Morristown. Our Freeholder Board continues to hold
the line on county taxes while paying down debt and increasing paving miles and infrastructure
improvements.
Strong demand for warehouse and distribution space has reduced vacancy rates to single
digit numbers across the state. Asking rents have increased to $5.72 per square foot according
to Transwestern‘s New Jersey Industrial Market fourth quarter 2014 report. However, we
continue to see close to 30 percent vacancy rates in Class A, B and C office markets in select
communities in the county. The Morris County Chamber of Commerce, through our Morris
County Economic Development Corporation (MCEDC), is working with a variety of private
and public stakeholders to address this problem. Some of this inventory is 40 to 50 years old and
does not meet the current needs of many potential corporate customers.
Meghan Hunscher will join the MCEDC February 2 as our executive director. She has an
impressive background in zoning and planning. Her economic development experience will add
tremendous value for our members as we pursue growth in the county. The chamber and the
Morris County Freeholder Board jointly fund the MCEDC and we’re happy that our freeholders
are in the game with us on retaining jobs and attracting new companies to Morris County.
We’re going to develop even stronger relationships with municipalities this year so we can be
advocates for whatever development they want in their locales.
Things are changing in Trenton as Michele Brown, the current head of the Economic
Development Authority, is moving to Choose New Jersey. She has been a partner for us and
we expect to continue to work with her in her new role. Our relationship with the Business
Action Center, a unit of the lieutenant governor’s economic team, is solid and we have one
major project we are working on with them right now. Please let me know if I can support your
business in any way.
Paul Boudreau President Morris County Chamber of Commerce
Members of the chamber and volunteers from PwC over the past year have been teaming
to teach one-hour financial literacy lessons at local schools. Jim McCarthy (far left) of
Directional Wealth Management and David Greenberg of Integrated Planning Concepts
(fourth from the right) pose with PwC members at the school.
............................................................
Norris McLaughlin & Marcus, P.A., has announced that seven associates have been
promoted to members. Those promoted in New Jersey are William Beneduce, Keya
Denner and John Jakub; in New York are Danielle DeFilippis and Michael Reilly; and in
Pennsylvania are Edward Easterly and Lauren Sorrentino.
............................................................
Sussex Bank has announced three recent appointments and one
promotion. Derrick Turner has been named assistant vice president/
senior Bank Secrecy Act (BSA) analyst within the bank’s
Compliance Department. Turner has more than 18 years
experience in various aspects of the banking industry,
including the last 10 years focused in BSA/Anti-Money
Laundering compliance.
Beth Nocente has been appointed vice president/
Management Information Systems manager of the bank’s
Data Operations Department. Prior to joining Sussex Bank,
Nocente was a vice president/MIS manager for Interchange
Bank.
Iris Colon-Bardo has been named assistant vice president/senior
mortgage underwriter in the bank’s Retail Lending Department.
Colon-Bardo most recently held the title of mortgage underwriter
Publisher: Paul Boudreau
Editor: Chris Reardon
Director of Advertising: Joanne Vero
Director of Graphics: John Tirpak
325 Columbia Turnpike, Florham Park, NJ 07932
Telephone: (732) 303-9377 Fax: (973) 377-0859
www.morrischamber.org
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In the Trenches
Spring Street Community Development Center makes a difference
with JP Morgan Chase in Jacksonville, Florida.
By Rod Hirsch
Janet Decker has been promoted from vice president to first vice
president of the Commercial Lending Department. Prior to joining
Sussex Bank, Decker was a vice president/commercial lender with
Atlantic Stewardship Bank.
............................................................
The Provident Bank Foundation has provided a $16,000 grant to Sacred Heart
Foundation in support of Come Home to Your Heart: The Campaign for Sacred Heart
Hospital. The grant will enable the hospital to expand their personalized home-like
environment through facility upgrades, enhance the BirthPlace for new mothers and
increase leading-edge surgical technology in operating rooms.
A man of deep faith with a penchant for
helping others, Pastor Sidney Williams left
behind a successful career on Wall Street
and traveled half way around the world to
South Africa with his wife and family to
preach the Gospel and to help the needy
living in the slums of Capetown.
He returned home four years ago to
minister at the Bethel AME Church in
Morristown. Those four years have seen a
rebirth of the congregation, which traces
its history to 1843, and the emergence of
the Spring Street Community Development
Center.
