1. Healthcare

 TM
Australia & New Zealand Banking Group Ltd.
Profile
Corporate Information
Ticker ANZ | Primary Stock Exchange Australian Securities Exchange
Address:
833 Collins Street, ANZ Centre, Level 9
Melbourne, VIC 3008
Phone: 61 3 9273 5555
Fax: 61 3 8542 5252
Web Site:
http://www.anz.com
Auditors:
KPMG
I.R. Contact:
Jill Craig
Employees: 50,328
Shareholders: 498,309
Founded: 1835
Domicile: Australia
Officers:
David Michael Gonski Chairman
Michael Roger Pearson Smith Chief Executive
Officer
Shayne Cary Elliott Chief Financial Officer
Alistair Currie Chief Operating Officer
Bob Santamaria General Counsel
David Trelawney Fisher Chief Technology Officer
Scott Collary Chief Information Officer
John Priestley Secretary
Adrian Went Treasurer
Jill Craig Investor Relations Contact
Directors:
Ilana Rachel Atlas
Paula Jane Dwyer
David Michael Gonski
Hsien Yang Lee
John T. MacFarlane
Ian John Thomas Macfarlane
Michael Roger Pearson Smith
Subsidiaries:
Amerika Samoa Bank
ANZ Asia Limited
ANZ Bank (Europe) Limited
ANZ Bank (Samoa) Limited
ANZ Bank (Vanuatu) Limited
ANZ Capel Court Limited
ANZ Capital Funding Pty Ltd
ANZ Capital Hedging Pty Ltd
ANZ Commodity Trading Pty Ltd
ANZ Funds Pty Ltd
ANZ Holdings (New Zealand) Limited
ANZ International (Hong Kong) Limited
ANZ International Private Limited
ANZ Investment Services (New Zealand) Limited
ANZ Lenders Mortgage Insurance Pty Limited
ANZ National (Int'l) Limited
ANZ National Bank Limited
ANZ Nominees Limited
ANZ Orchard Investments Pty Ltd
ANZ Royal Bank (Cambodia) Limited
ANZ Singapore Limited
ANZ Trustees Limited
ANZ Vientiane Commercial Bank Limited
ANZcover Insurance Pty Ltd
Arawata Finance Limited
(Continued on next page of this report)
Overview: This company provides a range of banking products and services to retail, small business, corporate
and institutional clients primarily in Australia and New Zealand.
Incorporated: INCORPORATED in Victoria in the Commonwealth of Australia July 14, 1977. The company was
formed in the 1970 merger of Australia and New Zealand Bank Limited and English, Scottish and Australia Bank
Ltd. ANZ Bank was formed in the merger of Bank of Australia and Union Bank of Australia. The company
originated in the U.K. in 1835, when the Bank of Australasia was established by Royal Charter.
Background: Australia and New Zealand Banking Group Limited provides various banking and financial products
and services to retail, small business, corporate, and institutional customers in Australia, New Zealand, the Asia
Pacific region, the Middle East, Europe, and the United States. Its retail products include housing finance for
owner occupied and investment purposes; consumer and commercial credit cards, personal loans, online and
electronic payment solutions for businesses, and merchant services; and transaction banking, savings, and
investment products, such as term deposits and cash management accounts. The company also offers motor
vehicle and equipment finance, and investment products; regional commercial banking services to personal
customers, small businesses, and agribusiness customers in rural and regional Australia; business banking
services, including risk management; and banking services for metropolitan-based small businesses. In addition,
it provid(Continued on the next page of this report)
Stock Data (Capitalization as of: September 30, 2014)
Stock: Ordinary no par | Authorized Shares N.R. | Outstanding Shares 2,756,627,771
Stock: Preference | Authorized Shares N.R. | Outstanding Shares 500,000
Long Term Debt DEBT: Australian Dollar 93,703,000,000.
Stockholders (as of October 31, 2014): 498,309
Principal Stockholder:
Transfer Agent: Computershare Investor Services Pty. Ltd., Abbotsford, Victoria
Additional Notes:
Dividends
Common Stock
1.57
1.47
1.41
1.39
0.91
0.85
1.17
0.85
1.15
0.56
0.42
0.36
0.37
0.34
0.32
Exchange
Australian Securities
Exchange
2014
2013
2012
2011
2010
2009
2007
2006
2004
2003
2002
2001
2000
1999
1998
Year
2014
1
Footnote:
1 Prices reported in Australian Dollars.
2013
2012
2011
2010
2009
2008
2007
2006
2005
High
0.0000
Low
0.0000
33.8000
26.1300
24.1900
25.9700
24.9100
27.5700
31.7400
30.0300
24.2700
25.1500
20.2600
17.0100
20.2000
11.8900
12.9000
25.7500
23.9100
20.1700
This information should not be used for determining a company’s manual exemption status. Only the listing from Corporation Records should be used for that purpose. This report is for informational purposes and should not be
considered a solicitation to buy or sell any security nor is this report considered investment advice. Neither S&P Capital IQ nor any other party guarantees its accuracy or makes warranties regarding results from its usage. S&P
Capital IQ receives compensation from the issuer or an agent thereof for initiating coverage, and for distribution including licensed redistribution of this report, and/or for inclusion in other S&P Capital IQ publications, generally in
amounts up to U.S. $3,995. per year. Redistribution is prohibited without written permission.