The center’s mission is “To improve the
quality of life for Morris County families
by addressing economic, educational
and social needs while preserving the
cultural and ethnic diversity of the area.”
This translates into a cornucopia of
academics, sit-down meals, health and
wellness programs, tutoring and youth
mentoring, family assistance, counseling
and intervention programs in a renovated
building adjacent to the church.
Presenting and receiving the grant were (left to right) June Webre, regional
president, Provident Bank; John Nespoli, president and chief executive officer,
acred Heart Hospital; Jane Kurek, executive director, The Provident Bank Foundation;
and Angela Long, vice president, nursing, surgical and emergency services, Sacred
Heart Hospital.
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Raymond Nisivoccia, founding partner of Nisivoccia LLP, recently received the
Friend of Law Enforcement Honorary Chief of Police Award presented by the Morris
County Police Chiefs Association. The event was held during the association’s annual
holiday and new officers installment ceremony at the Park Savoy Florham Park.
............................................................
Beyond the walls of the Spring Street
Community Development Center Williams
has created alliances with other churches,
government and social service agencies,
the College of St. Elizabeth, Big Brothers/
Big Sisters, Girl Scouts of America
and other nonprofits to help meet the
educational, social and everyday needs of
the community.
The center offers three primary
programs.
SOAR – The Student Outreach and
Academic Reinforcement program – assists
academically challenged students in the
Morristown and Morris Township school
districts. Through a partnership with
the College of St. Elizabeth, fifth-grade
students are tutored by students from the
college to help improve their literacy and
math skills.
Berkeley College has announced that Michael Smith has been
named president, effective July 1. Smith currently serves as
senior vice president, finance and chief financial officer of BES
Inc., the corporate office of Berkeley College. He will succeed
Dario Cortes, who announced his retirement earlier this year
and has served as president since July 2008. Prior to joining
Berkeley College, Smith was managing director and chief
financial officer of MetLife Realty Group, a company of which
he was a founder.
Berkeley also announced that for the second consecutive
year the school has been ranked among the Best Colleges
for Online Bachelor’s Degree Programs by U.S. News & World Report. Berkeley
College was ranked among the Top 100 schools nationwide, rising to No. 87 in online
education.
The school also announced that Berkeley College and Sussex County Community
College have signed an articulation agreement to ease the transfer process between
both colleges in 10 different programs.
(Continued on page 11)
The program annually serves 30 fifthgraders and more than 20 College of St.
Elizabeth students provide the after-school
tutoring. In addition, the program includes
mentoring for the students through Big
Brothers/Big Sisters as well as a weekly
family activity and dinner, helping to
reinforce the important link between
students and support on the home front
from parents.
The Table of Hope serves meals
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5:00–7:30 p.m., Monday-Friday. With the
Community Food Bank of New Jersey
as the primary food supplier, the Table
of Hope serves more than 500 people,
according to Williams. The program
is meant to complement Morristown’s
Community Soup Kitchen and Outreach
Center.
The center’s third big program is
CHANGE Fitness-Creating Healthy
Actions Through Nutrition and Group
Exercise, launched by one of Williams’
congregants, Carmalee Foster. The program
offers nutritional advice; a series of dance
and exercise programs for all ages and
abilities, from old school to Zumba; fitness
evaluations; and ongoing weight-loss
monitoring. Foster used her own money
and enlisted the help of volunteers to build
a small dance studio and has seen the
program offerings and the size of each class
increase significantly.
Williams estimates more than 30,000
people annually take advantage of the
services offered at the Spring Street
Community Development Center. Grant
Wentworth, a member of the center’s
board of directors, credits the success to
Williams.
“For me it is pretty simple,” he said.
“When the pastor took over, the building
had been neglected and was falling down.
He took an underutilized building, fixed it
up (and) put it to better use to better service
the community.
“I’ve seen a number of success stories,”
he added. “Pastor Williams oozes
motivation and energy. There’s no problem
that he doesn’t think he can’t solve.”
Williams’ agenda over the next few years
includes expansion of the center’s facilities
and working with Morristown officials
to revitalize the Spring Street corridor
between Morris Street and Speedwell
Avenue. Officials envision a blend of
residential housing, commercial and retail
stores in the redevelopment zone.
Williams looks forward to a
neighborhood of which everyone can be
proud.
“We’re looking to partner with
Morristown and hope to be a part of that
effort,” he said.
Spring Street Community Development
Center is a member of the Morris County
Chamber of Commerce.
M
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Accounting and Consulting
CohnReznick LLP 4 Becker Farm Road, Roseland, NJ 07068
Phone: Erin Connolly-Kriarakis, 973-364-7804
Fax: 973-364-6678
www.cohnreznick.com
CohnReznick LLP provides clients with forward
thinking advice that helps them navigate complex business and financial
issues. With more than 2,000 employees nationwide, we provide the
resources, technical skills and deep industry knowledge to help them succeed.
Friedman LLP
100 Eagle Rock Ave., East Hanover, NJ 07936
Phone: Sari Gluckman, 973-929-3500
Fax: 973-929-3501
www.friedmanllp.com
Friedman LLP has been serving the accounting, tax and business consulting needs
of public and private companies for over 90 years. Our clients benefit from handson partner contact and cutting-edge technical and industry expertise.
Giordano Cohen Fastiggi Luciano and Company, PA
147 Columbia Turnpike, Suite 100 Florham Park, NJ 07932
Phone: Fred Bachmann CPA, 973-377-2009
Fax: 973-377-5335
Focused, personal attention to meeting the tax and accounting needs of
small businesses and their owners.
Hunter Group CPA LLC (See our ad on page 4)
17-17 Route 208, Fair Lawn, NJ 07410
Phone: Larry Feld, 201-261-4030
Fax: 201-261-8588 www.TheHunterGroup.com
Hunter Group CPA LLC helps businesses fulfill their
lifelong business and personal financial goals. From tax planning and auditing
to consulting, closely held businesses trust Hunter’s advice.
KPMG LLP
51 John F. Kennedy Parkway, Short Hills, NJ 07078
Phone: Kelly Watson, 973-912-6582, [email protected]
Tom Serluco, 973-912-6388, [email protected]
KPMG LLP’s (KPMG) New Jersey practice includes
approximately 2,800 employees in three offices. KPMG professionals offer
full-service Audit, Tax, and Advisory services and are active in the local
business community and knowledgeable about the unique needs of New
Jersey companies. KPMG is committed to providing the highest-quality service
available to clients of all sizes—from small businesses to global corporations.
PricewaterhouseCoopers LLP
P.O. Box 988, 400 Campus Drive, Florham Park, NJ 07932
Phone: B.J. Agugliaro, 973-236-4000
www.pwc.com
Through PwC’s global network of firms, including
1,300 employees in New Jersey, we provide assurance,
tax and advisory services to many of the world’s most successful companies.
Ross, Rosenthal & Company, LLP
87 Washington Street, Morristown, NJ 07960
Phone: Joseph C. Graff, 973-538-7071
www.rossrosenthal.com
CPA firm serving the region from Morristown for 60 years.
Trusted advisors to business entrepreneurs, professionals
and executives. Audit, tax and estate planning services.
WithumSmith+Brown, PC
465 South Street, Suite 200, Morristown, NJ 07960
Phone: Kirk Holderbaum, 973-898-9494
Fax: 973-898-0686
www.withum.com
WithumSmith+Brown, PC serves some of the best companies across the MidAtlantic region and worldwide for 40 years, offering a variety of services and
specialized support to more than 12 major industry sectors.
Architects/Engineers
E
Assisted Living
Sunrise Senior Living
209 Littleton Road, Morris Plains, NJ
Phone: Denise Falco, 862-485-9122
www.SunriseSeniorLiving.com
Sunrise Senior Living provides high quality Assisted Living
and Memory Care services in 4 locations in Morris County
including, Morris Plains, Randolph Madison and Florham Park.
Fulton Bank of New Jersey
425 Main Street, Chester, NJ 07930
Phone: Steve Miller, 908-955-8101
Fax: 908-879-5535 www.fultonbanknj.com
Fulton Bank of New Jersey, with its regional headquarters in Chester, NJ,
provides an array of financial services to customers throughout the state
of NJ with 71 conveniently located branches and ATM’s.