Page 1
TM
| February 05, 2015
Australia & New Zealand Banking Group Ltd. | Ticker ANZ | Primary Exchange Australian Securities Exchange
Profile
Background: (Continued from Page 1) es working capital solutions comprising deposit products, cash transaction banking management, trade finance, international
payments, and clearing services; and risk management services in relation to foreign exchange, interest rates, credit, commodities, debt capital markets, wealth solutions,
and equity derivatives to institutional and corporate customers. Further, the company offers credit analysis, structuring, execution, and monitoring of customer transactions,
including project and structured finance, debt structuring and acquisition finance, loan product structuring and management, and structured asset and export finance;
investment, superannuation, and insurance products and services; and engages in private banking and online broking businesses. Australia and New Zealand Banking
Group Limited was founded in 1835 and is headquartered in Melbourne, Australia.
Subsidiaries
(Continued from the previous page)
Arawata Holdings Limited
Arawata Trust
Arawata Trust Company
Australia and New Zealand Banking Group (PNG) Lim
ited
Bank of Kiribati Ltd
Citizens Bancorp Inc.
Citizens Security Bank (Guam) Inc.
Endeavour Finance Limited
Esanda Finance Corporation Limited
ETRADE Australia Limited
Harcourt Corporation Limited
LFD Limited
Minerva Holdings Limited
Omeros II Trust
Private Nominees Limited
PT ANZ Panin Bank
Tui Endeavour Limited
UDC Finance Limited
Upspring Limited
Votraint No. 1103 Pty Limited
This listing from S&P Capital IQ Market Access Program including Corporate Records should not be used for determining a company's manual exemption
status. Only the listing from Corporation Records should be used for that purpose. Redistribution is prohibited without written permission.
Page 2
TM
| February 05, 2015
Australia & New Zealand Banking Group Ltd. | Ticker ANZ | Primary Exchange Australian Securities Exchange
Annual Report
IncomeStatement as of Sep. 30 (Mil. AUSTRALIAN
DOLLAR)
Total int. income
Total int. exp.
Net int. income
Prov. for loan loss
Equity in opers. of affil.
Other income
Oper. exps.
Income tax
Net income
Share earns. basic
Share earns. diluted
2014
2013
29,524
15,714
13,810
986
517
5,727
8,760
3,025
7,283
2.67
2.57
28,627
15,869
12,758
1,188
482
5,282
8,257
2,757
6,320
2.33
2.26
BalanceSheet as of Sep. 30 (Mil. AUSTRALIAN
DOLLAR)
Assets:
Net loans
Cash & in banks
Due from other banks
Collateral paid
Derivative financial instruments
Trading acct. secs.
Defr. tax assets
Bank prem. & equip.
Goodwill
Investments backing policyholder liabs.
Other invstmts.
Income tax
Available-for-sale assets
Regulatory deposits
Other assets
Total assets
Liabilities:
Deposits:
Total deposits
Income tax
Deferred Income tax
Settlement balances owed
Collateral received
Derivatives
Policyholder liabs.
External unit holder liabs.
Borrowed funds
Minority int.
Provisions
Accts. pay. & other liabs.
Pref. stk. n.p.
Com. stk. n.p.
Reserves
Retained earns.
Total liabs. and equity
This listing from S&P Capital IQ Market Access Program including Corporate Records should not be used for determining a company's manual exemption
status. Only the listing from Corporation Records should be used for that purpose. Redistribution is prohibited without written permission.
2014
2013
521,752
32,559
20,241
5,459
56,369
49,692
417
2,181
7,950
33,579
4,582
38
30,917
1,565
4,791
772,092
483,264
25,270
19,225
6,530
45,878
41,288
725
2,164
7,690
32,083
4,123
20
28,277
2,106
4,352
702,995
510,079
449
120
10,114
5,599
52,925
34,554
3,181
93,703
77
1,100
10,984
871
24,031
(239)
24,544
772,092
466,915
972
14
8,695
3,921
47,509
32,388
3,511
83,180
62
1,228
9,059
871
23,641
(907)
21,936
702,995
Page 3