Garden Savings Federal Credit Union
(See our ad on page 5)
129 Littleton Road, Parsippany NJ 07054 Phone: Michael Powers, Chief Sales Officer
973-576-2000 Fax: 973-316-0317
www.GardenSavings.org
Garden Savings is a full-service financial
institution headquartered in Parsippany, NJ. Enhance your employee benefits
by providing credit union services from Garden Savings.
Attorneys
The Bianchi Law Group, LLC
4 York Avenue, 2nd Floor, West Caldwell, New Jersey 07006
Phone: Robert A. Bianchi, 862-210-8570
Fax: 862-210-8761
bianchilawgroup.com
Certified Criminal Trial Attorneys
and Former Prosecutors, Robert A. Bianchi and David J. Bruno, partner
together at The Bianchi Law Group, LLC, an aggressive and result-oriented
litigation law firm.
Bressler, Amery & Ross, P.C.
325 Columbia Turnpike
Suite 301, Florham Park, NJ 07932
Phone: Michael T. Hensley, 973-514-1200
Fax: 973-514-1660
www. bressler.com
Bressler, Amery & Ross, P.C. provides results-oriented, cost-effective legal services
to Fortune 500 corporations, privately held companies, brokerage firms, banks,
franchises, insurance companies, non-profit institutions and individuals.
Law Office of Jane M. Coviello, LLC
233 Mt. Airy Road, First Floor, Basking Ridge, NJ 07920
Phone: Jane Coviello, 908–502-5080
Fax: 866–834-8552
www.janecoviellolaw.com
The firm serves businesses throughout their life cycles – from entity formation
through all manner of transactions related to sales, licensing, marketing, and use
of technology and the Internet.
Resnick Law Group, P.C.
5 Becker Farm Road, 4th Floor, Roseland, NJ 07068
Phone: Gerald Jay Resnick, 973-781-1204
Fax: 973-781-1205
www.thenjemploymentlawfirm.com
Employment law firm serving NJ and NY employees in workplace disputes against
their employers, including matters involving wrongful termination, harassment,
discrimination, retaliation, wage and hour, employment contracts, non-compete
agreements, and more.
XCEL Federal Credit Union (See our ad on back cover)
1460 Broad Street, Bloomfield, NJ 07003
Phone: Tom Quigley, 800-284-8663 x3041
Fax: 201-714-5741
www.XCELfcu.org
XCEL Federal Credit Union was founded in 1964 by the
employees of the NY/NJ Port Authority. Today, ANY local
company can join—and it’s FREE. Call today 201-499-1656.
Business Process Outsourcing
Solix, Inc.
30 Lanidex Plaza West
P.O. Box 685, Parsippany, NJ 07054
Phone: 800-200-0818
[email protected]
www.solixinc.com
Smart, cost-effective and compliant outsourcing solutions including eligibility
determination, qualification program management and customer care services
for government, telecommunications, broadband, utility and healthcare
organizations.
JMF Construction, LLC
27 Jackie Drive, Long Valley, NJ 07853
Phone: Joseph M. Fernandez, 908-269-8293
[email protected]
We are a Architectural Woodwork, Fine Finish Carpentry and Remolding
Company specializing inKitchen and Bathroom remolding, Custom decks,
Portico’s and Fine Furniture and Cabinetry.
Schenck, Price, Smith & King, LLP
220 Park Avenue, PO Box 991, Florham Park, NJ 07932
Phone: Edward W. Ahart, 973-539-1000
Fax: 973-540-7300
www.spsk.com
Schenck, Price, Smith & King, LLP is a full-service law firm
located in northern New Jersey, whose attorneys serve businesses and
individual clients throughout the state and region.
Atlantic Stewardship Bank 2 Changebridge Road, Montville, NJ 07045
Phone: John M. Willis, 201-493-6421 or
Harry Yazidjian, 201-493-2941
Fax: 973-541-4806 www.asbnow.com
Atlantic Stewardship Bank is a full service
commercial bank offering a comprehensive line of products and services
for individuals and businesses of all sizes located in northern New Jersey.
Commercial services include business online banking, cash management,
remote deposit capture and a variety of commercial lending options.
Sussex Bank
100 Enterprise Drive, Suite 700, Rockaway, NJ 07866 Phone: 844-CLOSE-2-U: (844-256-7328)
Fax: 973-989-4192 www.sussexbank.com
Established in 1975 by several local businessmen,
Sussex Bank serves a wide range of commercial and residential
customers across the Northern New Jersey & NY Metro Market. Our
mission is to be the premier Business Bank in the communities we serve!
Construction/Remodeling
Riker Danzig Scherer Hyland & Perretti LLP
One Speedwell Avenue
P.O. Box 1981, Morristown, New Jersey 07962
Phone: Glenn A. Clark, 973-538-0800
www.riker.com
Strong practices in litigation, insurance law, corporate law,
bankruptcy, employment law, public utilities, environmental
law, real estate, tax and trusts & estates and governmental affairs.
Country Club
Basking Ridge Country Club
(See our ad on page 3)
185 Madisonville Road, Basking Ridge, NJ 07920
Phone: Kelly Pantone, 908-766-8200 x116
Fax: 908-953-8097
www.baskingridgecc.com
Basking Ridge Country Club is a private, family-oriented golf
and swim club. Affordable membership opportunities are
available that do not require a bond or initiation fee!
Banks/Credit Unions
H2M Architects + Engineers
119 Cherry Hill Road, Suite 200, Parsippany, NJ 07054
Phone: Sui Y. Leong, 862-207-5900
Fax: 973-334-0507
www.h2m.com
H2M provides architectural, engineering and environmental
testing laboratory services for both the private and public sectors
in New Jersey, Long Island and the Tri-State Areas.
O
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D irectory
Financial Consulting for College
College Financial Consultants
Florham Park, NJ 07932
Phone: Julie Gross, 973 369-7272
Fax: 973 629-1123
www.collegefinancial-consultants.com
COLLEGE FINANCIAL CONSULTANTS has been successfully helping families
with college bound children through the very complicated financial aid process
for over 25 years.
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Health and Wellness
Executive Health Program (EHP)
at Atlantic Health System
111 Madison Avenue – Suite 400, Morristown, NJ 07960
Phone: Katherine M. Ungar, 973-971-6848
www.atlantichealth.org/executivehealth
At EHP, clients have access to top level specialists,
the most advanced diagnostic tools and the latest in
evidence-based treatment and preventive medicine – all in one day.
Higher Education/University
Fairleigh Dickinson University 285 Madison Ave., M-R10-01, Madison, NJ 07940
Phone: Susan Brooman, 973-443-8905 [email protected] www.fdu.edu/grad
Advance or change your career with an MBA or MS in
Accounting, Tax or Supply Chain Management (NEW in Fall’14) from one
of the best B-schools; or earn a degree in one of 60 programs in Clinical
Mental Health Counseling, Industrial/Organizational Psychology, Leadership,
Corporate Communication, Education, Homeland Security, Hospitality (ranked
4th nationally). In class, online & blended degree and certificate programs.
Scholarships & fellowships available. Attend an Information Session.
The College of Saint Elizabeth 2 Convent Road, Morristown, NJ 07960-6989 Phone: 800-210-7900
Fax: 973-290-4710 www.cse.edu
Established in 1899, the College of Saint Elizabeth
enrolls more than 1,500 full- and part-time students, both men and women,
in more than 18 undergraduate plus graduate and doctoral programs.
Hospital
Kindred Hospital – Morris County 400 West Blackwell St., Dover, NJ, 07801
Phone: Michael Pizzano, 973-537-3818
Fax: 973-537-3895
www.khmorriscounty.com
Kindred Hospital of Morris County provides aggressive, specialized
interdisciplinary care to medically complex patients who require extended
recovery time.
Insurance
Gerrity, Baker, Williams Inc. 3 Gold Mine Road, Flanders, NJ 07836
Phone: Glenn K. Tippy, 973-426-1500
Fax: 973-426-9545
www.GBWinsurance.com
At GBW Insurance, we work with businesses
and their owners to help them find the right protection.
Farmers Insurance 300 Interpace Pkwy, Parsippany, NJ 07054
Phone: Derrick Canada, 973-265-3830
Fax: 973-265-3917
www.farmersnorthjersey.com
Be Your Own Boss! At Farmers Insurance, we’re seeking entrepreneurialminded individuals who want to lead and build a successful business, with
financial support and training from Farmers.
Otterstedt Insurance Agency 291 Morris Avenue, Summit NJ 07901
Phone: John G. Nufrio CIC, ARM, 908-273-2422
Fax: 201-227- 5031
www.otterstedt.com
We are a full service insurance agency servicing our
clients business and individual insurance needs since 1919.
Plymouth Rock
1 Madison Avenue, Suite W-105, Morristown, NJ 07960
Phone: John E. Hickey, 973-267-4970
Fax: 973-267-4876
www.prudential.com/us/j.hickey
As a financial professional with 21 years of experience,
I am licensed to offer life, health, long-term care, auto and home insurance....
Interior Designer
Enchanted Aspects LLC
Tori Valspirit: 973 936-8271
www.enchantedaspects.com
Full-Service Interior Design providing
project management, new design, renovations, space planning, custom
furnishings, flooring, custom fabrics, custom cabinetry, lighting, accessories,
architectural features and more.
C oBn En ectio
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Senior Care Services/Home Care
GayleNaftaly.com
West Orange, NJ
Gayle Naftaly: 917-821-6576
Email: [email protected] www.gaylenaftaly.com
Learn Grass Roots Mktg - with our unique System.
Leadership for Women – Rockin’ your Moxie!
Looking for Residual Income - join our structured network.
Moving and Storage
The Padded Wagon
281 Route 206 South Branchville, NJ 07826
Billy Lockwood: 973 335 5055
www.paddedwagon.com
The Padded Wagon Moving is a full service
moving and storage company providing packing, crating and shipping of
residential and commercial goods locally, interstate and internationally.
Office Equipment Provider
Premium Digital Office Solutions LLC
25 Riverside Drive Suite 3
PO Box 838, Pine Brook, NJ 07058
Van Seretis: 973-439-1570
Fax: 973-439-1576 www.premium-digital.com
Premium Digital provides office equipment including multifunctional copiers,
printers, document management and IT solutions. We pride ourselves on our
commitment to customer service which has built trust in our relationships over
the years.
Painting and Carpentry
CertaPro Painters of Morristown
45 S. Park Place, Suite 352, Morristown, NJ 07960
Richard Webber: 862 222 4055
Fax: 973 255 1002
www.morristown.certapro.com/
Residential and commercial painting contractor specializing in both interior
and exterior surfaces. CertaPro also provides carpentry services. Our
trademark Certainty Service System guarantees extraordinary customer
experiences.
Professional Translations & Interpretations
Keylingo Translations
38 E. Ridgewood Ave., Suite 156, Ridgewood NJ 07450
Elisa Rivero: 973-919-5108
www.keylingo.com/Locations/new-jersey-ii.html
We help companies communicate effectively in over 80
languages by translating their technical manuals, legal documents, marketing
brochures, or websites. Your message doesn’t get lost in translation.
Real Estate
Mack-Cali Realty Corporation
343 Thornall Street, 8th Floor, Edison, NJ 08837
Diane Chayes, 732-590-1000
Fax: 732-205-8237 www.mack-cali.com
Mack-Cali Realty Corporation is among the country’s largest real estate
investment trusts (REITs). Mack-Cali owns and manages premier office
buildings and luxury multi-family communities throughout the Northeast.
Taylor Real Estate 15 Bloomfield Ave,. Suite 2, Verona, NJ 07044
Glen Taylor: 973-239-7772
Fax: 973-618-5575
www.taylorrealestatenj.com
Let us rebate half our commission back to you
or a charity of your choice when you buy a home
thru us. We are a full service company.
Schools; Special
Montgomery Academy 188 Mount Airy Road, Basking Ridge, NJ 07920
Phone: Anthony Gebbia, Executive Director, 908-766-0362
Fax: 908-766-0936
www.montgomeryacademyonline.org
For over 40 years, Montgomery Academy has served
students ages 5 - 21 with special needs not met in
conventional public school settings. Montgomery Academy Where You Can Be Yourself!
9
Seniors Helping Seniors
78 DeForest Avenue, East Hanover, NJ 07936
Phone: Doris Dorey, 973-435-4873 www.SeniorsHelpingSeniors.com/MorrisCounty
Seniors Helping Seniors is a unique home care
company that matches seniors who need help with seniors who want to help.
Our caring and compassionate senior providers relate to the life experiences of
those they care for. [email protected]
Senior Home Care Services
152 Speedwell Ave, Morristown, NJ 07960
Phone: 973-538-HELP (4357)
www.SeniorHomeCareServices.com
Senior Home Care Services treats every senior
like a member of their own family. They have been helping seniors find
compassionate, qualified caregivers for 14+ years.
Staffing and Recruiting
Penmac Staffing Services, Inc.
9 Whippany Road, Unit A1-14, Whippany, NJ 07981
Raymond Matusz, 862-701-5331
Fax: 862-701-5333
www.penmac.com
Penmac Staffing provides temporary and long-term
staffing solutions. We recruit, screen, and hire for the manufacturing, logistics,
clerical, and transportation industries.
Systems Engineering
RDM Engineering
(See our ad on page 11)
66 Pond Hollow Drive in Oak Ridge, NJ 07438
David j Rychalsky, 973-874-0251
www.rdm-engineering.com
RDM Engineering is a New Jersey small business
engineering firm, supporting all aspects of the Mortar
& Common Fire Control division of the US Army.
Utility
New Jersey Natural Gas
P.O. Box 1464, 1415 Wyckoff Road, Wall, NJ 07719
Phone: 732-938-1000
www.njng.com
New Jersey Natural Gas serves over half-a-million
customers in Monmouth, Ocean, Middlesex and Morris counties, meeting
customers’ expectations for value and reliability every day.
Wireless Communications
Communications Service Integrators
45 Perry Street, Chester, NJ 07930
Phone: Sandy Drysdale, 908-879-2525
Fax: 908-879-2322
www.csiradio.com
Communications Service Integrators provides an integration of the most progressive communications technology available in the industry— two-way radio,
wireless network, system design, system consultation, FCC assistance for on-site
facilities communications as well as wide area communications coverage.
Now you can
advertise in 13 issues
of Business Edge
for only $550.00!
Add your company’s listing
to our Business Connection
Directory and reach a
readership of over 66,000.
For more information,
call 732-303-9377
M
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Welcome New Members
Calendar of Events
Alzheimer’s Association
Greater NJ Chapter
Denville, NJ 07834
www.alz.org/nj
Date
Event/Location/Time
Feb 5
Women in Business Luncheon
The Weston Governor Morris, Morristown
$60 members / $80 non-members
Solar City Corporation
Cranbury, NJ 08512
www.solarcity.com
Feb 13
Good Morning, Morris!
The Park Avenue Club, Florham Park $38 Members / $60 Non-Members
7:30 a.m. - 9:15 a.m.
Spine & Osteoarthritis
Center of NJ, LLC
Cedar Knolls, NJ 07927
Feb 18
Breakfast with Assemblyman Jon M. Bramnick
The Madison Hotel, Morristown
$55 Members and Non-Members
7:30 a.m. - 9:15 a.m.
Feb 18
Crafting Your 2 Minute Intro
College of St. Elizabeth, Morristown $38 Members / $60 Non-Members
Feb 20
Business Connections Networking Event
The Villa at Mountain Lakes, Mountain Lakes Free - registration not required
7:15 a.m. - 9:30 a.m.
Feb 25
WIB Golf 101 for Women
Park Avenue Club, Florham Park $35 Members / $60 Non-Members
5:30 p.m. - 7:30 p.m.
Feb 26
Seminar: Art of Public Speaking
Morris County Chamber of Commerce, Florham Park 8:00 a.m. - 12:00 p.m.
$45 Members / $65 Non-Members
Feb 27
MCEDC Awards Luncheon
Sheraton Parsippany Hotel, Parsippany $80 Members / $100 Non-Members
Birchwood Manor, Inc.
Whippany, NJ 07981
www.birchwoodmanor.com
CIS, Inc.
Allamuchy, NJ 07820
www.cisinfo.net
ConnectOne Bank
Union, NJ 07083
www.connectonebank.com
Fidelity Paper & Supply Corp.
East Hanover, NJ 07936
www.fidelitypaper.com
GAF
Parsippany, NJ 07054
www.gaf.com
Golf Etc Morristown
Morristown, NJ 07960
www.golfetcmorristown,com
Green Ridge Group
Basking Ridge, NJ 07920
www.greenridgegroupllc.com
Professional Climate Control
East Hanover, NJ 07936
Smith Design
Glen Ridge, NJ 07028
www.smithdesign.com
Synergistix
Verona, NJ 07044
www.syncrm.com
The London Day School
Florham Park, NJ 07940
www.londondayschool.com
TIP Capital, ACrestmark Bank Co
Morristown, NJ 07960
www.tipcapital.com
UFC Gym
Florham Park, NJ 07932
www.ufcgym.com/florhampark
Health Republic Insurance of NJ
Newark, NJ 07102
Vantage Point HR
Lester, PA 19029
www.vphrpro.com
Park Lane Jewelry
Boonton Township, NJ 07005
www.myparklane.com/kdowns
Walzer Architecture
Livingston, NJ 07039
www.walzerarchitecture.com
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Articles
s have strategies
Small businesse
to grow in 2015
off at Alcoa
Fighter jet takes
Corner
Christopher’s
2015
Resolve To Make
Year Ever
Your Best Sales
The Cutting Edge...
action
The nation needs
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from Washingto
In the Trenches important
is as
What you say
as who you reach
www.LCRlaw.com/employmentseminarseries
1
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December 2014
6
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ce, please contact
Chamber of Commer
Angela Kubisky
at 732-303-9377,
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• Issue 12 / Volum
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us.”
of referrals. We
for a patent
s in Morristown, als, diagnostic
“I am leaning toward
a growth area for
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aceutic
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have also been
a new process
owner of Calibr
research pharm
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for
ped
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develo
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Samara said his new business. The preventative te results.
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that should
“We’re going
(Continued on page
companies and
s running longer
little bit,” he said.
laboratory system
up our game a
“We’re going to
of Morristown.
to
partnerships.”
de Insurance Group
le opportunities
is owner of Fortitu
agency and possib
Mitchell Mund
ways, within our
g to grow in two
“We are lookin
By Rod Hirsch
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es off at Alcoa
Fighter jet tak
g and
with vertical landin
Roegner said.
3)
nal aircraft, a model
(Continued on page
variants: a traditio
by an aircraft could
The F-35 has three
first powered flight
facility.
t Brothers’ 1903
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as the 51.4-foot
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have been
showcase at
a little more than
ts’ first flight was
the topic of a recent
was
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fact,
Fighte
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F-35 Joint Strike
for the
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s
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Alcoa’s moder
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a predecessor of
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The link is that
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rs engine, accord extrusions division, and presid
Wright Brothe
of the possible.”
s, forgings and
“pushing the art
investment casting
about
is
F-35
F-15s,
s work on the
existing fleet of
Roegner said Alcoa’
ed to replace the
design
t
aircraf
eneration
t, Roegner said.
The F-35 is a fifth-g be an international aircraf
artin won a
It will
when Lockheed-M
Navy
F-16s and F-18s.
pment since 2001 be used by the U.S. Air Force,
been in develo
would
The plane has
fighter jet that
provide a new
to build
competition to
be less expensive
and Marines.
aircraft that would
capabilities,
an
stealth
design
to
program was
levels with new
lity,
The goal of the
higher performance systems and greater flexibi
ing
achiev
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and maintain while ions, offensive and defens
unicat
improved comm
By Michael Daigle
tor for
simula
ences the flight
ngelo experi
r Tom Mastra
month.
Freeholder Directo plant in Dover earlier this
Morris County
Alcoa
Fighter at the
the F-35 Strike
M
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Inside Edge
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(Continued from page 7)
Marc Demetriou of Residential Home Funding, who recently spoke at the chamber’s Young
Professionals Committee meeting, poses with Mairead Togneri (left) of Garden Savings
Federal Credit Union and Christine Cox of International Planning Alliance, LLC, and
committee chair.
In the News…
Deirdre Wheatley-Liss (center right), a principal with the law firm Porzio, Bromberg &
Newman, P.C. and chair of the Morris Members Council, gathers the council for a photo.
The Morris Members Council provides an opportunity for members of the Morris County
Chamber of Commerce to participate in executing programs and community outreach
projects that drive value for chamber members and benefit the larger Morris County
Community.
Eric J. Barr, co-managing member, Fischer Barr & Wissinger LLC, recently
was published on QuickReadBuzz.com. In his article, “Nevada Senate Bill 350,”
Barr discusses two new business entities authorized under Nevada law in 2009,
Restricted LLCs and Restricted Partnerships.
Edge into Small Business...
BESURE,
SURE,INSURE!
INSURE!
BE
Edge into Small Business...
to place your business card in the
“Edge into Small Business” section,
call 732-303-9377
11
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